Trustco Bank Corp NY

TRST

Market cap $795M

GLENVILLE, N.Y., Feb. 17, 2026 (GLOBE NEWSWIRE) -- The Board of Directors of TrustCo Bank Corp NY (TrustCo, Nasdaq: TRST) on February 17, 2026 declared a quarterly cash dividend of $0.38 per share, or $1.52 per share on an annualized basis. The dividend will be payable on April 1, 2026 to shareholders of record at the close of business on March 6, 2026.

TrustCo Bank's valuation remains attractive despite last year's rally. Current profitability margin tailwinds could persist as loan repricing continues through 2026. The board's 2 million share buyback program offers a significant catalyst given the program's size, representing 11% of total shares outstanding.

TrustCo Bank Corp NY (TRST) Q4 2025 Earnings Call Transcript

Executive Snapshot: Financial results: Key metrics for the fourth quarter 2025 compared to the fourth quarter of 2024: Net income of $15.6 million increased 38.0% compared to $11.3 million Diluted earnings per share of $0.85 increased 44.1% compared to $0.59 Net interest margin of 2.82%, up 22 basis points from 2.60% Return on Average Assets of 0.97%, up 32.9% from 0.73% Return on Average Equity of 8.99%, up 34.2% from 6.70% Net interest income of $43.7 million, up 12.4% from $38.9 million Capital position and Stock Repurchase Program: Book value per share as of December 31, 2025 was $38.08, up from $35.56 as of December 31, 2024 One million shares, or 5.3%, of TrustCo common stock were purchased under the Stock Repurchase Program during 2025, of which 533 thousand shares or 2.9% were purchased in the fourth quarter Two million shares, or 11.1%, of TrustCo common stock authorized for purchase under an additional Stock Repurchase Program announced for 2026 GLENVILLE, N.Y., Jan. 21, 2026 (GLOBE NEWSWIRE) -- TrustCo Bank Corp NY (TrustCo, NASDAQ: TRST) today announced strong financial results for the fourth quarter of 2025 highlighted by a substantial increase in net interest income, continued margin expansion, and sustained loan and deposit growth across core lending and deposit categories.

GLENVILLE, N.Y., Jan. 12, 2026 (GLOBE NEWSWIRE) -- TrustCo Bank Corp NY (TrustCo, Nasdaq: TRST) today announced that it will release fourth quarter 2025 results after the market close on January 21, 2026. Results are released on the 21st of the reporting months (January, April, July and October), or on the next day that equity markets are open if the 21st falls on a Friday, weekend or holiday. A conference call to discuss the results will be held at 9:00 a.m. Eastern Time on January 22, 2026. Those wishing to participate in the call may dial toll-free for the United States at 1-833-470-1428, and for Canada at 1-833-950-0062, Access code 774913. A replay of the call will be available for thirty days by dialing toll-free for the United States at 1-866-813-9403, Access code 268454.

GLENVILLE, N.Y., Dec. 19, 2025 (GLOBE NEWSWIRE) -- TrustCo Bank Corp NY (TrustCo, Nasdaq: TRST) (the “Company” or “TrustCo”) today announced that its Board of Directors has approved a new stock repurchase program. Under the stock repurchase program, TrustCo may repurchase up to 2,000,000 shares of its common stock, or approximately 11% of its currently outstanding shares. The repurchase program will permit shares to be repurchased in open market or private transactions, through block trades, or pursuant to any trading plan that may be adopted in accordance with Rule 10b5-1 of the Securities and Exchange Commission. The Company completed a previously authorized one-million share repurchase program earlier this month.

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GLENVILLE, N.Y., Nov. 19, 2025 (GLOBE NEWSWIRE) -- The Board of Directors of TrustCo Bank Corp NY (TrustCo, Nasdaq: TRST) on November 18, 2025 declared a quarterly cash dividend of $0.38 per share, or $1.52 per share on an annualized basis. The dividend will be payable on January 2, 2026 to shareholders of record at the close of business on December 5, 2025.

TrustCo Bank Corp NY (NASDAQ:TRST ) Q3 2025 Earnings Call October 22, 2025 9:00 AM EDT Company Participants Robert McCormick - President, CEO & Chairman of the Board Michael Ozimek - Executive VP & CFO Kevin Curley - Executive VP & Chief Banking Officer Conference Call Participants John Lapey - Gabelli Funds, LLC Presentation Operator Good day, and welcome to TrustCo Bank Corp Earnings Call and Webcast. [Operator Instructions] Before proceeding, we would like to mention this presentation may contain forward-looking information about TrustCo Bank Corp New York that is intended to be covered by the safe harbor for forward-looking statements provided by the Private Securities Litigation Reform Act of 1995.

Executive Snapshot: Financial results: Key metrics for the third quarter 2025 compared to the third quarter of 2024: Net income of $16.3 million, or $0.86 diluted earnings per share, increased 26.3% compared to $12.9 million, or $0.68 diluted earnings per share Net interest margin of 2.79%, up 18 basis points from 2.61% Return on Average Assets of 1.02%, up 21.4% Return on Average Equity of 9.29%, up 20.0% Net interest income of $43.1 million, up 11.5% from $38.7 million Average loans were up $125.9 million Average deposits were up $251.1 million Capital position and Stock Repurchase Program: Book value per share as of September 30, 2025 was $37.30, up from $35.19 as of September 30, 2024 467 thousand shares, or 2.5%, of TrustCo common stock were purchased under the stock repurchase program during 2025. We have an additional 533 thousand, or 2.8% of our outstanding shares, available for future repurchases under the stock repurchase program.