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Hanover Insurance

THG

Market cap $8.11B

235.12 USD

+1.86

0.8%

At close Updated Oct 29, 4:00 PM EDT

Pre-market

After hours

235.00

-0.12

0.05%

1 day

0.8%

5 days

-1.64%

1 month

7.87%

3 months

1.2%

6 months

32.45%

Year to date

31.31%

1 year

39.63%

5 years

86.6%

10 years

208.6%

About: The Hanover Insurance Group Inc is a holding company whose primary business is offering property and casualty insurance products and services. The company markets itself through independent agents and brokers in the United States while conducting business through Hanover Insurance, Citizens and other THG subsidiaries. The company conducts business operations through four operating segments: Core Commercial, Specialty, Personal Lines, and Other. The company operates an investment portfolio that is exposed to fixed-income securities.

Employees: 4,900

Financials Property & Casualty Insurance

News

Positive

Neutral

Negative

Sentiment 3-Months

Positive 73.8%

Neutral 21.4%

Negative 4.8%

The Hanover Insurance Group, Inc. (THG) Q3 2026 Earnings Call Transcript

The Hanover Insurance Group, Inc. ( THG ) Q3 2026 Earnings Call October 29, 2026 10:00 AM EDT Company Participants Oksana Lukasheva - Senior Vice President of Corporate Finance John "Jack" C. Roche - President, CEO & Director Richard Lavey - Executive VP & COO Jeffrey Farber - Executive VP & CFO Bryan Salvatore - Executive VP & President of Specialty Conference Call Participants Michael Phillips - Oppenheimer & Co. Inc., Research Division Michael Zaremski - BMO Capital Markets Equity Research Rowland Mayor - RBC Capital Markets, Research Division Jon Paul Newsome - Piper Sandler & Co., Research Division Meyer Shields - Keefe, Bruyette, & Woods, Inc., Research Division Presentation Operator Good day, and welcome to The Hanover Insurance Group's Third Quarter Earnings Conference Call.

The Hanover Insurance Group, Inc. (THG) Q3 2026 Earnings Call Transcript

Zacks Investment Research

Here's Why Hanover Insurance Group (THG) is a Strong Momentum Stock

The Zacks Style Scores offers investors a way to easily find top-rated stocks based on their investing style. Here's why you should take advantage.

Here's Why Hanover Insurance Group (THG) is a Strong Momentum Stock

Zacks Investment Research

Here's What Key Metrics Tell Us About Hanover Insurance (THG) Q3 Earnings

While the top- and bottom-line numbers for Hanover Insurance (THG) give a sense of how the business performed in the quarter ended September 2026, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

Here's What Key Metrics Tell Us About Hanover Insurance (THG) Q3 Earnings

Zacks Investment Research

Hanover Insurance Group (THG) Q3 Earnings and Revenues Surpass Estimates

Hanover Insurance Group (THG) came out with quarterly earnings of $5.15 per share, beating the Zacks Consensus Estimate of $4.59 per share. This compares to earnings of $5.09 per share a year ago.

Hanover Insurance Group (THG) Q3 Earnings and Revenues Surpass Estimates

The Hanover Reports Excellent Third Quarter Net Income and Operating Income of $4.86 and $5.15 per Diluted Share, Respectively; Third Quarter Net and Operating Return on Equity of 19.4% and 18.7%, Respectively

Third Quarter Highlights Combined ratio of 92.3%; combined ratio, excluding catastrophes(1), of 85.5% Catastrophe losses of $109.7 million, or 6.8 points of the combined ratio Net premiums written increase of 3.1%* Renewal price increases(2) of 8.7% in Personal Lines, 7.4% in Core Commercial and 4.3% in Specialty Rate increases(2) of 6.1% in Core Commercial, 4.9% in Personal Lines and 1.9% in Specialty Loss and loss adjustment expense (LAE) ratio of 61.4%, 1.6 points higher than the prior-year quarter, driven by higher catastrophe losses Current accident year loss and LAE ratio, excluding catastrophes(3), of 55.7%, 1.9 points below the prior-year quarter Net investment income of $131.9 million, up 12.7% from the prior-year quarter Book value per share of $99.69, down 5.4% from June 30, 2026; excluding net unrealized depreciation on fixed maturity investments, net of tax(4), book value per share increased 2.7% WORCESTER, Mass., Oct. 28, 2026 /PRNewswire/ -- The Hanover Insurance Group, Inc. (NYSE: THG) today reported net income of $172.6 million, or $4.86 per diluted share, in the third quarter of 2026, compared to $178.7 million, or $4.90 per diluted share, in the prior-year quarter.

The Hanover Reports Excellent Third Quarter Net Income and Operating Income of $4.86 and $5.15 per Diluted Share, Respectively; Third Quarter Net and Operating Return on Equity of 19.4% and 18.7%, Respectively

Zacks Investment Research

Will Hanover Insurance (THG) Beat Estimates Again in Its Next Earnings Report?

Hanover Insurance (THG) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.

Will Hanover Insurance (THG) Beat Estimates Again in Its Next Earnings Report?

Zacks Investment Research

Are Investors Undervaluing The Hanover Insurance Group (THG) Right Now?

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

Are Investors Undervaluing The Hanover Insurance Group (THG) Right Now?

Zacks Investment Research

The Hanover Insurance Group, Inc. (THG) Hits Fresh High: Is There Still Room to Run?

Hanover Insurance (THG) is at a 52-week high, but can investors hope for more gains in the future? We take a look at the company's fundamentals for clues.

The Hanover Insurance Group, Inc. (THG) Hits Fresh High: Is There Still Room to Run?

Zacks Investment Research

Hanover Insurance Group (THG) Expected to Beat Earnings Estimates: What to Know Ahead of Q3 Release

Hanover Insurance (THG) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Hanover Insurance Group (THG) Expected to Beat Earnings Estimates: What to Know Ahead of Q3 Release

Zacks Investment Research

Hanover Insurance (THG) is an Incredible Growth Stock: 3 Reasons Why

Hanover Insurance (THG) is well positioned to outperform the market, as it exhibits above-average growth in financials.

Hanover Insurance (THG) is an Incredible Growth Stock: 3 Reasons Why

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