Third Coast Bancshares

TCBX

Market cap $543M

Third Coast Bancshares, Inc. remains resilient amid macroeconomic volatility, supported by stable topline growth and sound fundamentals. TCBX's prudent loan management, robust asset diversification, and strong capital ratios position it well against inflation and economic uncertainty. Valuation remains attractive, with EPS growth supporting further upside; technicals indicate a potential rebound despite recent price weakness.

Third Coast Bancshares remains a "Buy," supported by strong asset quality, attractive valuation, and robust balance sheet growth. TCBX's net interest margin rose to 4.05%, driving net profits up to $44.8 million and returns well above industry minimums. The announced $123 million Keystone Bancshares merger expands Texas presence, especially in Austin, with potential cost synergies and scale benefits.

Third Coast Bancshares (TCBX) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #1 (Strong Buy).

FIX, TCBX, SLP, HBNC and STX have been added to the Zacks Rank #1 (Strong Buy) List on October 29, 2025.

NEW YORK , Oct. 28, 2025 /PRNewswire/ -- Class Action Attorney Juan Monteverde with Monteverde & Associates PC (the "M&A Class Action Firm"), has recovered millions of dollars for shareholders and is recognized as a Top 50 Firm in the 2024 ISS Securities Class Action Services Report. The firm is headquartered at the Empire State Building in New York City and is investigating Third Coast Bancshares, Inc. (NYSE: TCBX ) related to its merger with Keystone Bancshares, Inc. Under the terms of the proposed transaction, Keystone shareholders will receive either (i) 0.45925 shares of Third Coast common stock or (ii) an amount of cash equal to 0.45925 multiplied by the volume-weighted average price per share of Third Coast common stock for the 20 trading day period set forth in the merger agreement, at the election of Keystone's shareholders.

Shareholders should contact the firm immediately as there may be limited time to enforce your rights.

Dallas, Texas--(Newsfile Corp. - October 24, 2025) - Third Coast Bancshares, Inc. (NYSE: TCBX): Stonegate Capital Partners updates their coverage on Third Coast Bancshares, Inc. For 3Q25, Third Coast reported net income of $18.1M, which is up from $16.7M in 3Q24. This was equal to a basic and diluted EPS of $1.22 and $1.03, respectively.

Third Coast Bancshares, Inc. (NYSE:TCBX ) Q3 2025 Earnings Call October 23, 2025 11:00 AM EDT Company Participants Bart Caraway - Founder, Chairman, President & CEO John McWhorter - Senior EVP & CFO Audrey Duncan - Senior EVP & Chief Credit Officer Conference Call Participants Natalie Hairston - Dennard Lascar Associates, LLC Bernard Von Gizycki - Deutsche Bank AG, Research Division Wood Lay - Keefe, Bruyette, & Woods, Inc., Research Division Michael Rose - Raymond James & Associates, Inc., Research Division Matt Olney - Stephens Inc. David Storms - Stonegate Capital Partners, Inc., Research Division Presentation Operator Greetings, and welcome to the Third Coast Bancshares Third Quarter Earnings Conference Call. [Operator Instructions] Please note, this conference is being recorded.

Third Coast Bancshares, Inc. (TCBX) came out with quarterly earnings of $1.03 per share, beating the Zacks Consensus Estimate of $0.8 per share. This compares to earnings of $0.74 per share a year ago.

Once Completed, Combined Total Assets to Exceed $6 Billion HOUSTON and AUSTIN, Texas , Oct. 22, 2025 /PRNewswire/ -- Third Coast Bancshares, Inc. ("Third Coast") (NYSE & NYSE Texas: TCBX), the parent company of Third Coast Bank, and Keystone Bancshares, Inc. ("Keystone"), the parent company of Keystone Bank, SSB ("Keystone Bank"), today jointly announced the signing of a definitive merger agreement pursuant to which Third Coast will acquire Keystone in a stock and cash transaction valued at approximately $123 million based on Third Coast's closing stock price as of October 21, 2025. Once the transaction is completed, the combined company will have pro forma total assets in excess of $6 billion.