Synchrony
About: Synchrony Financial, originally a spinoff of GE Capital's retail financing business, is the largest provider of private-label credit cards in the United States by both outstanding receivables and purchasing volume. Synchrony partners with other firms to market its credit products in their physical stores as well as on their websites and mobile applications. Synchrony operates through three segments: retail card (private-label and co-branded general-purpose credit cards), payment solutions (promotional financing for large ticket purchases), and CareCredit (financing for elective healthcare procedures).
Employees: 20,000
Fund manager confidence
Based on 2025 Q1 regulatory disclosures by fund managers ($100M+ AUM)
38% more call options, than puts
Call options by funds: $142M | Put options by funds: $103M
27% more repeat investments, than reductions
Existing positions increased: 359 | Existing positions reduced: 282
0.78% less ownership
Funds ownership: 96.97% [Q4 2024] → 96.19% (-0.78%) [Q1 2025]
4% less funds holding
Funds holding: 884 [Q4 2024] → 847 (-37) [Q1 2025]
15% less first-time investments, than exits
New positions opened: 102 | Existing positions closed: 120
15% less funds holding in top 10
Funds holding in top 10: 13 [Q4 2024] → 11 (-2) [Q1 2025]
19% less capital invested
Capital invested by funds: $24.5B [Q4 2024] → $19.8B (-$4.77B) [Q1 2025]
Research analyst outlook
6 Wall Street Analysts provided 1 year price targets over the past 3 months
6 analyst ratings
Truist Securities Brian Foran | 14%upside $68 | Hold Maintained | 13 Jun 2025 |
Wells Fargo Donald Fandetti | 9%upside $65 | Overweight Maintained | 23 Apr 2025 |
Evercore ISI Group John Pancari | 6%downside $56 | Outperform Maintained | 23 Apr 2025 |
JP Morgan Richard Shane | 16%downside $50 | Overweight Maintained | 8 Apr 2025 |
Morgan Stanley | 26%downside $44 | Equal-Weight Downgraded | 7 Apr 2025 |
Financial journalist opinion
Based on 20 articles about SYF published over the past 30 days
