SoFi Technologies
SOFI
About: SoFi is a financial-services company that was founded in 2011 and is based in San Francisco. Initially known for its student loan refinancing business, the company has expanded its product offerings to include personal loans, credit cards, mortgages, investment accounts, banking services, and financial planning. The company intends to be a one-stop shop for its clients' finances and operates solely through its mobile app and website. Through its acquisition of Galileo in 2020, the company also offers payment and account services for debit cards and digital banking.
Employees: 5,000
Fund manager confidence
Based on 2025 Q2 regulatory disclosures by fund managers ($100M+ AUM)
325% more funds holding in top 10
Funds holding in top 10: 4 [Q1] → 17 (+13) [Q2]
76% more capital invested
Capital invested by funds: $5.95B [Q1] → $10.5B (+$4.52B) [Q2]
49% more first-time investments, than exits
New positions opened: 118 | Existing positions closed: 79
48% more repeat investments, than reductions
Existing positions increased: 300 | Existing positions reduced: 203
15% more call options, than puts
Call options by funds: $2.66B | Put options by funds: $2.31B
5.32% more ownership
Funds ownership: 46.67% [Q1] → 51.99% (+5.32%) [Q2]
4% more funds holding
Funds holding: 700 [Q1] → 728 (+28) [Q2]
Research analyst outlook
10 Wall Street Analysts provided 1 year price targets over the past 3 months
10 analyst ratings
Needham
Kyle Peterson
|
$29
|
Buy
Maintained
|
10 Sep 2025 |
Citigroup
Ashwin Shirvaikar
|
$28
|
Buy
Maintained
|
20 Aug 2025 |
JP Morgan
Reginald Smith
|
$24
|
Neutral
Maintained
|
20 Aug 2025 |
Keefe, Bruyette & Woods
Timothy Switzer
|
$14
|
Underperform
Maintained
|
5 Aug 2025 |
Mizuho
Dan Dolev
|
$26
|
Outperform
Maintained
|
31 Jul 2025 |
Barclays
Terry Ma
|
$21
|
Equal-Weight
Maintained
|
30 Jul 2025 |
Morgan Stanley
Jeffrey Adelson
|
$13
|
Underweight
Maintained
|
30 Jul 2025 |
Truist Securities
Matthew Coad
|
$20
|
Hold
Maintained
|
17 Jul 2025 |
JMP Securities
Brian McKenna
|
$17
|
Market Perform
Downgraded
|
14 Jul 2025 |
TD Cowen
Moshe Orenbuch
|
$21
|
Hold
Initiated
|
11 Jul 2025 |
Financial journalist opinion
Based on 68 articles about SOFI published over the past 30 days