Southern Missouri Bancorp

SMBC

Market cap $540M

Southern Missouri Bancorp, Inc. (NASDAQ:SMBC ) Q4 2025 Earnings Conference Call July 24, 2025 10:30 AM ET Company Participants Greg A. Steffens - Chairman & CEO Matthew T.

Poplar Bluff, Missouri, July 23, 2025 (GLOBE NEWSWIRE) -- Southern Missouri Bancorp, Inc. (“Company”) (NASDAQ: SMBC), the parent corporation of Southern Bank (“Bank”), today announced preliminary net income for the fourth quarter of fiscal 2025 of $15.8 million, an increase of $2.3 million or 16.7%, as compared to the same period of the prior fiscal year. The increase was primarily attributable to higher net interest income and lower provision for income taxes. This was partially offset by higher provision for credit loss (PCL), noninterest expense, and lower noninterest income. Preliminary net income was $1.39 per fully diluted common share for the fourth quarter of fiscal 2025, an increase of $0.20 as compared to the $1.19 per fully diluted common share reported for the same period of the prior fiscal year. For the full fiscal year 2025, preliminary net income of $58.6 million was an increase of $8.4 million as compared to fiscal 2024, while diluted earnings per share for fiscal 2025 were $5.18, an increase of $0.76 as compared to the $4.42 per fully diluted common share for fiscal 2024.

Southern Missouri Bancorp struggled more than most in the face of higher funding costs, with the bank's net interest margin contracting sharply during the hiking cycle. Southern's liability-sensitive balance sheet has left it better positioned in the easing cycle, with its NIM rebuild continuing last quarter. As economic fears grow, I would take comfort from Southern's credit quality history, with this bank historically recording lower losses than peers.

Southern Missouri Bancorp, Inc. (NASDAQ:SMBC ) Q3 2025 Results Conference Call April 22, 2025 8:30 AM ET Company Participants Stefan Chkautovich - Chief Financial Officer Matthew Funke - President & Chief Administrative Officer Greg Steffens - Chairman & Chief Executive Officer Conference Call Participants Andrew Liesch - Piper Sandler Matt Olney - Stephens Kelly Motta - KBW Operator Hello, everyone, and thank you for joining the Southern Missouri Bancorp Earnings Conference Call. My name is Sammy, and I'll be coordinating your call today.

Southern Missouri Bancorp (SMBC) came out with quarterly earnings of $1.39 per share, beating the Zacks Consensus Estimate of $1.31 per share. This compares to earnings of $0.99 per share a year ago.

Poplar Bluff, Missouri, April 21, 2025 (GLOBE NEWSWIRE) -- Southern Missouri Bancorp, Inc. (“Company”) (NASDAQ: SMBC), the parent corporation of Southern Bank (“Bank”), today announced preliminary net income for the third quarter of fiscal 2025 of $15.7 million, an increase of $4.4 million or 38.7%, as compared to the same period of the prior fiscal year. The increase was attributable to increases in net interest income and noninterest income, partially offset by increases in noninterest expense, income taxes, and provision for credit losses. Preliminary net income was $1.39 per fully diluted common share for the third quarter of fiscal 2025, an increase of $0.40 as compared to the $0.99 per fully diluted common share reported for the same period of the prior fiscal year.

Southern Missouri Bancorp (SMBC) has been upgraded to a Zacks Rank #1 (Strong Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.

Southern Missouri Bancorp, Inc. (NASDAQ:SMBC ) Q2 2025 Earnings Conference Call January 28, 2025 10:30 AM ET Company Participants Stefan Chkautovich - CFO Matt Funke - President and Chief Administrative Officer Greg Steffens - Chairman and CEO Conference Call Participants Matt Olney - Stephens Andrew Liesch - Piper Sandler Charlie Driscoll - KBW Operator Hello, and welcome to the Southern Missouri Bancorp Earnings Conference Call. My name is Alex and I'll be coordinating the call today.

Southern Missouri Bancorp (SMBC) came out with quarterly earnings of $1.30 per share, beating the Zacks Consensus Estimate of $1.23 per share. This compares to earnings of $1.07 per share a year ago.

Poplar Bluff, Missouri, Jan. 27, 2025 (GLOBE NEWSWIRE) -- Southern Missouri Bancorp, Inc. (“Company”) (NASDAQ: SMBC), the parent corporation of Southern Bank (“Bank”), today announced preliminary net income for the second quarter of fiscal 2025 of $14.7 million, an increase of $2.5 million, or 20.2%, as compared to the same period of the prior fiscal year. The increase was attributable to increases in net interest income and noninterest income, partially offset by increases in noninterest expense, income taxes, and provision for credit losses. Preliminary net income was $1.30 per fully diluted common share for the second quarter of fiscal 2025, an increase of $0.23 as compared to the $1.07 per fully diluted common share reported for the same period of the prior fiscal year.