iShares 0-3 Month Treasury Bond ETF

SGOV

Market cap $57.6B

For those who adopt a dividend strategy, having a “thermometer” with which to measure the real performance of our stocks is an immense advantage. This thermometer is NAV, a simple line on a graph that anyone can observe and understand without the need for calculations or interpretations. If it grows over the years, it means that the security earned its distributions: if it goes down, it means that it paid them at the expense of NAV.

It's October, and ETFs are closing in on the $1 trillion mark for net inflows in 2025 (We have $997 billion as of October 9). This is a monumental achievement given this milestone was first crossed in a calendar year only last December.

The popularity of ETFs continues to surge this year. And investors definitely have a type they prefer.

Active ETFs issuance has been torrid since 2021. At the start of that year there were 535 active ETFs versus 1,959 passive ETFs.

SGOV is a simple, short-term Treasury ETF with minimal duration, exceptional credit quality, and near-zero volatility - ideal for cash management. The 0.09% expense ratio is among the best in its category, making SGOV a cost-effective choice for parking cash. I use SGOV and similar Treasury ETFs as cash alternatives for personal, business, and portfolio idle funds, rather than chasing bank rates.

SGOV is designed for low-risk, highly liquid cash management, offering slightly higher returns than a bank account with minimal credit and interest rate risk. It's not a tool for long-term capital growth, but ideal for parking emergency funds or short-term savings within a balanced portfolio. SGOV's structure ensures easy access, negligible spread, and virtually no risk of a redemption cascade, making it reliable in both normal and stressed markets.

U.S.-listed ETFs attracted nearly $19 billion during the week ended Aug. 8, with fixed income approaches decisively leading investor allocations, according to data from Etf.com.

ETFs saw $19B in inflows last week, led by fixed income, with XLC, VOO, IVV, VCSH and SGOV topping the asset creation list.

Market uncertainty and high short-term yields put money-market ETFs like MINT, NEAR and ICSH in the spotlight for income and stability seekers.

Mid-2025 is approaching, and exchange traded fund demand continues its robust growth. Last year was a landmark year for the ETF industry, with industry net inflows for the first time surpassing $1 trillion and one ETF exceeding $100 billion in net inflows.