Sezzle

SEZL

Market cap $2.59B

Services sector rebound gains steam as ISM PMI hits 56.1 in February, spotlighting stocks like LQDT, RELY, EXPO and SEZL as demand, inventories and orders climb.

Sezzle Inc. (SEZL) possesses solid growth attributes, which could help it handily outperform the market.

The mean of analysts' price targets for Sezzle Inc. (SEZL) points to a 33% upside in the stock. While this highly sought-after metric has not proven reasonably effective, strong agreement among analysts in raising earnings estimates does indicate an upside in the stock.

Sezzle (SEZL 14.04%) is not only rapidly scaling its buy now, pay later (BNPL) lending business, but is creating a full-featured financial ecosystem, with many exciting products set to be launched in 2026 alone. In this video, I discuss Sezzle's blowout fourth quarter results, what to watch in 2026, and why the stock could still be cheap, even after the post-earnings rally.

AUGO, UVE, YOU, SEZL and HCI have been added to the Zacks Rank #1 (Strong Buy) List on March 2, 2026.

Sezzle Inc. (SEZL) Q4 2025 Earnings Call Transcript

Sezzle Inc. offers a BNPL platform targeting millennial and Gen-Z consumers, showing robust growth and profitability despite recent stock volatility. SEZL's Q3 2025 revenue surged nearly 3x YoY to $116.8M, with gross merchandise volume up 59% and revenue-generating users increasing 120%. Management has raised guidance, projecting FY26 adjusted net income per diluted share at $4.35, and is aggressively investing in marketing to drive subscription revenue.

Sezzle Inc. delivered blockbuster Q4 results, easily surpassing high-growth expectations and reaffirming its accelerating trajectory and profitability. SEZL trades at a compelling 17x 2026 earnings, with a PEG of 0.60 and strong net income margins, signaling significant undervaluation versus peers. Guidance calls for 25-30% revenue growth and $170 million adjusted net income in 2026, as SEZL launches innovative products and AI integrations.

Sezzle targets subprime BNPL users, leveraging a credit-building platform and AI underwriting for high growth. Sezzle's Q4 2025 provision for credit losses fell to 2.0% of GMV, an 80-basis-point YoY improvement. Trading at ~15x forward Adjusted EPS despite a projected 27.5% growth at the midpoint, Sezzle is currently priced like a slow-growth subprime lender.

Sezzle is accelerating its super app plans in 2026 after seeing growing engagement with its existing offerings in 2025, the company said in a Wednesday (Feb. 25) press release. During the fourth quarter, the company's digital payment platform saw its gross merchandise value (GMV) increase by 35.