Regions Financial

RF

Market cap $24.8B

Regions Financial Corp (NYSE: RF) reported weaker-than-expected results for the fourth quarter on Friday.

RF stock dips nearly 3% after Q4 earnings miss estimates, as higher non-interest expenses and lower loan balances offset revenue gains.

Regions Financial Corp.'s fourth-quarter results underscore increased digital engagement and deployment of artificial intelligence (AI) across the enterprise. The Friday (Jan. 16) report underscored normalizing lending and credit trends, along with a heightened pace of investment that appeared to temper forward guidance, moving investors to send the shares down by 2% on Friday.

Regions Financial Corporation (RF) Q4 2025 Earnings Call Transcript

Regions Financial Corporation is downgraded to Hold, as 2026 returns are expected to align with the broader market. RF's Q4 2025 earnings missed estimates, but FY 2025 EPS rose 19.2% to $2.30, and forward PE is 10.87. RF's long-term loan and deposit growth has outpaced most peers, but near-term rising charge-offs in transportation and office CRE loans pose ongoing risks.

CNBC's Leslie Picker joins 'Squawk on the Street' to discuss the latest earnings reports from regional banks.

While the top- and bottom-line numbers for Regions Financial (RF) give a sense of how the business performed in the quarter ended December 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

PNC Financial Services (PNC) beat on the top and bottom line while Regions Financial (RF) missed on both. J.B. Hunt (JBHT) muscled an earnings beat but missed on sales.

BIRMINGHAM, Ala.--(BUSINESS WIRE)--Regions Financial Corp. (NYSE:RF) today reported earnings for fourth quarter and full-year 2025.

Regions Financial Corporation (NYSE: RF) will release earnings results for the fourth quarter, before the opening bell on Friday, Jan. 16.