RC

Ready Capital

4.25 USD
-0.09
2.07%
At close Updated Sep 17, 4:00 PM EDT
Pre-market
After hours
4.36
+0.11
2.59%
1 day
-2.07%
5 days
2.91%
1 month
12.43%
3 months
-2.75%
6 months
-14.83%
Year to date
-38.23%
1 year
-46.74%
5 years
-64.99%
10 years
-70.85%
 

About: Ready Capital Corp is a real estate finance company. It acquires, manages, originates, and finances small-balance commercial loans to purchase small multi-family, office, retail, mixed-use, or warehouse properties. The company's segments consist of LMM Commercial Real Estate and Small Business Lending. It generates the majority of its revenue from LMM Commercial Real Estate.

Employees: 475

0
Funds holding %
of 7,463 funds
0
Analysts bullish %
of 3 analysts

Fund manager confidence

Based on 2025 Q2 regulatory disclosures by fund managers ($100M+ AUM)

43% more repeat investments, than reductions

Existing positions increased: 114 | Existing positions reduced: 80

1.26% more ownership

Funds ownership: 61.18% [Q1] → 62.44% (+1.26%) [Q2]

0% more funds holding in top 10

Funds holding in top 10: 2 [Q1] → 2 (+0) [Q2]

4% less funds holding

Funds holding: 311 [Q1] → 298 (-13) [Q2]

13% less capital invested

Capital invested by funds: $536M [Q1] → $468M (-$67.4M) [Q2]

15% less first-time investments, than exits

New positions opened: 39 | Existing positions closed: 46

78% less call options, than puts

Call options by funds: $1.02M | Put options by funds: $4.64M

Research analyst outlook

3 Wall Street Analysts provided 1 year price targets over the past 3 months

Low target
$3.75
12% downside
Avg. target
$3.92
8% downside
High target
$4
6% downside

3 analyst ratings

positive
0%
neutral
67%
negative
33%
UBS
Douglas Harter
$4
Neutral
Maintained
20 Aug 2025
Keefe, Bruyette & Woods
Jade Rahmani
$3.75
Underperform
Maintained
12 Aug 2025
B. Riley Securities
Randy Binner
$4
Neutral
Maintained
11 Aug 2025

Financial journalist opinion

Based on 4 articles about RC published over the past 30 days

Neutral
GlobeNewsWire
2 days ago
Ready Capital Corporation Declares Third Quarter 2025 Dividends
NEW YORK, Sept. 15, 2025 (GLOBE NEWSWIRE) -- Ready Capital Corporation (NYSE:RC) (the “Company”) announced that its Board of Directors declared a quarterly cash dividend of $0.125 per share of common stock and Operating Partnership unit for the quarter ended September 30, 2025. This dividend is payable on October 31, 2025, to shareholders of record as of the close of business on September 30, 2025.
Ready Capital Corporation Declares Third Quarter 2025 Dividends
Neutral
Seeking Alpha
3 days ago
Ready Capital At 40 Cents On The Dollar Is Too Extreme A Discount
Ready Capital trades at a 60% discount to book value, also paying out a 12% dividend yield that's not being covered by distributable earnings. RC maintains strong liquidity with $150 million in cash and $1 billion in unencumbered assets, supporting ongoing share buybacks and the common share dividend. Pending Fed rate cuts should help slim the mREIT's discount to book value, with the common equity trading at its largest ever discount.
Ready Capital At 40 Cents On The Dollar Is Too Extreme A Discount
Neutral
GlobeNewsWire
13 days ago
READY CAPITAL ALERT: Bragar Eagel & Squire, P.C. is Investigating Ready Capital Corporation on Behalf of Long-Term Stockholders and Encourages Investors to Contact the Firm
Bragar Eagel & Squire, P.C. Litigation Partner  Brandon Walker  Encourages Investors Who Suffered Losses In Ready Capital (RC) To Contact Him Directly To Discuss Their Options If you are a long-term stockholder in  Ready Capital between November 7, 2024 and March 2, 2025 and would like to discuss your legal rights, call Bragar Eagel & Squire partner Brandon Walker or Marion Passmore directly at (212) 355-4648.
READY CAPITAL ALERT: Bragar Eagel & Squire, P.C. is Investigating Ready Capital Corporation on Behalf of Long-Term Stockholders and Encourages Investors to Contact the Firm
Positive
Benzinga
14 days ago
Wall Street's Most Accurate Analysts Give Their Take On 3 Financial Stocks With Over 11% Dividend Yields
During times of turbulence and uncertainty in the markets, many investors turn to dividend-yielding stocks. These are often companies that have high free cash flows and reward shareholders with a high dividend payout.
Wall Street's Most Accurate Analysts Give Their Take On 3 Financial Stocks With Over 11% Dividend Yields
Negative
Seeking Alpha
1 month ago
I Came In Like A Ready Capital!
Ready Capital reported another poor quarter with negative distributable earnings. Loans that are more than 60 days delinquent rose once again. The company borrowed more funds to buyback shares.
I Came In Like A Ready Capital!
Positive
Seeking Alpha
1 month ago
Ready Capital: Still Transitioning, With Potential Dividend Cuts
Ready Capital continues to face portfolio distress, despite progress in the transition. Old assets have run off or are disposed of with losses, and reinvested into RC's new focus. The dividend has endured many cuts, and continued losses make it unsustainable in my view. One bright side has been a share repurchase campaign at steep discounts to book value.
Ready Capital: Still Transitioning, With Potential Dividend Cuts
Positive
Seeking Alpha
1 month ago
Disinflation Dividend: REIT Earnings Scorecard
A surprising solid REIT earnings season wrapped up this week. Of the 100 equity REITs that provide full-year FFO guidance, 62% raised their outlook - above the historical 55% average. Disinflation was a surprisingly common thread across second-quarter results, with the majority of the upside revisions being driven by improved expense expectations - the highest quantity of expense reductions ever. Healthcare REITs were notable upside standouts as senior housing fundamentals remained stellar, while skilled nursing REITs received some good news on the policy front via healthy CMS Medicare rate increases.
Disinflation Dividend: REIT Earnings Scorecard
Neutral
Seeking Alpha
1 month ago
Ready Capital Corporation (RC) Q3 2025 Earnings Call Transcript
Ready Capital Corporation (NYSE:RC ) Q3 2025 Earnings Conference Call August 8, 2025 8:30 AM ET Company Participants Adam Zausmer - Chief Credit Officer Andrew Ahlborn - CFO & Secretary Thomas Edward Capasse - Chairman, CEO & Chief Investment Officer Conference Call Participants Christopher Whitbread Patrick Nolan - Ladenburg Thalmann & Co. Inc., Research Division Crispin Elliot Love - Piper Sandler & Co., Research Division Douglas Michael Harter - UBS Investment Bank, Research Division Jade Joseph Rahmani - Keefe, Bruyette, & Woods, Inc., Research Division Randy Binner - B. Riley Securities, Inc., Research Division Operator Greetings.
Ready Capital Corporation (RC) Q3 2025 Earnings Call Transcript
Positive
Zacks Investment Research
1 month ago
Ready Capital (RC) Reports Q2 Earnings: What Key Metrics Have to Say
Although the revenue and EPS for Ready Capital (RC) give a sense of how its business performed in the quarter ended June 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
Ready Capital (RC) Reports Q2 Earnings: What Key Metrics Have to Say
Negative
Zacks Investment Research
1 month ago
Ready Capital (RC) Reports Q2 Loss, Misses Revenue Estimates
Ready Capital (RC) came out with a quarterly loss of $0.14 per share versus the Zacks Consensus Estimate of a loss of $0.01. This compares to earnings of $0.07 per share a year ago.
Ready Capital (RC) Reports Q2 Loss, Misses Revenue Estimates
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