Primerica
PRI
Market cap $8.65B

263.21 USD

-4.13

1.54%

At close Jul 11, 4:00 PM EDT

1 day

-1.54%

5 days

-4.74%

1 month

1.35%

3 months

4.46%

6 months

-3.91%

Year to date

-3.15%

1 year

10.45%

5 years

135.98%

10 years

518.15%

About: Primerica Inc is a provider of financial services to middle-income households in the United States and Canada. The company offers life insurance, mutual funds, annuities, and other financial products, distributed on behalf of third parties. Primerica has three main subsidiaries: Primerica Financial Services, a marketing company; Primerica Life Insurance Company, a principal life insurance underwriting entity; and PFS Investments, which offers investment and savings products, brokerage services, and registered investment advisory. It has three segments Term Life Insurance; Investment and Savings Products; and Corporate and Other Distributed Products. Geogriphically, it derives a majority of its revenue from the US.

Employees: 2,874

Financials Life Insurance

0

Funds holding %

of 7,312 funds

–

Analysts bullish %

Fund manager confidence

Based on 2025 Q1 regulatory disclosures by fund managers ($100M+ AUM)

63% more first-time investments, than exits

New positions opened: 75 | Existing positions closed: 46

48% more call options, than puts

Call options by funds: $1.22M | Put options by funds: $825K

6% more capital invested

Capital invested by funds: $8.25B [Q4 2024] → $8.73B (+$472M) [Q1 2025]

4% more funds holding

Funds holding: 486 [Q4 2024] → 504 (+18) [Q1 2025]

2.16% more ownership

Funds ownership: 91.12% [Q4 2024] → 93.28% (+2.16%) [Q1 2025]

7% more repeat investments, than reductions

Existing positions increased: 177 | Existing positions reduced: 166

18% less funds holding in top 10

Funds holding in top 10: 11 [Q4 2024] → 9 (-2) [Q1 2025]

See Fund Rankings

Research analyst outlook

1 Wall Street Analyst provided 1 year price targets over the past 3 months

Low target

$296

12%

upside

Avg. target

$296

12%

upside

High target

$296

12%

upside

1 analyst rating

0 positive

0%

1 neutral

100%

0 negative

0%

Morgan Stanley

Bob Huang

12%upside

$296

Equal-Weight

Maintained

19 May 2025

See Analyst Rankings

Financial journalist opinion

Primerica: Low-Risk Business Model Makes Shares Attractive

Primerica's recurring fee income model and low underwriting risk justify its premium valuation versus peers, making it a unique insurance sector player. Recent results show solid earnings growth, strong investment sales, and robust asset-based revenue, offsetting slower term-life policy sales amid consumer budget pressures. The company's conservative balance sheet, excess capital, and aggressive buybacks support a 7% capital return yield and 10%+ long-term return potential.

Primerica: Low-Risk Business Model Makes Shares Attractive

PRIMERICA HOUSEHOLD BUDGET INDEX™: Spending Power Moderately Improves for Middle-Income Families as Average Earned Income Rises Above Cost Increases of Everyday Necessities

DULUTH, Ga.--(BUSINESS WIRE)--The latest Primerica Household Budget Index™ (HBI™) data, a monthly economic metric that examines how inflation and wage trends impact the ability of middle-income families to afford life's everyday necessities, was 100.1% in May, a 0.4% increase from a month ago and up 1.5% from a year ago. Purchasing power improved slightly in May as the average earned income of middle-income households rose more than the increase in the cost of necessity items. The Consumer Pric.

PRIMERICA HOUSEHOLD BUDGET INDEX™: Spending Power Moderately Improves for Middle-Income Families as Average Earned Income Rises Above Cost Increases of Everyday Necessities

2 Names Delivering Strong Dividend Growth For Passive Long-Term Investors

Income-focused investors can tend to focus primarily on those that come with relatively higher yields at the time. However, income investors focusing on a portion of their portfolio that contains reliable dividend growers can help to grow their cash flow over time passively. We are looking at two names today that have delivered remarkable dividend growth and are expected to be in a position to continue to do so going forward.

2 Names Delivering Strong Dividend Growth For Passive Long-Term Investors

Primerica Household Budget Index™: Purchasing Power for Middle-Income Households Held Steady in April

DULUTH, Ga.--(BUSINESS WIRE)--The latest Primerica Household Budget Index™ (HBI™) data, a monthly economic metric that examines how inflation and wage trends impact the ability of middle-income families to afford life's everyday necessities, was 99.6% in April, unchanged from a month ago and up 1.7% from a year ago. Purchasing power held steady as the average earned income of middle-income households rose enough to offset the increase in the cost of necessity goods in April. The cost of necessi.

Primerica Household Budget Index™: Purchasing Power for Middle-Income Households Held Steady in April

Zacks Investment Research

Primerica Shares Up Since Q1 Earnings Surpass Estimates

PRI stock edges up after Q1 earnings beat estimates, with strong sales across key segments despite rising benefits and expenses.

Primerica Shares Up Since Q1 Earnings Surpass Estimates

Primerica, Inc. (PRI) Q1 2025 Earnings Call Transcript

Primerica, Inc. (NYSE:PRI ) Q1 2025 Results Conference Call May 8, 2025 10:00 AM ET Company Participants Nicole Russell - SVP, IR Glenn Williams - CEO Tracy Tan - EVP & CFO Conference Call Participants Ryan Krueger - KBW Wilma Burtis - Credit Suisse Jack Matten - BMO Capital Markets John Barnidge - Piper Sandler Mark Hughes - Truist Securities Dan Bergman - TD Cowen Suneet Kamath - Jefferies Operator Greetings, and welcome to the Primerica First Quarter 2025 Earnings Call. At this time all participants are in a listen-only mode.

Primerica, Inc. (PRI) Q1 2025 Earnings Call Transcript

Zacks Investment Research

Compared to Estimates, Primerica (PRI) Q1 Earnings: A Look at Key Metrics

While the top- and bottom-line numbers for Primerica (PRI) give a sense of how the business performed in the quarter ended March 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

Compared to Estimates, Primerica (PRI) Q1 Earnings: A Look at Key Metrics

Zacks Investment Research

Primerica (PRI) Q1 Earnings and Revenues Surpass Estimates

Primerica (PRI) came out with quarterly earnings of $5.02 per share, beating the Zacks Consensus Estimate of $4.77 per share. This compares to earnings of $3.91 per share a year ago.

Primerica (PRI) Q1 Earnings and Revenues Surpass Estimates

Primerica Reports First Quarter 2025 Results

DULUTH, Ga.--(BUSINESS WIRE)--PRIMERICA REPORTS FIRST QUARTER 2025 RESULTS.

Primerica Reports First Quarter 2025 Results

Zacks Investment Research

Gear Up for Primerica (PRI) Q1 Earnings: Wall Street Estimates for Key Metrics

Get a deeper insight into the potential performance of Primerica (PRI) for the quarter ended March 2025 by going beyond Wall Street's top -and-bottom-line estimates and examining the estimates for some of its key metrics.

Gear Up for Primerica (PRI) Q1 Earnings: Wall Street Estimates for Key Metrics

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