PennyMac FinancialPFSI
PFSI
About: PennyMac Financial Services Inc is a specialty financial services firm with a comprehensive mortgage platform and integrated business focused on the production and servicing of U.S. residential mortgage loans. The company operates through two segments: production and servicing. The production segment performs loan origination, acquisition and sale activities. The servicing segment performs loan servicing for newly originated loans.
Employees: 4,457
0
Funds holding %
of 7,323 funds
0
Analysts bullish %
of 5 analysts
Fund manager confidence
Based on 2025 Q1 regulatory disclosures by fund managers ($100M+ AUM)
100% more funds holding in top 10
Funds holding in top 10: 3 [Q4 2024] → 6 (+3) [Q1 2025]
1.44% more ownership
Funds ownership: 59.35% [Q4 2024] → 60.78% (+1.44%) [Q1 2025]
3% more call options, than puts
Call options by funds: $102M | Put options by funds: $98.9M
1% more capital invested
Capital invested by funds: $3.11B [Q4 2024] → $3.13B (+$21.5M) [Q1 2025]
1% less repeat investments, than reductions
Existing positions increased: 70 | Existing positions reduced: 71
7% less first-time investments, than exits
New positions opened: 28 | Existing positions closed: 30
2% less funds holding
Funds holding: 205 [Q4 2024] → 200 (-5) [Q1 2025]
Research analyst outlook
5 Wall Street Analysts provided 1 year price targets over the past 3 months
Low target
$110
16%
upside
Avg. target
$116
23%
upside
High target
$121
27%
upside
5 analyst ratings
4 positive
80%
1 neutral
20%
0 negative
0%
UBS Douglas Harter | 16%upside $110 | Neutral Maintained | 24 Jul 2025 |
Keefe, Bruyette & Woods George Bose | 23%upside $117 | Outperform Maintained | 24 Jul 2025 |
Piper Sandler Crispin Love | 27%upside $121 | Overweight Maintained | 23 Jul 2025 |
Wells Fargo Michael Kaye | 21%upside $115 | Overweight Maintained | 23 Jul 2025 |
Barclays Terry Ma | 25%upside $119 | Overweight Maintained | 8 Jul 2025 |
Financial journalist opinion
Based on 6 articles about PFSI published over the past 30 days
Negative
The Motley Fool
4 days ago
PennyMac Q2 Revenue Misses Estimates
PennyMac Financial Services (PFSI -0.75%), a top mortgage lender and servicer, released its second-quarter 2025 earnings on July 22, 2025. The company reported GAAP EPS of $2.54, underperforming the analyst estimate of $2.75 (GAAP).
Neutral
Seeking Alpha
6 days ago
PennyMac Financial Services, Inc. (PFSI) Q2 2025 Earnings Call Transcript
PennyMac Financial Services, Inc. (NYSE:PFSI ) Q2 2025 Earnings Conference Call July 22, 2025 5:00 PM ET Company Participants David Spector - CEO & Chairman Daniel Perotti - Senior MD & CFO Conference Call Participants Crispin Love - Piper Sandler & Co., Research Division Bose George - Keefe, Bruyette, & Woods, Inc., Research Division Eric Hagen - BTIG, LLC, Research Division Michael Kaye - Wells Fargo Securities, LLC, Research Division Douglas Harter - UBS Investment Bank, Research Division Ryan Shelley - BofA Securities, Research Division Trevor Cranston - Citizens JMP Securities, LLC, Research Division Operator Good afternoon, and welcome to PennyMac Financial Services, Inc.'s Second Quarter 2025 Earnings Call. Additional earnings materials, including presentation slides that will be referred to in this call are available on PennyMac Financial's website at pfsi.pennymac.com.
Negative
Zacks Investment Research
1 week ago
PennyMac Financial (PFSI) Lags Q2 Earnings and Revenue Estimates
PennyMac Financial (PFSI) came out with quarterly earnings of $1.02 per share, missing the Zacks Consensus Estimate of $3.01 per share. This compares to earnings of $2.67 per share a year ago.
Neutral
Business Wire
1 week ago
PennyMac Financial Services, Inc. Reports Second Quarter 2025 Results
WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--PennyMac Financial Services, Inc. (NYSE: PFSI) today reported net income of $136.5 million for the second quarter of 2025, or $2.54 per share on a diluted basis, on revenue of $444.7 million. Book value per share increased to $78.04 from $75.57 at March 31, 2025. PFSI's Board of Directors declared a second quarter cash dividend of $0.30 per share, payable on August 22, 2025, to common stockholders of record as of August 13, 2025. Second Quarter 2025 Hi.
Neutral
Zacks Investment Research
2 weeks ago
PennyMac Financial (PFSI) Earnings Expected to Grow: Should You Buy?
PennyMac (PFSI) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
Neutral
Business Wire
2 weeks ago
PennyMac Financial Services, Inc. Announces Date for Release of Second Quarter 2025 Results
WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--PennyMac Financial Services, Inc. (NYSE: PFSI) will announce results for the quarter ended June 30, 2025, in a news release to be issued after the market close on Tuesday, July 22, 2025. Management will also host a conference call and live audio webcast at 5:00 p.m. Eastern Time to review the results. The release, webcast, and accompanying materials will be available online at pfsi.pennymac.com. A replay of the webcast will be available shortly after i.
Neutral
Business Wire
2 months ago
PennyMac Financial Services, Inc. Announces Upsizing and Pricing of Private Offering of $850 Million of Senior Notes
WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--PennyMac Financial Services, Inc. (NYSE: PFSI) and its subsidiaries (the “Company”) today announced the pricing of its previously announced offering of $850 million aggregate principal amount of 6.875% Senior Notes due 2032 (the “Notes”). The offering size was increased from the previously announced offering size of $650 million aggregate principal amount of Notes. The Notes will bear interest at 6.875% per annum and will mature on May 15, 2032. Intere.
Neutral
Business Wire
2 months ago
PennyMac Financial Services, Inc. Announces Proposed Private Offering of $650 Million of Senior Notes
WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--PennyMac Financial Services, Inc. (NYSE: PFSI) and its subsidiaries (the “Company”) today announced that it intends to offer $650 million aggregate principal amount of Senior Notes due 2032 (the “Notes”). The Notes will be fully and unconditionally guaranteed on an unsecured senior basis by the Company's existing and future wholly owned domestic subsidiaries, other than certain excluded subsidiaries. Proceeds from the offering, together with cash on ha.
Neutral
Seeking Alpha
3 months ago
PennyMac Financial Services, Inc. (PFSI) Q1 2025 Earnings Call Transcript
PennyMac Financial Services, Inc. (NYSE:PFSI ) Q1 2025 Earnings Conference Call April 22, 2025 5:00 PM ET Company Participants David Spector - Chairman and CEO Daniel Perotti - Chief Financial Officer Conference Call Participants Michael Kaye - Wells Fargo Doug Harter - UBS Crispin Love - Piper Sandler Bose George - KBW Eric Hagen - BTIG Shanna Qiu - Barclays Operator Good afternoon and welcome to PennyMac Financial Services Inc., First Quarter 2025 Earnings Call. Additional earnings materials, including presentation slides that will be referred to in this call, are available on PennyMac Financial website at pfsi.pennymac.com.
Neutral
Zacks Investment Research
3 months ago
PennyMac (PFSI) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates
While the top- and bottom-line numbers for PennyMac (PFSI) give a sense of how the business performed in the quarter ended March 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
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