iShares Preferred and Income Securities ETF

PFF

Market cap $14.3B

For most investors, this is a game to stick in for the long haul. That includes novice investors with decades ahead of them before they clock out for the last time and even retirees.

Pressure is mounting on the Federal Reserve to keep cutting interest rates, and dividend ETFs like Direxion Daily 20+ Year Treasury Bull 3X Shares (NYSEARCA:TMF), iShares Preferred and Income Securities (NASDAQ:PFF), and Schwab US TIPS ETF (NYSEARCA:SCHP) will be the first in line to benefit.

From the novice investor to retirees, earning a powerful and consistent stream of monthly income is a primary goal.

For many, investing is about staying in for the long haul, especially if you want to generate a lifetime stream of income that will support you well into retirement.

The year is 2026, and the market (and macro) environment seem to be exactly the opposite of what is required for stress-free income. For prudent income investors, considering taking some risk off the table might be a good idea. But in most cases it comes at the cost of reduced income potential.

Most retirees focus on the wrong metric - and it could cost them everything. This income framework turns volatility into an advantage. A single portfolio shift could dramatically reduce retirement stress.

The most dangerous retirement risk has nothing to do with total returns. This income blueprint prioritizes cash flow when it matters most. I share some of my top retirment income picks.

Many investors in 2025 need dependable passive income, especially those getting ready to retire, and one outstanding way to achieve this is to invest in exchange-traded funds (ETFs).

CDs (Certificates of Deposit) yield a fixed rate, and many have been leaning towards them due to the higher interest rate environment in recent years.

Finding high-quality, durable, high-yielding investments is one of the best ways to build a passive income stream for retirement. Preferreds from high-quality companies provide durable, high-yield income with relatively low risk, making them attractive additions to retirement-focused portfolios. I share two of the most attractive, high-yielding preferreds available for retirees today.