Preferred Bank

PFBC

Market cap $1.14B

Overview Fund Activity

92.10 USD

-1.11

1.19%

At close Updated Sep 16, 4:00 PM EDT

1 day

-1.19%

5 days

-2.7%

1 month

0.1%

3 months

13.93%

6 months

12.25%

Year to date

7.69%

1 year

14.58%

5 years

175.34%

10 years

193.31%

About: Preferred Bank is a commercial bank located in California. Its products and services are divided into Personal Banking, Business Banking, and Commercial Banking which includes Checking accounts, Savings accounts, CDs, Loans and Credit, Electronic banking, and Treasury Management. It provides personalized deposit services, real estate finance, commercial loans, and trade finance credit facilities to small and mid-sized businesses and their owners, entrepreneurs, real estate developers and investors, professionals, and high-net-worth individuals. The bank generates a majority of its revenue from Southern and Northern California and Flushing.

Employees: 323

Financials Banks - Regional

0

Funds holding %

of 7,463 funds

–

Analysts bullish %

Fund manager confidence

Based on 2025 Q2 regulatory disclosures by fund managers ($100M+ AUM)

5.28% more ownership

Funds ownership: 76.39% [Q1] → 81.67% (+5.28%) [Q2]

2% less capital invested

Capital invested by funds: $952M [Q1] → $933M (-$19.3M) [Q2]

6% less funds holding

Funds holding: 221 [Q1] → 208 (-13) [Q2]

11% less repeat investments, than reductions

Existing positions increased: 81 | Existing positions reduced: 91

38% less first-time investments, than exits

New positions opened: 15 | Existing positions closed: 24

100% less funds holding in top 10

Funds holding in top 10: 1 [Q1] → 0 (-1) [Q2]

100% less call options, than puts

Call options by funds: $0 | Put options by funds: $346K

See Fund Rankings

Research analyst outlook

2 Wall Street Analysts provided 1 year price targets over the past 3 months

Low target

$108

17% upside

Avg. target

$110

19% upside

High target

$112

22% upside

2 analyst ratings

1 positive

50%

1 neutral

50%

0 negative

0%

DA Davidson Gary Tenner	$108	Neutral Maintained	22 Jul 2025
Piper Sandler Matthew Clark	$112	Overweight Maintained	22 Jul 2025

See Analyst Rankings

Financial journalist opinion

Zacks Investment Research

Preferred Bank (PFBC)'s Technical Outlook is Bright After Key Golden Cross

From a technical perspective, Preferred Bank (PFBC) is looking like an interesting pick, as it just reached a key level of support. PFBC's 50-day simple moving average crossed above its 200-day simple moving average, which is known as a "golden cross" in the trading world.

Preferred Bank (PFBC)'s Technical Outlook is Bright After Key Golden Cross

Preferred Bank: A Buy Despite Muted EPS Growth

Preferred Bank is a regional bank focused on real estate financing, with 95% of revenues coming from net interest income. The bank's key net interest margin remained lower Y/Y in Q2 2025, although it did pick up Q/Q. With four, potentially five, 0.25% Fed rate cuts priced in by the end of 2026, EPS growth is set to remain in the low single digits, powered by loan growth.

Preferred Bank: A Buy Despite Muted EPS Growth

Preferred Bank Analysts Boost Their Forecasts After Better-Than-Expected Q2 Earnings

Preferred Bank PFBC reported better-than-expected earnings for the second quarter on Monday.

Preferred Bank Analysts Boost Their Forecasts After Better-Than-Expected Q2 Earnings

Preferred Bank (PFBC) Q2 2025 Earnings Call Transcript

Preferred Bank (NASDAQ:PFBC ) Q2 2025 Earnings Conference Call July 21, 2025 2:00 PM ET Company Participants Jeffrey Haas - Investor Relations Edward J. Czajka - Executive VP & CFO Li Yu - Chairman, CEO & Corporate Secretary Conference Call Participants David Pipkin Feaster - Raymond James & Associates, Inc., Research Division Gary Peter Tenner - D.A.

Preferred Bank (PFBC) Q2 2025 Earnings Call Transcript

The Motley Fool

Preferred Bank's Profits Jump in Q2 After Stock Buybacks

Preferred Bank (PFBC 4.75%) reported GAAP net income of $32.8 million, or $2.52 per share, in Q2 2025, a sequential increase driven by approximately 7% annualized loan growth and net interest margin (NIM) expanded to 3.85%. Key developments included a $56 million share repurchase at approximately $80.81 per share, stable deposit levels, improved asset quality, and early signs of rising loan demand heading into Q3.

Preferred Bank's Profits Jump in Q2 After Stock Buybacks

The Motley Fool

Preferred Bank PFBC Q2 2025 Earnings Transcript

Image source: The Motley Fool.

Preferred Bank PFBC Q2 2025 Earnings Transcript

Zacks Investment Research

Here's What Key Metrics Tell Us About Preferred Bank (PFBC) Q2 Earnings

While the top- and bottom-line numbers for Preferred Bank (PFBC) give a sense of how the business performed in the quarter ended June 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

Here's What Key Metrics Tell Us About Preferred Bank (PFBC) Q2 Earnings

Zacks Investment Research

Preferred Bank (PFBC) Q2 Earnings and Revenues Beat Estimates

Preferred Bank (PFBC) came out with quarterly earnings of $2.52 per share, beating the Zacks Consensus Estimate of $2.43 per share. This compares to earnings of $2.48 per share a year ago.

Preferred Bank (PFBC) Q2 Earnings and Revenues Beat Estimates

Zacks Investment Research

Analysts Estimate Preferred Bank (PFBC) to Report a Decline in Earnings: What to Look Out for

Preferred Bank (PFBC) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Analysts Estimate Preferred Bank (PFBC) to Report a Decline in Earnings: What to Look Out for

Preferred Bank Announces 2025 Second Quarter Earnings Release and Conference Call

LOS ANGELES, July 03, 2025 (GLOBE NEWSWIRE) -- Preferred Bank (NASDAQ: PFBC), one of the larger independent commercial banks in California, today announced plans to release its financial results for the second quarter ended June 30, 2025 before the open of market on Monday, July 21, 2025. That same day, management will host a conference call at 2:00 p.m. Eastern (11:00 a.m. Pacific). The call will be simultaneously broadcast over the Internet.

Preferred Bank Announces 2025 Second Quarter Earnings Release and Conference Call

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