Bank OZK
OZK
Market cap $5.62B

49.90 USD

-0.36

0.72%

At close Jul 30, 4:00 PM EDT

After hours

49.86

-0.04

0.08%

1 day

-0.72%

5 days

-5.17%

1 month

6.03%

3 months

17.14%

6 months

-1.91%

Year to date

13.85%

1 year

5.99%

5 years

109.66%

10 years

12.92%

About: Bank OZK is a bank holding company that owns and operates a community bank, Bank of the Ozarks. The bank operates offices in Arkansas, Georgia, Florida, North Carolina, Texas, California, New York and Mississippi. It provides a range of banking services which include deposit services such as checking, savings, money market, time deposit, and individual retirement accounts to loan services like real estate, consumer, commercial, and industrial loans. Apart from providing traditional banking products and services it also provides treasury management, trust and wealth management, financial planning, online banking, and other related services.

Employees: 3,096

Financials Banks - Regional

0

Funds holding %

of 7,323 funds

–

Analysts bullish %

Fund manager confidence

Based on 2025 Q1 regulatory disclosures by fund managers ($100M+ AUM)

34% more first-time investments, than exits

New positions opened: 71 | Existing positions closed: 53

25% more repeat investments, than reductions

Existing positions increased: 188 | Existing positions reduced: 150

3% more funds holding

Funds holding: 463 [Q4 2024] → 477 (+14) [Q1 2025]

0.24% more ownership

Funds ownership: 91.07% [Q4 2024] → 91.31% (+0.24%) [Q1 2025]

0% more funds holding in top 10

Funds holding in top 10: 5 [Q4 2024] → 5 (+0) [Q1 2025]

2% less capital invested

Capital invested by funds: $4.67B [Q4 2024] → $4.57B (-$100M) [Q1 2025]

13% less call options, than puts

Call options by funds: $63.2M | Put options by funds: $72.8M

See Fund Rankings

Research analyst outlook

2 Wall Street Analysts provided 1 year price targets over the past 3 months

Low target

$49

2%

downside

Avg. target

$54

7%

upside

High target

$58

16%

upside

2 analyst ratings

1 positive

50%

1 neutral

50%

0 negative

0%

Wells Fargo Timur Braziler	2%downside $49	Equal-Weight Maintained	21 Jul 2025
Raymond James Daniel Tamayo	16%upside $58	Outperform Upgraded	8 Jul 2025

See Analyst Rankings

Financial journalist opinion

Based on 18 articles about OZK published over the past 30 days

Zacks Investment Research

Are You Looking for a Top Momentum Pick? Why Bank OZK (OZK) is a Great Choice

Does Bank OZK (OZK) have what it takes to be a top stock pick for momentum investors? Let's find out.

Are You Looking for a Top Momentum Pick? Why Bank OZK (OZK) is a Great Choice

Zacks Investment Research

Bank OZK (OZK) Could Be a Great Choice

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Bank OZK (OZK) have what it takes?

Bank OZK (OZK) Could Be a Great Choice

Zacks Investment Research

Here's Why Bank OZK (OZK) is a Strong Momentum Stock

The Zacks Style Scores offers investors a way to easily find top-rated stocks based on their investing style. Here's why you should take advantage.

Here's Why Bank OZK (OZK) is a Strong Momentum Stock

Zacks Investment Research

Is Bank OZK (OZK) a Great Value Stock Right Now?

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

Is Bank OZK (OZK) a Great Value Stock Right Now?

Bank OZK Continues To Deliver In Q2

Bank OZK delivered record Q2 earnings and robust loan growth, with deposits and loans both rising significantly, outpacing sector peers. Prudent underwriting and strong reserve coverage support manageable credit costs, despite commercial real estate exposure, and loan quality remains sound. OZK is diversifying its loan book away from real estate, maintaining a solid capital position, and rewarding shareholders with buybacks and a growing dividend.

Bank OZK Continues To Deliver In Q2

Bank OZK (OZK) Q2 2025 Earnings Call Transcript

Bank OZK (NASDAQ:OZK ) Q2 2025 Earnings Conference Call July 18, 2025 8:30 AM ET Company Participants h - Corporate Participant e - Corporate Participant v - Corporate Participant Cynthia Wolfe - Chief Operating Officer George G. Gleason - Chairman & CEO Jake Munn - President of Corporate & Institutional Banking Jay Staley - Corporate Participant Paschall Brannon Hamblen - President Tim Hicks - Chief Financial Officer Conference Call Participants Brian Joseph Martin - Janney Montgomery Scott LLC, Research Division Catherine Fitzhugh Summerson Mealor - Keefe, Bruyette, & Woods, Inc., Research Division Manan Gosalia - Morgan Stanley, Research Division Matthew Covington Olney - Stephens Inc., Research Division Michael Edward Rose - Raymond James & Associates, Inc., Research Division Nicholas Joseph Holowko - UBS Investment Bank, Research Division ts r - Unidentified Company ser - Unidentified Company ed.

Bank OZK (OZK) Q2 2025 Earnings Call Transcript

Zacks Investment Research

Bank OZK's Q2 Earnings Beat on Higher Fee Income & NII, Stock Up 1.5%

OZK stock rises 1.5% after Q2 earnings top estimates, fueled by higher fee income, NII and loan growth.

Bank OZK's Q2 Earnings Beat on Higher Fee Income & NII, Stock Up 1.5%

Bank OZK: Robust Loan Growth Offsets Net Interest Margin Weakness

Bank OZK is a U.S. regional bank focused on real estate financing, with net interest income accounting for 93% of Q2 2025 revenues. Despite weakness in the net interest margin Y/Y, the bank managed to post a modest increase in quarterly EPS in Q2 2025. Considering the 1% in Fed rate cuts priced in by July 2026, EPS growth will likely remain muted in the near term.

Bank OZK: Robust Loan Growth Offsets Net Interest Margin Weakness

Zacks Investment Research

Compared to Estimates, Bank OZK (OZK) Q2 Earnings: A Look at Key Metrics

While the top- and bottom-line numbers for Bank OZK (OZK) give a sense of how the business performed in the quarter ended June 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

Compared to Estimates, Bank OZK (OZK) Q2 Earnings: A Look at Key Metrics

Bank OZK Announces Record Second Quarter 2025 Earnings

LITTLE ROCK, Ark., July 17, 2025 (GLOBE NEWSWIRE) -- Bank OZK (the “Bank”) (Nasdaq: OZK) today announced that net income available to common stockholders for the second quarter of 2025 was a record $178.9 million, a 3.1% increase from $173.5 million for the second quarter of 2024. For the first six months of 2025, net income available to common stockholders was $346.8 million, a 0.5% increase from $345.0 million for the first six months of 2024. Diluted earnings per common share ("EPS") for the second quarter of 2025 were a record $1.58, a 3.9% increase from $1.52 for the second quarter of 2024. EPS for the first six months of 2025 were $3.05, a 0.7% increase from $3.03 for the first six months of 2024.

Bank OZK Announces Record Second Quarter 2025 Earnings

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