Orrstown Financial Services

ORRF

Market cap $687M

Overview Fund Activity

35.24 USD

-0.14

0.4%

At close Updated Sep 12, 4:00 PM EDT

1 day

-0.4%

5 days

0.77%

1 month

5.32%

3 months

13.75%

6 months

15.05%

Year to date

-1.87%

1 year

1.56%

5 years

154.44%

10 years

132.61%

About: Orrstown Financial Services Inc is a holding company engaged in commercial banking and trust business, this involves accepting demand, time, and savings deposits and granting loans. The company is also engaged in lending services for commercial, residential, commercial mortgages, construction, municipal, and various forms of consumer lending, and deposit services that include checking, savings, time, and money market deposits. It also provides investment and brokerage services through its Financial Advisors division. The Company earns fees from its deposit clients for transaction-based account maintenance and overdraft services, It also earns wealth management and investment brokerage fees from its contracts with trusts. The company operates in a segment, namely Community Banking.

Employees: 630

Financials Banks - Regional

0

Funds holding %

of 7,462 funds

–

Analysts bullish %

Fund manager confidence

Based on 2025 Q2 regulatory disclosures by fund managers ($100M+ AUM)

29% more repeat investments, than reductions

Existing positions increased: 45 | Existing positions reduced: 35

17% more first-time investments, than exits

New positions opened: 21 | Existing positions closed: 18

8% more capital invested

Capital invested by funds: $326M [Q1] → $352M (+$26.4M) [Q2]

2% more funds holding

Funds holding: 125 [Q1] → 128 (+3) [Q2]

0.73% more ownership

Funds ownership: 55.95% [Q1] → 56.68% (+0.73%) [Q2]

0% more funds holding in top 10

Funds holding in top 10: 2 [Q1] → 2 (+0) [Q2]

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Research analyst outlook

1 Wall Street Analyst provided 1 year price targets over the past 3 months

Low target

$42

19% upside

Avg. target

$42

19% upside

High target

$42

19% upside

1 analyst rating

1 positive

100%

0 neutral

0%

0 negative

0%

Keefe, Bruyette & Woods

Timothy Switzer

$42

Outperform

Reiterated

24 Jul 2025

See Analyst Rankings

Financial journalist opinion

Zacks Investment Research

Best Income Stocks to Buy for September 5th

CZNC, KT and ORRF made it to the Zacks Rank #1 (Strong Buy) income stocks list on September 5, 2025.

Best Income Stocks to Buy for September 5th

Zacks Investment Research

Why Orrstown Financial Services (ORRF) is a Top Dividend Stock for Your Portfolio

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Orrstown (ORRF) have what it takes?

Why Orrstown Financial Services (ORRF) is a Top Dividend Stock for Your Portfolio

Zacks Investment Research

Orrstown Financial Services (ORRF) is a Top Dividend Stock Right Now: Should You Buy?

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Orrstown (ORRF) have what it takes?

Orrstown Financial Services (ORRF) is a Top Dividend Stock Right Now: Should You Buy?

Zacks Investment Research

Orrstown (ORRF) Forms 'Hammer Chart Pattern': Time for Bottom Fishing?

Orrstown (ORRF) appears to have found support after losing some value lately, as indicated by the formation of a hammer chart. In addition to this technical chart pattern, strong agreement among Wall Street analysts in revising earnings estimates higher enhances the stock's potential for a turnaround in the near term.

Orrstown (ORRF) Forms 'Hammer Chart Pattern': Time for Bottom Fishing?

Zacks Investment Research

This is Why Orrstown Financial Services (ORRF) is a Great Dividend Stock

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Orrstown (ORRF) have what it takes?

This is Why Orrstown Financial Services (ORRF) is a Great Dividend Stock

Orrstown Financial Services, Inc. (ORRF) Q2 2025 Earnings Call Transcript

Orrstown Financial Services, Inc. (NASDAQ:ORRF ) Q2 2025 Earnings Conference Call July 23, 2025 9:00 AM ET Company Participants Thomas Quinn - President, CEO & Director Adam Metz - Senior EVP & COO Neelesh Kalani - Executive VP, CFO & Head of Investor Relations Conference Call Participants Gregory Zingone - Piper Sandler & Co., Research Division Timothy Switzer - Keefe, Bruyette, & Woods, Inc., Research Division David Long - Raymond James & Associates, Inc., Research Division Daniel Cardenas - Janney Montgomery Scott LLC, Research Division Operator Good morning. My name is Kate, and I will be your conference operator today.

Orrstown Financial Services, Inc. (ORRF) Q2 2025 Earnings Call Transcript

Zacks Investment Research

Orrstown Financial Services (ORRF) Q2 Earnings and Revenues Top Estimates

Orrstown Financial Services (ORRF) came out with quarterly earnings of $1.04 per share, beating the Zacks Consensus Estimate of $0.99 per share. This compares to earnings of $0.83 per share a year ago.

Orrstown Financial Services (ORRF) Q2 Earnings and Revenues Top Estimates

Orrstown Financial Services, Inc. Reports Second Quarter 2025 Results and Announces Dividend Increase

Net income of $19.4 million, or $1.01 per diluted share, for the three months ended June 30, 2025 compared to net income of $18.1 million, or $0.93 per diluted share, for the three months ended March 31, 2025; the second quarter of 2025 included $1.0 million in merger-related expenses compared to $1.6 million in merger-related expenses for the first quarter of 2025; Excluding the impact of the merger-related expenses referenced above, net of taxes, net income and diluted earnings per share were $20.2 million(1) and $1.04(1), respectively, for the second quarter of 2025 compared to $19.3 million(1) and $1.00(1), respectively, for the first quarter of 2025; Net interest margin, on a tax equivalent basis, was 4.07% in the second quarter of 2025 compared to 4.00% in the first quarter of 2025; the net accretion of purchase accounting marks positively impacted the margin by 50 basis points in the second quarter of 2025; Return on average assets was 1.45% and return on average equity was 14.56% for the three months ended June 30, 2025, compared to 1.35% and 13.98% for the return on average assets and return on average equity, respectively, for the three months ended March 31, 2025; Excluding the impact of the merger-related expenses referenced above, net of taxes, adjusted return on average assets was 1.51%(1) and adjusted return on average equity was 15.12%(1) for the three months ended June 30, 2025 compared to 1.45%(1) and 14.97%(1), respectively, for the three months ended March 31, 2025; Loans increased by $55.4 million, or 6% annualized, from March 31, 2025 to June 30, 2025; classified loans decreased by $10.4 million from $76.2 million at March 31, 2025 to $65.8 million at June 30, 2025; Noninterest income increased by $1.3 million from $11.6 million for the three months ended March 31, 2025 to $12.9 million for the three months ended June 30, 2025; Noninterest expense decreased by $0.6 million from $38.2 million for the three months ended March 31, 2025 to $37.6 million for the three months ended June 30, 2025, reflecting a decline in merger-related expenses during the second quarter of 2025; merger-related costs are not expected to be meaningful going forward; the second quarter of 2025 also included $0.6 million of severance charges in salaries and employee benefits expense; Efficiency ratio decreased from 63.2% for the three months ended March 31, 2025 to 60.3% for the three months ended June 30, 2025; excluding the impact of the merger-related expenses, the efficiency ratio was 58.7%(1) for the three months ended June 30, 2025 compared to 60.5%(1) for the three months ended March 31, 2025; Tangible common equity increased to 8.3% at June 30, 2025 compared to 7.9% at March 31, 2025; Tangible book value per common share(1) increased to $22.77 per share at June 30, 2025 compared to $21.99 per share at March 31, 2025; The Board of Directors authorized a share repurchase program on June 20, 2025, through which the Company could repurchase up to 500,000 shares of its common stock; The Board of Directors declared a cash dividend of $0.27 per common share, payable August 12, 2025, to shareholders of record as of August 5, 2025; this represents a $0.01 per share increase in the Company's quarter cash dividend; the dividend has increased by 35% since the closing of the merger with Codorus Valley Bancorp. (1) Non-GAAP measure.

Orrstown Financial Services, Inc. Reports Second Quarter 2025 Results and Announces Dividend Increase

Orrstown Financial Services, Inc. Announces Date of Second Quarter 2025 Earnings Release, Conference Call and Webcast

HARRISBURG, Pa., July 15, 2025 (GLOBE NEWSWIRE) -- Orrstown Financial Services, Inc. (NASDAQ: ORRF), the holding company of Orrstown Bank, announced today that it will report second quarter 2025 earnings at the close of business on Tuesday, July 22, 2025. Management will host a conference call and webcast to review the Company's quarterly results on Wednesday, July 23, 2025, at 9:00 am ET. The conference call and webcast details are below:

Orrstown Financial Services, Inc. Announces Date of Second Quarter 2025 Earnings Release, Conference Call and Webcast

Orrstown Financial Services, Inc. Approves Stock Repurchase Program

HARRISBURG, Pa., June 23, 2025 (GLOBE NEWSWIRE) -- Orrstown Financial Services, Inc. (NASDAQ: ORRF) (the “Company”) today announced that the Board of Directors has authorized the Company to repurchase up to 500,000 shares of its common stock, representing approximately 2.5% percent of the Company's outstanding common stock.

Orrstown Financial Services, Inc. Approves Stock Repurchase Program

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