OptimumBank Holdings

OPHC

Market cap $66.1M

Fort Lauderdale, Florida--(Newsfile Corp. - April 10, 2026) - OptimumBank Holdings, Inc. (NYSE American: OPHC) announced today Alliance Global Partners ("A.G.P.") has initiated equity research coverage of the Company.

Fort Lauderdale, Florida--(Newsfile Corp. - April 6, 2026) - OptimumBank Holdings, Inc. (NYSE American: OPHC), announced today that it will hold the Annual Shareholder Meeting and Investor Day, on Tuesday, April 28, 2026, at the Company's headquarters in Ft. Lauderdale, Florida, as well as virtually by way of this Webcast Link, beginning at 10:00 am ET.

Fort Lauderdale, Florida--(Newsfile Corp. - March 23, 2026) -  OptimumBank (NYSE American: OPHC) ("Bank") today announced that it has been named to the S&P Global Market Intelligence 2025 Top 100 Best-Performing U.S. Community Banks under $3 billion in assets, ranking #49 nationwide and placing the Bank among the top 1.4% of its 3,465 eligible peers. OptimumBank was the only Florida-based institution included in the Top 100, further highlighting its differentiated performance within one of the most competitive banking markets in the country.

NEW YORK--(BUSINESS WIRE)--Dream Chasers Capital Group (DCCG), the leading shareholder of Carver Bancorp, Inc. (OTCQB: CARV), is today responding to the Board's recent blocking of the nomination of Moishe Gubin, Chairman of NYSE-listed OptimumBank Holdings, Inc. (NASDAQ: OPHC), and Greg Lewis, CEO of Dream Chasers. Shareholders should not be surprised. Shareholders are once again witnessing the Board's utilization of corporate machinery—backed by high-priced counsel—to disenfranchise owners thr.

FORT LAUDERDALE, Fla., Feb. 23, 2026 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (NYSE American: OPHC) (“Company”) announced today the formation of OptimumFunding, LLC (“OptimumFunding”), a wholly owned subsidiary created to support a new HUD and FHA lending initiative, representing a significant milestone in the Company's long-term strategic growth plan.

OptimumBank Holdings, Inc. invites individual and institutional investors as well as advisors and analysts to attend its real-time, interactive presentation at the Emerging Growth Conference. Fort Lauderdale, Florida--(Newsfile Corp. - January 16, 2026) - OptimumBank Holdings, Inc. (NYSE American: OPHC) (the "Company") today announced that it has been invited to present at the Emerging Growth Conference on January 21, 2026.

Competitive SOFR + 2.67% Pricing Available for a Limited Time Fort Lauderdale, Florida--(Newsfile Corp. - January 9, 2026) - OptimumBank, Member FDIC (NYSE American: OPHC), today announced the launch of a limited-time Owner-Occupied Commercial Real Estate financing promotion for the first quarter of 2026, offering qualified borrowers up to 80 percent loan-to-value at a rate of SOFR plus 2.67 percent with a one-quarter point fee. The promotion is designed to support growing businesses seeking competitive financing solutions for owner-occupied commercial real estate, while reinforcing OptimumBank's relationship-driven lending model and local decision-making approach.

Fort Lauderdale, Florida--(Newsfile Corp. - January 5, 2026) - OptimumBank Holdings, Inc. (NYSE American: OPHC) (the "Company") is pleased to provide a year-end update on the successful completion of a comprehensive modernization of its capital structure. This strategic initiative, finalized through a series of coordinated actions by the Company's largest institutional and insider stakeholders, establishes a transparent and high-performance equity foundation as the Company prepares for its next phase of asset growth.

FT. LAUDERDALE, Fla., Dec. 09, 2025 (GLOBE NEWSWIRE) -- OptimumBank (NYSE: OPHC) based in Ft.

Fort Lauderdale, FL, Nov. 12, 2025 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (NYSE American: OPHC) (the “Company”) is a one-bank holding company and owns 100% of OptimumBank (the “Bank”). The Company is pleased to announce net earnings of $4.32 million, or $0.37 per basic share, and $0.18 per diluted share, for the third quarter of 2025. This compares to net earnings of $3.60 million, or $0.31 per basic share, and $0.15 per diluted share, for the second quarter of 2025, and $3.30 million net earnings, or $0.34 per basic share, and $0.15 per diluted share, for the comparable quarter last year. For the nine-month period ended September 30, 2025, net earnings was $11.80 million, or $1.00 per basic share, and $0.50 per diluted share, compared to net earnings of $9.17 million, or $1.02 per basic share, and $0.45 per diluted share, for the nine-month period ended September 30, 2024. The increase of $2.63 million in earnings for the nine-month period ended September 30, 2025, compared to the same period in 2024, was primarily driven by a $5.26 million improvement in net interest income and $1.49 million increase in noninterest income, partially offset by an increase in noninterest expenses and income taxes. The diluted share count incorporates the effect of certain changes to existing preferred shares, and comparability with prior diluted EPS figures may be affected accordingly.