OP Bancorp

OPBK

Market cap $202M

OP Bancorp posted strong Q4 results, with revenues up 14% year-over-year and EPS beating consensus expectations. I maintain a neutral rating on OPBK, citing stable operations, slow loan growth, and a 3.5% dividend yield. Net interest margin remained flat at 3.25%, though lower than historical levels, and asset quality trends warrant monitoring.

LOS ANGELES--(BUSINESS WIRE)--OP Bancorp (the “Company”) (NASDAQ: OPBK), the holding company of Open Bank (the “Bank”), announced today that its Board of Directors declared a quarterly cash dividend of $0.12 per share of its common stock. The dividend is payable on or about February 19, 2026 to shareholders of record as of the close of business on February 5, 2026. About OP Bancorp OP Bancorp, the holding company for Open Bank (the “Bank”), is a California corporation whose common stock is quot.

LOS ANGELES--(BUSINESS WIRE)--OP Bancorp (the “Company”) (NASDAQ: OPBK), parent company of Open Bank, today reported:                     As of and For the Quarter   Fourth Quarter Highlights ($ in thousands, except per share data)   4Q2025   3Q2025   4Q2024   Comparisons reflect 4Q25 vs. 3Q25 Income Statement:               Income Statement Net interest income   $ 20,863     $ 20,346     $ 16,929     Net interest income increased 3%. Revenue remained relatively stable, and net interest margin.

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

JXN, OPBK and SBFG made it to the Zacks Rank #1 (Strong Buy) value stocks list on November 19, 2025.

FHB, OPBK and JXN made it to the Zacks Rank #1 (Strong Buy) income stocks list on November 19, 2025.

TCMD, NPSNY, SBFG, OPBK and SONY have been added to the Zacks Rank #1 (Strong Buy) List on November 19, 2025.

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

LOS ANGELES--(BUSINESS WIRE)--OP Bancorp (the “Company”) (Nasdaq; OPBK), the parent company of Open Bank (the “Bank”), announced today that it has completed a private placement of $25 million principal amount of fixed-to-floating rate subordinated note due 2035 (the “Note”) on November 7, 2025 pursuant to a subordinated note purchase agreement in a private placement (the “Agreement”). The Note was issued in a private placement without registration under the Securities Act of 1933, as amended (t.