OFG Bancorp

OFG

Market cap $1.84B

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does OFG (OFG) have what it takes?

Due to Puerto Rico's persistently strong job market, I'm expecting loan growth to remain above last year's level. Risks to loan growth are worsening economic activity and sharply rising home prices. The combination of sticky deposit costs and relatively rate-sensitive loan yields will likely lead to margin pressure in a declining interest rate environment.

SAN JUAN, Puerto Rico--(BUSINESS WIRE)--OFG Bancorp (NYSE: OFG) will report third quarter 2025 financial results on Wednesday, October 22, 2025, before the market opens and hold its conference call that morning at 10:00 AM ET. Participant Toll-Free Phone Number: (800) 579-2543 Participant International Phone Number: (785) 424-1789 Conference ID: OFGQ325 The call can also be accessed live on OFG's website at www.ofgbancorp.com. Webcast replay will be available shortly thereafter. Visit the webca.

SAN JUAN, Puerto Rico--(BUSINESS WIRE)--OFG Bancorp (NYSE: OFG) today announced its Board of Directors declared a regular quarterly cash dividend of $0.30 per common share for the quarter ending September 30, 2025. The dividend is payable October 15, 2025, to holders of record at September 30, 2025. About OFG Bancorp Now in its 61st year in business, OFG Bancorp is a diversified financial holding company that operates under U.S., Puerto Rico and U.S. Virgin Islands banking laws and regulations.

OFG Bancorp (OFG 3.59%) reported its Q2 2025 results on July 17, with assets exceeding $12.2 billion and loans topping $8.2 billion, driving a 6.5% year-over-year increase in diluted EPS to $1.15. The company raised its guidance for full-year loan growth to nearly 6%, initiated a new $100 million share buyback, and maintained a CET1 ratio of 13.99%, while net interest margin settled at 5.31% due to proactive liquidity management.

OFG Bancorp reported Q2 revenue and earnings beats, driven by strong net interest margins and effective expense control. Loans and deposits grew sequentially, but the stock trades at a steep premium to tangible book value, justifying a hold rating. Asset quality is solid, though allowances for credit losses and nonperforming loans are slightly higher than peers; return metrics improved.

OFG Bancorp (NYSE:OFG ) Q2 2025 Earnings Conference Call July 17, 2025 10:00 AM ET Company Participants Cesar A. Ortiz-Marcano - Chief Risk Officer of Oriental Bank José Rafael Fernández - President, CEO & Chairman Maritza Arizmendi Diaz - Chief Financial Officer Conference Call Participants Brett D.

SAN JUAN, Puerto Rico--(BUSINESS WIRE)--OFG Bancorp (NYSE: OFG), the financial holding company for Oriental Bank, today reported results for the second quarter ended June 30, 2025. EPS diluted of $1.15 compared to $1.00 in 1Q25 and $1.08 in 2Q24. Total core revenues of $182.2 million compared to $178.3 million in 1Q25 and $179.4 million in 2Q24. CEO Comment José Rafael Fernández, Chief Executive Officer, said: “The second quarter reflected strong operating performance at all levels. EPS-diluted.

SAN JUAN, Puerto Rico--(BUSINESS WIRE)--OFG Bancorp (NYSE: OFG) will report second quarter 2025 financial results on Thursday, July 17, 2025, before the market opens and hold its conference call that morning at 10:00 AM ET. Participant Toll-Free Phone Number: (800) 245-3047 Participant International Phone Number: (203) 518-9765 Conference ID: OFGQ225 The call can also be accessed live on OFG's website at www.ofgbancorp.com. Webcast replay will be available shortly thereafter. Visit the webcast.

OFG Bancorp has maintained a 'buy' rating due to its strong asset quality, attractive valuation, and robust digital growth strategy. The company's net interest income and non-interest income saw slight declines recently, but deposits and loans have grown, indicating overall balance sheet strength. OFG Bancorp's digital initiatives have shown significant growth, with notable increases in digital loan payments and virtual teller use, enhancing operational efficiency.