23.20 USD
-0.20
0.85%
At close Apr 30, 4:00 PM EDT
After hours
23.20
+0.00
0.00%
1 day
-0.85%
5 days
2.43%
1 month
-15.54%
3 months
-32.87%
6 months
-39.55%
Year to date
-30.56%
1 year
-20.44%
5 years
-74.67%
10 years
-74.67%
 

About: Ncino Inc is a provider of cloud-based software for financial institutions. Its software solution digitizes, automates, and streamlines inefficient and complex processes & workflows and utilizes data analytics & artificial intelligence that enables financial institutions to onboard new clients, make loans, and manage the entire loan life cycle, open deposits, and other accounts, and manage regulatory compliance. It also offers professional services, including configuration & implementation, training, and advisory services. The company generates the majority of its revenue from subscription services. The company caters to financial institutions, enterprise banks, regional banks, community banks, and credit unions. The vast majority of its revenue comes from the United States.

Employees: 1,833

0
Funds holding %
of 7,425 funds
Analysts bullish %

Fund manager confidence

Based on 2024 Q4 regulatory disclosures by fund managers ($100M+ AUM)

495% more call options, than puts

Call options by funds: $31M | Put options by funds: $5.21M

36% more first-time investments, than exits

New positions opened: 60 | Existing positions closed: 44

10% more capital invested

Capital invested by funds: $3.64B [Q3] → $4B (+$358M) [Q4]

3.39% more ownership

Funds ownership: 99.48% [Q3] → 102.87% (+3.39%) [Q4]

3% more funds holding

Funds holding: 269 [Q3] → 277 (+8) [Q4]

9% more repeat investments, than reductions

Existing positions increased: 101 | Existing positions reduced: 93

31% less funds holding in top 10

Funds holding in top 10: 13 [Q3] → 9 (-4) [Q4]

Research analyst outlook

12 Wall Street Analysts provided 1 year price targets over the past 3 months

Low target
$19
18%
downside
Avg. target
$27
15%
upside
High target
$38
64%
upside

12 analyst ratings

positive
42%
neutral
58%
negative
0%
Piper Sandler
Brent Bracelin
41% 1-year accuracy
51 / 125 met price target
8%upside
$25
Neutral
Maintained
23 Apr 2025
B of A Securities
Brad Sills
43% 1-year accuracy
13 / 30 met price target
12%upside
$26
Neutral
Maintained
10 Apr 2025
Keefe, Bruyette & Woods
Ryan Tomasello
67% 1-year accuracy
8 / 12 met price target
21%upside
$28
Outperform
Maintained
3 Apr 2025
Raymond James
Alexander Sklar
20% 1-year accuracy
2 / 10 met price target
38%upside
$32
Outperform
Maintained
2 Apr 2025
Citizens Capital Markets
Aaron Kimson
48% 1-year accuracy
10 / 21 met price target
38%upside
$32
Market Outperform
Maintained
2 Apr 2025

Financial journalist opinion

Based on 12 articles about NCNO published over the past 30 days

Neutral
GlobeNewsWire
1 day ago
Banque Raiffeisen Partners with nCino for Intelligent Loan Management to Drive Credit Chain Digitalization
nCino expands presence in Europe with its first customer in Luxembourg nCino expands presence in Europe with its first customer in Luxembourg
Banque Raiffeisen Partners with nCino for Intelligent Loan Management to Drive Credit Chain Digitalization
Neutral
GlobeNewsWire
2 weeks ago
Zions Bancorporation to Implement nCino Platform and Intelligent Solutions as the Technology Foundation of its Lending End-to-End Process Transformation
WILMINGTON, N.C., April 15, 2025 (GLOBE NEWSWIRE) -- nCino, Inc. (NASDAQ: NCNO), the leading provider of intelligent, best-in-class banking solutions, today announced that Zions Bancorporation has selected nCino as its technology platform as they digitally transform their loan origination process.
Zions Bancorporation to Implement nCino Platform and Intelligent Solutions as the Technology Foundation of its Lending End-to-End Process Transformation
Negative
Seeking Alpha
3 weeks ago
nCino: Downgrade To Sell As Macro Backdrop Has Gotten Dramatically Worse
I downgrade NCNO to a sell due to worsening macro conditions, elevated tariffs, and potential Fed rate hikes, severely impacting mortgage volumes. Despite 4Q25 revenue growth, organic subscription growth decelerated, and adj. EBIT margin fell, indicating underlying weaknesses. Macro risks, including new tariffs and potential recession, pose significant headwinds for NCNO's mortgage-related business, with management modeling zero growth in US mortgage-related revenue for FY26.
nCino: Downgrade To Sell As Macro Backdrop Has Gotten Dramatically Worse
Negative
Proactive Investors
4 weeks ago
nCino shares slide on earnings miss
nCino (NASDAQ:NCNO) shares sank more than 23% after the cloud-based bank operating system's fourth quarter earnings disappointed.   For the quarter, nCino posted earnings per share of $0.12, down from $0.21 in the year-ago quarter and missing estimates of $0.19.
nCino shares slide on earnings miss
Negative
Benzinga
4 weeks ago
nCino Posts Weak Earnings, Joins Tesla And Other Big Stocks Moving Lower In Wednesday's Pre-Market Session
U.S. stock futures were lower this morning, with the Dow futures falling more than 50 points on Wednesday.
nCino Posts Weak Earnings, Joins Tesla And Other Big Stocks Moving Lower In Wednesday's Pre-Market Session
Neutral
Seeking Alpha
4 weeks ago
nCino, Inc. (NCNO) Q4 2025 Earnings Call Transcript
nCino, Inc. (NASDAQ:NCNO ) Q4 2025 Earnings Conference Call April 1, 2025 4:30 PM ET Company Participants Harrison Masters - Director, IR Sean Desmond - CEO Greg Orenstein - CFO Conference Call Participants Saket Kalia - Barclays Terry Tillman - Truist Securities Alex Sklar - Raymond James James Fawcett - Morgan Stanley Koji Ikeda - Bank of America Ryan Tomasello - KBW Chris Kennedy - William Blair Aaron Kimson - Citizens JMP Alex Markgraff - KBCM Kenneth Suchoski - Autonomous Research Operator Thank you for standing by, and welcome to nCino's Fourth Quarter Fiscal Year 2025 Earnings Conference Call. At this time, all participants are in a listen-only mode.
nCino, Inc. (NCNO) Q4 2025 Earnings Call Transcript
Negative
PYMNTS
4 weeks ago
nCino Shares Slump Amid Slowing Growth in Cloud Banking and Mortgage Markets
nCino shares slumped in after hours trading Tuesday (April 1) in the wake of guidance that anticipates slowing growth in the core cloud banking segments and mortgage markets, though a reacceleration is envisioned for fiscal year 2027.
nCino Shares Slump Amid Slowing Growth in Cloud Banking and Mortgage Markets
Negative
Zacks Investment Research
4 weeks ago
NCino (NCNO) Lags Q4 Earnings Estimates
NCino (NCNO) came out with quarterly earnings of $0.12 per share, missing the Zacks Consensus Estimate of $0.18 per share. This compares to earnings of $0.21 per share a year ago.
NCino (NCNO) Lags Q4 Earnings Estimates
Neutral
GlobeNewsWire
4 weeks ago
nCino Reports Fourth Quarter and Fiscal Year 2025 Financial Results
Q4 Total Revenues of $141.4 M, up 14% year-over-year Fiscal Year 2025 Total Revenues of $540.7 M, up 13% year-over-year Q4 Subscription Revenues of $125.0 M, up 16% year-over-year Fiscal Year 2025 Subscription Revenues of $469.2 M, up 15% year-over-year
nCino Reports Fourth Quarter and Fiscal Year 2025 Financial Results
Neutral
GlobeNewsWire
4 weeks ago
nCino Announces Stock Repurchase Program
WILMINGTON, N.C., April 01, 2025 (GLOBE NEWSWIRE) -- nCino, Inc. (NASDAQ: NCNO), the leading provider of intelligent, best-in-class banking solutions, today announced that its Board of Directors has authorized a Stock Repurchase Program under which the Company may repurchase up to $100,000,000 of the Company's outstanding common stock.
nCino Announces Stock Repurchase Program
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