Mercury Insurance
About: Mercury General Corp is an insurance holding company. It is engaged in writing personal automobile insurance and provides related property and casualty insurance products. The Company offers the following types of automobile coverage: collision, property damage, bodily injury ("BI"), comprehensive, personal injury protection ("PIP"), underinsured and uninsured motorist, and other hazards. The Company offers the following types of homeowners coverage: dwelling, liability, personal property, and other coverages.
Employees: 4,200
0
Funds holding %
of 7,323 funds
–
Analysts bullish %
Fund manager confidence
Based on 2025 Q1 regulatory disclosures by fund managers ($100M+ AUM)
167% more call options, than puts
Call options by funds: $45.3M | Put options by funds: $17M
7.16% more ownership
Funds ownership: 43.4% [Q4 2024] → 50.56% (+7.16%) [Q1 2025]
0% more funds holding in top 10
Funds holding in top 10: 2 [Q4 2024] → 2 (+0) [Q1 2025]
2% less capital invested
Capital invested by funds: $1.6B [Q4 2024] → $1.57B (-$31.8M) [Q1 2025]
11% less funds holding
Funds holding: 283 [Q4 2024] → 253 (-30) [Q1 2025]
16% less repeat investments, than reductions
Existing positions increased: 76 | Existing positions reduced: 91
34% less first-time investments, than exits
New positions opened: 50 | Existing positions closed: 76
Research analyst outlook
We haven’t received any recent analyst ratings for MCY.
Financial journalist opinion
Based on 10 articles about MCY published over the past 30 days
Neutral
PRNewsWire
20 hours ago
Mercury General Corporation Announces Second Quarter Results and Declares Quarterly Dividend
LOS ANGELES , July 29, 2025 /PRNewswire/ -- Mercury General Corporation (NYSE: MCY) reported today for the second quarter of 2025: Consolidated Highlights Three Months Ended June 30, Change Six Months Ended June 30, Change 2025 2024 $ % 2025 2024 $ % (000's except per-share amounts and ratios) Net premiums earned (2) $ 1,366,738 $ 1,236,024 $ 130,714 10.6 $ 2,649,808 $ 2,402,703 $ 247,105 10.3 Net premiums written (1) (2) $ 1,480,807 $ 1,355,460 $ 125,347 9.2 $ 2,795,188 $ 2,640,444 $ 154,744 5.9 Net realized investment gains, net of tax (3) $ 18,549 $ 2,290 $ 16,259 710.0 $ 36,973 $ 32,461 $ 4,512 13.9 Net income $ 166,472 $ 62,568 $ 103,904 166.1 $ 58,145 $ 136,030 $ (77,885) (57.3) Net income per diluted share $ 3.01 $ 1.13 $ 1.88 166.4 $ 1.05 $ 2.46 $ (1.41) (57.3) Operating income (1) $ 147,923 $ 60,278 $ 87,645 145.4 $ 21,172 $ 103,569 $ (82,397) (79.6) Operating income per diluted share (1) $ 2.67 $ 1.09 $ 1.58 145.0 $ 0.38 $ 1.87 $ (1.49) (79.7) Catastrophe losses net of reinsurance (4) $ 13,000 $ 125,000 $ (112,000) (89.6) $ 460,000 $ 197,000 $ 263,000 133.5 Combined ratio (5) 92.5 % 98.9 % — (6.4) pts 105.4 % 99.9 % — 5.5 pts (1) These measures are not based on U.S. generally accepted accounting principles ("GAAP"), are defined in "Information Regarding GAAP and Non-GAAP Measures" and are reconciled to the most directly comparable GAAP measures in "Supplemental Schedules." (2) Net premiums earned for the three months ended June 30, 2025 includes $51 million of increased ceded premiums earned.
Neutral
PRNewsWire
1 day ago
Mercury Insurance Unveils the Most Affordable New Sedans, Subcompact Crossovers to Insure This Year
Three Hyundai Motor Group Products and Two Nissan Products Top This Year's List LOS ANGELES , July 29, 2025 /PRNewswire/ -- Specific sedan and subcompact crossover models are once again some of the most affordable vehicles to purchase and own, according to Mercury Insurance (NYSE: MCY), a leading auto insurer in California. Announced today, Mercury has compiled a list of the most affordable sedans and subcompact crossovers to insure.
Neutral
PRNewsWire
4 days ago
Mercury Insurance Preparing Homeowners Insurance Rate Filing that Will Broaden Coverage Availability for California Consumers
Commissioner Lara's Sustainable Insurance Strategy paves way for science-based risk modeling that will build the foundation for a stronger insurance marketplace LOS ANGELES , July 25, 2025 /PRNewswire/ -- Mercury Insurance (NYSE: MCY), a leading provider of property and casualty insurance, is preparing a homeowners insurance rate filing using the California Department of Insurance's (CDI) recently approved Verisk Wildfire Model. The move is a direct result of the ongoing implementation of Commissioner Lara's Sustainable Insurance Strategy, which the company believes will provide California homeowners with more insurance options and lead to a more resilient insurance marketplace.
Neutral
PRNewsWire
1 week ago
Get Your Car Ready for College
Mercury Insurance Provides a Checklist to Make Sure You're Prepared LOS ANGELES , July 22, 2025 /PRNewswire/ -- We are approaching that time of year when college students head back to class. Whether you are a parent driving your student to school, or you are driving yourself, it is important to have your vehicle checked before setting off to campus.
Neutral
PRNewsWire
1 week ago
Mercury Insurance Shares Tips to Protect Your Home From Hail Damage
Insurance Provider Offers Guidance to Help Homeowners Avoid Costly Repairs During Hail Season LOS ANGELES , July 17, 2025 /PRNewswire/ -- Mercury Insurance is helping homeowners prepare for hail season with simple, proactive tips to protect their homes and avoid costly repairs. As hailstorms grow more costly in many parts of the country, taking a few preventative steps can make a big difference in safeguarding your property and finances.
Neutral
PRNewsWire
2 weeks ago
Mercury Insurance Helps Dispel Common Auto Insurance Myths
Holding on to Common Misconceptions Can Affect Your Rates LOS ANGELES , July 15, 2025 /PRNewswire/ -- There are a slew of common misconceptions surrounding auto insurance that permeate online and via word of mouth. In order to make informed decisions about auto insurance, it's important for consumers to dig a little deeper and refrain from taking these claims at face value.
Neutral
PRNewsWire
3 weeks ago
MERCURY GENERAL CORPORATION TO REPORT SECOND QUARTER RESULTS ON JULY 29, 2025
LOS ANGELES , July 8, 2025 /PRNewswire/ -- Mercury General Corporation (NYSE: MCY) reported today that after the markets close on Tuesday, July 29, 2025, the Company will issue an earnings press release reporting its results for the second quarter of 2025, and will also file its quarterly report on Form 10-Q with the Securities and Exchange Commission. The earnings press release should be read in conjunction with the Company's quarterly report on Form 10-Q.
Neutral
PRNewsWire
3 weeks ago
Hurricane Preparedness Starts Now: How to Protect Your Home and Family Before the Storm Hits
Simple Steps to Minimize Damage and Stay Safe During Hurricane Season LOS ANGELES , July 8, 2025 /PRNewswire/ -- Hurricane season brings with it a mix of unpredictability and urgency — and while you can't stop a storm, you can absolutely prepare for one. Mercury Insurance is sharing practical, proactive steps homeowners can take to protect their property and loved ones before a hurricane makes landfall.
Neutral
PRNewsWire
3 weeks ago
MERCURY INSURANCE NAMED ONE OF AMERICA'S GREATEST WORKPLACES FOR PARENTS & FAMILIES AND FINANCIAL SERVICES BY NEWSWEEK
COMPANY RECOGNIZED FOR EXCEPTIONAL WORKPLACE CULTURE,FLEXIBILITY, AND SUPPORT FOR WORKING FAMILIES LOS ANGELES , July 3, 2025 /PRNewswire/ -- Mercury Insurance has been named to Newsweek's 2025 lists of America's Greatest Workplaces for Parents & Families and America's Greatest Workplaces in Financial Services, earning national recognition for its commitment to employee well-being, flexibility, and workplace excellence. The awards, presented by Newsweek and Plant-A Insights Group, are based on a large-scale independent survey of over 250,000 U.S. employees.
Positive
Zacks Investment Research
4 weeks ago
MCY Outperforms Industry, Trades at Premium: How to Play the Stock
Mercury General stock gains from rate increases, higher average invested assets, financial flexibility, favorable estimates and attractive valuation.
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