Live Oak Bancshares
LOB
Market cap $1.27B

27.85 USD

-0.88

3.06%

At close Jun 13, 4:00 PM EDT

After hours

27.85

+0.00

0.00%

1 day

-3.06%

5 days

-2.45%

1 month

-3.93%

3 months

0.61%

6 months

-36.98%

Year to date

-27.74%

1 year

-15.30%

5 years

85.05%

10 years

46.04%

About: Live Oak Bancshares Inc operates as the bank holding company for the Live Oak Banking Company. The company specializes in lending and deposit-related services to small businesses nationwide. The company identifies and extends lending to credit-worthy borrowers both within specific industries, also called verticals, through expertise within those industries, and more broadly to select borrowers outside of those industries. A portion of the loans originated by the Bank are partially guaranteed by the Small Business Administration under the 7(a) Loan Program and the U.S. Department of Agriculture Rural Energy for America Program, Water and Environmental Program, Business and Industry and Community Facilities loan programs.

Employees: 1,025

Financials Banks - Regional

0

Funds holding %

of 7,296 funds

–

Analysts bullish %

Fund manager confidence

Based on 2025 Q1 regulatory disclosures by fund managers ($100M+ AUM)

201% more call options, than puts

Call options by funds: $1.47M | Put options by funds: $490K

75% more repeat investments, than reductions

Existing positions increased: 84 | Existing positions reduced: 48

26% more first-time investments, than exits

New positions opened: 43 | Existing positions closed: 34

2% more funds holding

Funds holding: 215 [Q4 2024] → 220 (+5) [Q1 2025]

1.19% less ownership

Funds ownership: 67.15% [Q4 2024] → 65.96% (-1.19%) [Q1 2025]

33% less capital invested

Capital invested by funds: $1.2B [Q4 2024] → $801M (-$399M) [Q1 2025]

100% less funds holding in top 10

Funds holding in top 10: 2 [Q4 2024] → 0 (-2) [Q1 2025]

See Fund Rankings

Research analyst outlook

1 Wall Street Analyst provided 1 year price targets over the past 3 months

Low target

$34

22%

upside

Avg. target

$34

22%

upside

High target

$34

22%

upside

1 analyst rating

0 positive

0%

1 neutral

100%

0 negative

0%

Keefe, Bruyette & Woods

Timothy Switzer

22%upside

$34

Market Perform

Maintained

25 Apr 2025

See Analyst Rankings

Financial journalist opinion

Live Oak Bancshares Announces Appointment of Patrick T. McHenry to Board of Directors

WILMINGTON, N.C., May 08, 2025 (GLOBE NEWSWIRE) -- Live Oak Bancshares announced the appointment of Patrick T.

Live Oak Bancshares Announces Appointment of Patrick T. McHenry to Board of Directors

Live Oak Bank Announces $600,000 Grant in Support of Child Care Providers in New Hanover County

WILMINGTON, N.C., May 06, 2025 (GLOBE NEWSWIRE) -- Live Oak Bank has announced a $600,000 grant to help licensed early child care providers connect with qualified substitute teachers to ensure both continuity of care and strong student-teacher ratios in the classroom.

Live Oak Bank Announces $600,000 Grant in Support of Child Care Providers in New Hanover County

Live Oak Bancshares, Inc. (LOB) Q1 2025 Earnings Call Transcript

Live Oak Bancshares, Inc. (NYSE:LOB ) Q1 2025 Earnings Conference Call April 24, 2025 9:00 AM ET Company Participants Greg Seward - General Counsel and Chief Risk Officer Chip Mahan - Chairman and Chief Executive Officer BJ Losch - President Walt Phifer - Chief Financial Officer Michael Cairns - Chief Credit Officer Conference Call Participants Crispin Love - Piper Sandler Tim Switzer - KBW David Feaster - Raymond James Operator Good morning, ladies and gentlemen, and welcome to the Q1 2025 Live Oak Bancshares Earnings Call. At this time, all participant lines are in the listen-only mode.

Live Oak Bancshares, Inc. (LOB) Q1 2025 Earnings Call Transcript

Zacks Investment Research

Compared to Estimates, Live Oak Bancshares (LOB) Q1 Earnings: A Look at Key Metrics

While the top- and bottom-line numbers for Live Oak Bancshares (LOB) give a sense of how the business performed in the quarter ended March 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

Compared to Estimates, Live Oak Bancshares (LOB) Q1 Earnings: A Look at Key Metrics

Zacks Investment Research

Live Oak Bancshares (LOB) Q1 Earnings and Revenues Miss Estimates

Live Oak Bancshares (LOB) came out with quarterly earnings of $0.21 per share, missing the Zacks Consensus Estimate of $0.38 per share. This compares to earnings of $0.36 per share a year ago.

Live Oak Bancshares (LOB) Q1 Earnings and Revenues Miss Estimates

Live Oak Bancshares, Inc. Reports First Quarter 2025 Results

WILMINGTON, N.C., April 23, 2025 (GLOBE NEWSWIRE) -- Live Oak Bancshares, Inc. (NYSE: LOB) (“Live Oak” or “the Company”) today reported first quarter of 2025 net income attributable to the Company of $9.7 million, or $0.21 per diluted share.

Live Oak Bancshares, Inc. Reports First Quarter 2025 Results

Live Oak Bancshares: Bank On It Today

Live Oak Bancshares, Inc. shows resilience amid macroeconomic uncertainties with stable topline performance, strategic expansion, and prudent asset management, making it a buy. Despite potential risks like trade wars and inflation, LOB's well-diversified loan portfolio and solid capital adequacy position it well for market volatility. LOB's current valuation is attractive, trading at a lower P/E ratio than its five-year average, indicating significant upside potential.

Live Oak Bancshares: Bank On It Today

Live Oak Bancshares: Originations Reach Record Levels, But Net Charge-Offs Increase

Live Oak Bancshares' Q4 2024 results show mixed performance with high net charge-offs and expensive deposits, despite strong loan originations and increased deposits. The bank's cost of funds remains high at 4.03%, significantly above peers, indicating weak bargaining power over customers and fragile deposit quality. The Company's net interest margin is deteriorating, but the potential refinancing of CDs at lower rates could improve profitability.

Live Oak Bancshares: Originations Reach Record Levels, But Net Charge-Offs Increase

Live Oak Bancshares, Inc. (LOB) Q4 2024 Earnings Call Transcript

Live Oak Bancshares, Inc. (NYSE:LOB ) Q4 2024 Earnings Conference Call January 23, 2024 9:00 AM ET Company Participants Claire Parker - Head of Investor Relations Chip Mahan - Chairman & Chief Executive Officer BJ Losch - President Walt Phifer - Chief Financial Officer Michael Cairns - Chief Credit Officer Conference Call Participants Crispin Love - Piper Sandler Tim Switzer - KBW David Feaster - Raymond James Operator Good morning ladies and gentlemen and welcome to the Q4 2024 Live Oak Bancshares Earnings Call. At this time, all lines are in a listen-only mode.

Live Oak Bancshares, Inc. (LOB) Q4 2024 Earnings Call Transcript

Zacks Investment Research

Live Oak Bancshares (LOB) Q4 Earnings: How Key Metrics Compare to Wall Street Estimates

While the top- and bottom-line numbers for Live Oak Bancshares (LOB) give a sense of how the business performed in the quarter ended December 2024, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

Live Oak Bancshares (LOB) Q4 Earnings: How Key Metrics Compare to Wall Street Estimates

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