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Live Oak Bancshares

32.12 USD
-0.93
2.81%
Updated Jul 30, 3:05 PM EDT
1 day
-2.81%
5 days
-1.17%
1 month
7.79%
3 months
22.88%
6 months
-9.37%
Year to date
-16.66%
1 year
-28.08%
5 years
85.34%
10 years
59.40%
 

About: Live Oak Bancshares Inc operates as the bank holding company for the Live Oak Banking Company. The company specializes in lending and deposit-related services to small businesses nationwide. The company identifies and extends lending to credit-worthy borrowers both within specific industries, also called verticals, through expertise within those industries, and more broadly to select borrowers outside of those industries. A portion of the loans originated by the Bank are partially guaranteed by the Small Business Administration under the 7(a) Loan Program and the U.S. Department of Agriculture Rural Energy for America Program, Water and Environmental Program, Business and Industry and Community Facilities loan programs.

Employees: 1,025

0
Funds holding %
of 7,323 funds
Analysts bullish %

Fund manager confidence

Based on 2025 Q1 regulatory disclosures by fund managers ($100M+ AUM)

201% more call options, than puts

Call options by funds: $1.47M | Put options by funds: $490K

77% more repeat investments, than reductions

Existing positions increased: 85 | Existing positions reduced: 48

26% more first-time investments, than exits

New positions opened: 43 | Existing positions closed: 34

3% more funds holding

Funds holding: 215 [Q4 2024] → 221 (+6) [Q1 2025]

1.17% less ownership

Funds ownership: 67.15% [Q4 2024] → 65.98% (-1.17%) [Q1 2025]

33% less capital invested

Capital invested by funds: $1.2B [Q4 2024] → $802M (-$399M) [Q1 2025]

100% less funds holding in top 10

Funds holding in top 10: 2 [Q4 2024] → 0 (-2) [Q1 2025]

Research analyst outlook

1 Wall Street Analyst provided 1 year price targets over the past 3 months

Low target
$37
15%
upside
Avg. target
$37
15%
upside
High target
$37
15%
upside

1 analyst rating

positive
0%
neutral
100%
negative
0%
Keefe, Bruyette & Woods
Timothy Switzer
15%upside
$37
Market Perform
Reiterated
25 Jul 2025

Financial journalist opinion

Based on 6 articles about LOB published over the past 30 days

Neutral
GlobeNewsWire
1 day ago
Live Oak Bancshares, Inc. Prices Depositary Share Offering
WILMINGTON, N.C., July 28, 2025 (GLOBE NEWSWIRE) -- Live Oak Bancshares, Inc. (NYSE: LOB) (“Live Oak” or the “Company”) announced the pricing of an underwritten offering of 4,000,000 depositary shares, each representing a 1/40th ownership interest in a share of 8.375% Fixed Rate Series A Non-Cumulative Perpetual Preferred Stock (the “Series A Preferred Stock”), with a liquidation preference of $25 per depositary share.
Live Oak Bancshares, Inc. Prices Depositary Share Offering
Neutral
Seeking Alpha
5 days ago
Live Oak Bancshares, Inc. (LOB) Q2 2025 Earnings Call Transcript
Live Oak Bancshares, Inc. (NYSE:LOB ) Q2 2025 Earnings Conference Call July 24, 2025 9:00 AM ET Company Participants Gregory Seward - Chief Risk Officer & General Counsel William Losch III - President Walter Phifer - Chief Financial Officer Michael Cairns - Chief Credit Officer James Mahan - Chairman & CEO Conference Call Participants David Feaster - Raymond James & Associates, Inc., Research Division Timothy Switzer - Keefe, Bruyette, & Woods, Inc., Research Division Operator Good morning, ladies and gentlemen, and welcome to Live Oak Bancshares Second Quarter 2025 Earnings Call. [Operator Instructions] I would now like to turn the conference call over to Greg Seward, Chief Risk Officer and General Counsel.
Live Oak Bancshares, Inc. (LOB) Q2 2025 Earnings Call Transcript
Negative
Zacks Investment Research
6 days ago
Live Oak Bancshares (LOB) Q2 Earnings Miss Estimates
Live Oak Bancshares (LOB) came out with quarterly earnings of $0.51 per share, missing the Zacks Consensus Estimate of $0.52 per share. This compares to earnings of $0.59 per share a year ago.
Live Oak Bancshares (LOB) Q2 Earnings Miss Estimates
Neutral
The Motley Fool
6 days ago
Live Oak Posts Q2 Revenue Beat
Live Oak Posts Q2 Revenue Beat
Live Oak Posts Q2 Revenue Beat
Neutral
GlobeNewsWire
6 days ago
Live Oak Bancshares, Inc. Reports Second Quarter 2025 Results
WILMINGTON, N.C., July 23, 2025 (GLOBE NEWSWIRE) -- Live Oak Bancshares, Inc. (NYSE: LOB) (“Live Oak” or “the Company”) today reported second quarter of 2025 net income attributable to the Company of $23.4 million, or $0.51 per diluted share.
Live Oak Bancshares, Inc. Reports Second Quarter 2025 Results
Neutral
GlobeNewsWire
3 weeks ago
Live Oak Bancshares, Inc. Announces Date of Second Quarter 2025 Financial Results
WILMINGTON, N.C., July 09, 2025 (GLOBE NEWSWIRE) -- Live Oak Bancshares, Inc. (NYSE: LOB) today announced that it will report its second quarter 2025 financial results after U.S. financial markets close on Wednesday, July 23, 2025.
Live Oak Bancshares, Inc. Announces Date of Second Quarter 2025 Financial Results
Neutral
GlobeNewsWire
2 months ago
Live Oak Bancshares Announces Appointment of Patrick T. McHenry to Board of Directors
WILMINGTON, N.C., May 08, 2025 (GLOBE NEWSWIRE) -- Live Oak Bancshares announced the appointment of Patrick T.
Live Oak Bancshares Announces Appointment of Patrick T. McHenry to Board of Directors
Neutral
GlobeNewsWire
2 months ago
Live Oak Bank Announces $600,000 Grant in Support of Child Care Providers in New Hanover County
WILMINGTON, N.C., May 06, 2025 (GLOBE NEWSWIRE) -- Live Oak Bank has announced a $600,000 grant to help licensed early child care providers connect with qualified substitute teachers to ensure both continuity of care and strong student-teacher ratios in the classroom.
Live Oak Bank Announces $600,000 Grant in Support of Child Care Providers in New Hanover County
Neutral
Seeking Alpha
3 months ago
Live Oak Bancshares, Inc. (LOB) Q1 2025 Earnings Call Transcript
Live Oak Bancshares, Inc. (NYSE:LOB ) Q1 2025 Earnings Conference Call April 24, 2025 9:00 AM ET Company Participants Greg Seward - General Counsel and Chief Risk Officer Chip Mahan - Chairman and Chief Executive Officer BJ Losch - President Walt Phifer - Chief Financial Officer Michael Cairns - Chief Credit Officer Conference Call Participants Crispin Love - Piper Sandler Tim Switzer - KBW David Feaster - Raymond James Operator Good morning, ladies and gentlemen, and welcome to the Q1 2025 Live Oak Bancshares Earnings Call. At this time, all participant lines are in the listen-only mode.
Live Oak Bancshares, Inc. (LOB) Q1 2025 Earnings Call Transcript
Neutral
Zacks Investment Research
3 months ago
Compared to Estimates, Live Oak Bancshares (LOB) Q1 Earnings: A Look at Key Metrics
While the top- and bottom-line numbers for Live Oak Bancshares (LOB) give a sense of how the business performed in the quarter ended March 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
Compared to Estimates, Live Oak Bancshares (LOB) Q1 Earnings: A Look at Key Metrics
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