Lemonade

LMND

Market cap $5.99B

Insurance technology company Lemonade nearly doubled in 2025. The company continues to grow rapidly, and profitability moved in the right direction.

The company beat Wall Street's earnings estimates by at least 25% in three of its last four quarterly reports. Lemonade's gross loss ratio dropped from 88% to 67% over two years, meaning it keeps more of every premium dollar.

Is artificial intelligence overhyped? Not a chance, according to analysts at Truist Securities.

Lemonade is shaking up the insurance industry with its machine learning and AI-powered models. Pagaya is offering better risk assessment tools for creditors.

Nvidia, Amazon, and Alphabet all have strong AI moats in different ways that give them an edge over the competition. Taiwan Semiconductor is the backbone of AI creation and is trading at an excellent price.

SoFi, MercadoLibre, and Lemonade are disrupting traditional financial services with technology. On is developing its brand globally and gaining a loyal following.

By any objective measure, U.S. stocks have had a pretty spectacular year. Rising from the ashes of President Donald Trump's Liberation Day tariffs like a phoenix, powered by tech and the artificial intelligence boom, the S&P 500 is on pace for an annual gain of around 18%, with the 7000 point mark firmly in sight.

Insurance stock Lemonade has soared 116% year-to-date. The stock gapped up on earnings and is near a three-weeks-tight entry.

There are signs that the market is inflated, making it harder to choose growth stocks that are trading a buyable prices. There could be a stock market bubble, which makes it all the more important to have solid value stocks that can withstand market pressures.

EVER's strong ROE, AI-driven strategy, and debt-free balance sheet position it ahead of LMND in the InsurTech race.