loanDepot

LDI

Market cap $715M

loanDepot Inc. (LDI) is a tactical buy, driven by anticipated GSE intervention narrowing mortgage spreads and boosting origination volumes. LDI's business model spans home purchase, refinance, equity, search, and personal loans, positioning it to benefit from increased transaction activity. Q3 2025 saw adjusted revenue rise to $325 million and EBITDA double, though net losses highlight ongoing profit fragility.

I upgrade loanDepot's rating from "Hold" to "Buy," after identifying favorable developments within and outside the firm. GSEs' planned $200 billion MBS purchases and the potential SFR investment restrictions are expected to boost LDI's future growth. Internally, LDI is leveraging its in-house loan servicing model and AI-driven cost reductions.

loanDepot, Inc. ( LDI ) Q3 2025 Earnings Call November 6, 2025 5:00 PM EST Company Participants Gerhard Erdelji - Senior Vice President of Investor Relations Anthony Hsieh - Founder, CEO, Chairman & President David Hayes - Chief Financial Officer Conference Call Participants Douglas Harter - UBS Investment Bank, Research Division Eric Hagen - BTIG, LLC, Research Division Presentation Operator Good afternoon, and welcome to loanDepot's Third Quarter 2025 Earnings Call. [Operator Instructions] I would now like to turn the call over to Gerhard Erdelji, Senior Vice President, Investor Relations.

loanDepot (LDI) came out with a quarterly loss of $0.01 per share versus the Zacks Consensus Estimate of a loss of $0.04. This compares to earnings of $0.03 per share a year ago.

IRVINE, Calif.--(BUSINESS WIRE)---- $LDI #LDI--loanDepot announces third quarter 2025 financial results.

IRVINE, Calif.--(BUSINESS WIRE)-- #HomeMeansEverything--loanDepot, Inc. (NYSE: LDI) (together with its subsidiaries, “loanDepot” or the “Company”), today announced it has appointed renowned fintech leader Nikul Patel as its Chief Growth Officer. In this role, Patel will be responsible for growth opportunities, acquisition activities and customer engagement. “Nikul is a significant hire who will be a transformational member of our leadership team,” said Founder and CEO Anthony Hsieh. “Not only does he bring an impress.

IRVINE, Calif.--(BUSINESS WIRE)---- $LDI #LDI--loanDepot, Inc. to report third quarter 2025 financial results on November 6, 2025.

IRVINE, Calif.--(BUSINESS WIRE)-- #HomeMeansEverything--loanDepot, Inc. (NYSE: LDI) (together with its subsidiaries, “loanDepot” or the “Company”), has moved two of its key Consumer Direct Lending executives into new roles, reflecting a renewed focus on the channel and commitment to its future. Founding Employee and Executive Vice President of Consumer Direct Lending Alex Madonna will focus on using emerging technology, including AI, and contemporary sales structures to drive scale and operating efficiency, reporting.

IRVINE, Calif.--(BUSINESS WIRE)-- #HomeMeansEverything--loanDepot, Inc. (NYSE: LDI) (together with its subsidiaries, “loanDepot” or the “Company”), today announced that former long-time executive Rick Calle has returned as Chief Strategy Officer, overseeing strategy, mergers and acquisitions, and revenue operations. As head of revenue operations, Calle will be responsible for integrating the teams, tools and systems that drive the Consumer Direct Lending business including sales operations, strategy and analytics. Pa.

IRVINE, Calif.--(BUSINESS WIRE)-- #HomeMeansEverything--loanDepot, Inc. (NYSE: LDI) (together with its subsidiaries, "loanDepot" or the "Company"), today announced it has named Alec Hanson to Senior Vice President of Production for the West division. He joins Paul Ramos, Senior Vice President of Production for the Southeast/Mid-Atlantic division, and Mary Bane, recently promoted to Senior Vice President of Production for the Northeast/Central division, as part of a team of retail sales leaders who will work closely w.