LendingClub

LC

Market cap $2.39B

SAN FRANCISCO, Jan. 7, 2026 /PRNewswire/ -- LendingClub Corporation (NYSE: LC), which operates America's leading digital marketplace bank, announced that it will report earnings for the fourth quarter and full year 2025 after the market closes on Wednesday, Jan. 28, 2026. LendingClub will host a conference call to discuss the fourth quarter and full year 2025 financial results at 2:00 p.m.

Elevated interest rates and persistent inflation have led to high credit card balances and household debt in the U.S. LendingClub is experiencing robust demand for personal loans, with loan originations up 37% year over year. The company's structured products are experiencing strong demand from private credit investors, hedge funds, insurers, and asset managers.

EVTC, ENVA, LC, OPFI and BFH are five mid-cap fintech names spotlighted after the Fed's rate cut as lower rates boost innovation and growth prospects across the sector.

LendingClub CEO Scott Sanborn discusses the company's customer base, the state of the US credit market and current credit card rates. He speaks with Tim Stenovec, Carol Massar and Herman Chan on 'Bloomberg Businessweek Daily.

LendingClub Corporation (LC) has a strong lending base targeting the "motivated middle" that differentiates it from other fintechs. Compared to other fintechs, LendingClub has been unjustifiably left behind. LendingClub has changed the nature of its balance sheet by shifting its loan types from held-for-investment to held-for-sale, which I feel will drive revenue growth.

LendingClub held its Investor Day on November 5. The company divulged its medium-term originations, asset growth, and return on equity targets.

LendingClub recently reported strong third-quarter earnings results. LC also recently hosted an Investor Day, during which it announced a $100 million share repurchase program and new medium-term growth targets. Management expects to double loan originations.

The consensus price target hints at a 26.6% upside potential for LendingClub (LC). While empirical research shows that this sought-after metric is hardly effective, an upward trend in earnings estimate revisions could mean that the stock will witness an upside in the near term.

LendingClub Corporation ( LC ) Analyst/Investor Day November 5, 2025 9:00 AM EST Company Participants Artem Nalivayko - VP and Head of FP&A and Investor Relations Scott Sanborn - CEO & Director Kiran Aware Steven Mattics - Chief Lending Officer Mark Elliot - Chief Customer Officer Lukasz Strozek - Chief Technology Officer Andrew LaBenne - Chief Financial Officer Clarke Roberts John Morris Conference Call Participants Crispin Love - Piper Sandler & Co., Research Division Reginald Smith - JPMorgan Chase & Co, Research Division Giuliano Anderes-Bologna - Compass Point Research & Trading, LLC, Research Division David Scharf - Citizens JMP Securities, LLC, Research Division Timothy Switzer - Keefe, Bruyette, & Woods, Inc., Research Division Kyle Joseph - Stephens Inc., Research Division Vincent Caintic - BTIG, LLC, Research Division Mark Cammarota - Liberty Bank Jon Denfeld - AB Pooling Portfolios - AB Short Duration Bond Portfolio Ivan Zinn - Blue Owl Capital Inc. William Ryan - Seaport Research Partners Joanna Cheah - Jefferies LLC, Research Division Conversation Operator Welcome, everyone. Please welcome Artem Nalivayko, LendingClub's Head of Investor Relations.

LendingClub has partnered with Wisetack as it expands into the home improvement financing market. The partnership aims to accelerate LendingClub's move into this space by allowing the company to leverage Wisetack's network of 40,000 contractor merchants and dozens of embedded software-as-a-service partnerships, the companies said in a Wednesday (Nov. 5) press release.