Inter&Co

INTR

Market cap $3.7B

Inter & Co. Inc. (INTR) saw its shares surge in the last session with trading volume being higher than average. The latest trend in earnings estimate revisions could translate into further price increase in the near term.

Inter & Co is executing rapid digital banking growth, targeting 60m clients, 30% efficiency, and 30% ROE by 2027. Consensus forecasts 20% client growth, 30%+ EPS growth, and rising ROE to 19% by 2026-2027, though 60/30/30 targets may be ambitious. I see 33% upside potential with a YE26 price target of $11, driven by higher ROE and declining risk-free rates supporting multiple expansion.

Inter & Co, Inc. is delivering robust, profitable growth, with a 15.1% ROE in 4Q25 and a 36% YoY loan book expansion. INTR trades at 2.1x P/B and a forward P/E of ~11x, yet its growth and profitability metrics outpace legacy banks and fintech peers. I see a path to 17–19% ROE by 2026/2027, supporting a potential multiple expansion to 2.5x P/B and a 63% upside by 2027.

In this video, I will cover a new company from South America, Inter & Co (NASDAQ:INTR). I'll also compare it to Nu Holdings and touch on the latest CoreWeave news.

Inter & Co. Inc. (INTR) came out with quarterly earnings of $0.16 per share, beating the Zacks Consensus Estimate of $0.15 per share. This compares to earnings of $0.11 per share a year ago.

MIAMI, Feb. 11, 2026 (GLOBE NEWSWIRE) -- Inter&Co Inc. (NASDAQ: INTR) the leading digital bank providing financial and commerce services to over 43 million customers, reported its financial results today for the fourth quarter of 2025.

Inter & Co, Inc. (INTR) Discusses Branding Strategy and Its Role in Driving Sustainable Growth Transcript

Inter has received regulatory approval from the Florida OFR and the Federal Reserve to establish a state‑licensed international banking branch in Florida.

Inter & Co is upgraded to strong buy, favored over Nu Holdings after a comprehensive comparative analysis. INTR's conservative growth, diversified loan portfolio, and low funding costs position it for robust, less volatile earnings expansion. INTR trades at less than 15x earnings, well below its historical average and Nu's 30x, implying a 66% upside if multiples normalize.

Inter & Co. Inc. (INTR) came out with quarterly earnings of $0.14 per share, in line with the Zacks Consensus Estimate . This compares to earnings of $0.1 per share a year ago.