Independent Bank

INDB

Market cap $3.8B

Does Independent Bank Corp. (INDB) have what it takes to be a top stock pick for momentum investors? Let's find out.

Independent Bank Corp. delivered strong Q4 results, with revenues up 44% year-over-year, primarily driven by the Enterprise Bank acquisition. Net interest margin improved sequentially to 3.77%, and adjusted EPS of $1.70 exceeded consensus, reflecting robust operational momentum. Asset quality was mixed: nonperforming loan ratios improved, but net charge-offs rose to 0.12% of loans; return metrics rebounded sharply.

Independent Bank Corp. (INDB) Q4 2025 Earnings Call Transcript

While the top- and bottom-line numbers for Independent Bank Corp. (INDB) give a sense of how the business performed in the quarter ended December 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

Independent Bank Corp. (INDB) came out with quarterly earnings of $1.7 per share, beating the Zacks Consensus Estimate of $1.65 per share. This compares to earnings of $1.21 per share a year ago.

ROCKLAND, Mass.--(BUSINESS WIRE)--Independent Bank Corp. (Nasdaq Global Select Market: INDB), parent of Rockland Trust Company, today announced 2025 fourth quarter net income of $75.3 million, or $1.52 per diluted share, as compared to 2025 third quarter net income of $34.3 million, or $0.69 per diluted share. Excluding merger-related costs and the one-time provision for credit losses associated with the Company's third quarter acquisition of Enterprise Bancorp, Inc. (“Enterprise”) and its subs.

Besides Wall Street's top-and-bottom-line estimates for Independent Bank Corp. (INDB), review projections for some of its key metrics to gain a deeper understanding of how the company might have fared during the quarter ended December 2025.

ROCKLAND, Mass.--(BUSINESS WIRE)--Independent Bank Corp. (Nasdaq Global Select Market: INDB), parent of Rockland Trust Company, announced the following details for its fourth quarter 2025 earnings release and conference call: Earnings Release: Thursday, January 22, 2026, after the market close Conference Call (held via Webcast): Friday, January 23, 2026, at 10:00 AM Eastern Time How to Join Webcast: Participants may join the webcast by registering prior to the call via this link: https://events.

ROCKLAND, Mass.--(BUSINESS WIRE)--The Board of Directors of Independent Bank Corp. (Nasdaq Global Select Market: INDB), parent of Rockland Trust Company, today announced a $0.59 per share dividend. The dividend will be payable on January 7, 2026, to stockholders of record as of the close of business on December 29, 2025. ABOUT INDEPENDENT BANK CORP. Independent Bank Corp. (NASDAQ Global Select Market: INDB) is the holding company for Rockland Trust Company, a full-service commercial bank headqu.

Independent Bank Corp. reported strong Q3 results, driven by its recent Enterprise Bank acquisition and stable organic growth. INDB saw significant increases in loans and deposits, with net interest margin improvement and adjusted EPS of $1.55, beating consensus by $0.02. Asset quality softened slightly due to acquired nonperforming loans, but operational return metrics improved, and credit losses remain manageable.