First Internet Bancorp

INBK

Market cap $170M

First Internet Bancorp reported a weak Q3 due to large loan loss provisions and losses from loan sales, but these are largely non-recurring. INBK now trades at a 50% discount to tangible book value, with management guiding for improved net interest income and pre-provision profits in Q4. While Q4 remains uncertain due to potential loan loss provisions, consensus estimates for 2026 and 2027 EPS are strong, supporting a positive long-term outlook.

First Internet Bancorp (NASDAQ:INBK ) Q3 2025 Earnings Call October 23, 2025 2:00 PM EDT Company Participants David Becker - Chairman & CEO Nicole Lorch - President, COO & Corporate Secretary Kenneth Lovik - Executive VP & CFO Conference Call Participants Ben Brodkowitz Timothy Switzer - Keefe, Bruyette, & Woods, Inc., Research Division Brett Rabatin - Hovde Group, LLC, Research Division Nathan Race - Piper Sandler & Co., Research Division George Sutton - Craig-Hallum Capital Group LLC, Research Division John Rodis - Janney Montgomery Scott LLC, Research Division Presentation Operator Good day, everyone, and welcome to the First Internet Bancorp Earnings Conference Call for the Third Quarter of 2025. [Operator Instructions] And please note that today's event is being recorded.

While the top- and bottom-line numbers for First Internet (INBK) give a sense of how the business performed in the quarter ended September 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

First Internet Bancorp (INBK) came out with a quarterly loss of $1.43 per share versus the Zacks Consensus Estimate of $0.66. This compares to earnings of $0.8 per share a year ago.

FISHERS, Ind.--(BUSINESS WIRE)--First Internet Bancorp (the “Company”) (Nasdaq: INBK), the parent company of First Internet Bank (the “Bank”), announced today financial and operational results for the third quarter ended September 30, 2025. "Our third quarter results demonstrated strong operational momentum with solid growth in net interest income and continued improvement in our net interest margin," said David Becker, CEO and Chairman of First Internet Bancorp. "We have now achieved eight con.

AI-native Loan Intelligence System (LIS) to deliver faster decisions and enhanced borrower experience. WASHINGTON , Oct. 16, 2025 /PRNewswire/ -- Parlay Finance announced today a partnership with First Internet Bank to deploy its AI-native Loan Intelligence System (LIS).

First Internet (INBK) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

FISHERS, Ind.--(BUSINESS WIRE)--First Internet Bancorp (the “Company”) (Nasdaq: INBK), the parent company of First Internet Bank (www.firstib.com), announced today that it plans to issue its third quarter 2025 financial results after the market closes on Wednesday, October 22, 2025. A conference call and webcast to discuss the results will be held the following day, Thursday, October 23 at 2:00 p.m., Eastern Time. Conference Call and Webcast Information: Date and Time: Thursday, October 23, 202.

Although most of the US banking sector traded down in September, the Big Four banks bucked the trend, propping up the market-cap weighted index. Each of the four US banks with more than $1 trillion in total assets as of June 30 posted positive total returns in September.

FISHERS, Ind.--(BUSINESS WIRE)--The Board of Directors of First Internet Bancorp (the “Company”) (Nasdaq: INBK) has declared a quarterly cash dividend of $0.06 per common share. The dividend will be payable on October 15, 2025 to shareholders of record at the close of business on September 30, 2025. The declaration and amount of any future cash dividends will be subject to the sole discretion of the Board of Directors and will depend upon many factors, including the Company's results of operati.