Intercorp Financial Services

IFS

Market cap $5.23B

Intercorp Financial Services (IFS) delivered a strong Q1 2026, with net profit rising 34.9% year over year to S/601.9 million and annualized ROE reaching 19.4%. IFS's cost of risk fell to 1.4%, net interest margin remained stable at 5.2%, and digital transformation is accelerating, with 84% digital retail clients. Given the recent correction, we continue to see material upside supported by stronger underwriting trends and improving profitability. We remain buyers.

Investors looking for stocks in the Financial - Miscellaneous Services sector might want to consider either Intercorp Financial Services Inc. (IFS) or Upstart Holdings, Inc. (UPST). But which of these two stocks is more attractive to value investors?

Intercorp Financial Services NYSE: IFS reported a record first-quarter 2026 profit as stronger banking profitability, double-digit growth in insurance and wealth management, and lower credit costs helped lift returns above prior expectations.

Intercorp Financial Services Inc. (IFS) Q1 2026 Earnings Call Transcript

LIMA, Peru, April 24, 2026 /PRNewswire/ -- Intercorp Financial Services Inc. ("IFS" or the "Company") (BVL/NYSE: IFS) announced today the filing of its Annual Report on Form 20-F for the fiscal year ended December 31, 2025 (the "2025 Annual Report") with the U.S. Securities and Exchange Commission (the "SEC"). With the filing of its 2025 Annual Report, the Company complies with its reporting obligations with the SEC and the New York Stock Exchange (NYSE).

The ~11% decline represents a rare double-digit move in Intercorp Financial Services's history and appears disconnected from underlying fundamentals, with no material negative news to justify the magnitude. IFS's acquisition of InFinance XP, in joint venture with InRetail, is strategically solid, capital-light, and offers long-term growth optionality with limited risk. Rising energy prices and delayed rate cuts are expected to structurally favor IFS's 2026 earnings, with NII forecast at 5.3% and EPS at $5.61.

LIMA, Peru, April 15, 2026 /PRNewswire/ -- Intercorp Financial Services Inc. ("IFS" or "the Company") (BVL/NYSE: IFS) announced today that it will host its First Quarter 2026 earnings conference call & video webcast presentation. The conference call will take place on Tuesday, May 12, 2026, at 10:00 a.m.

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

Investors looking for stocks in the Financial - Miscellaneous Services sector might want to consider either Intercorp Financial Services Inc. (IFS) or HA Sustainable Infrastructure Capital (HASI). But which of these two stocks presents investors with the better value opportunity right now?

Investors looking for stocks in the Financial - Miscellaneous Services sector might want to consider either Intercorp Financial Services Inc. (IFS) or HA Sustainable Infrastructure Capital (HASI). But which of these two stocks offers value investors a better bang for their buck right now?