Heritage Insurance Holdings

HRTG

Market cap $799M

Does Heritage Insurance (HRTG) have what it takes to be a top stock pick for momentum investors? Let's find out.

High bond yields and disciplined underwriting are set to boost the earnings power of MCY, HRTG and RNR in 2026.

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

Heritage Insurance has executed a successful turnaround, reflected in robust earnings, strong ROE, and disciplined underwriting. HRTG trades at a significant valuation discount despite 41.6% ROE and 98.6% EPS growth, presenting substantial upside potential. Forward P/E scenarios indicate price targets of $40.56 (8x) and $48.17 (9.5x), both well above current levels.

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

Five top-ranked P&C insurers, including TRV, RNR, ALL, MCY and HGTY stand out as stronger pricing and prudent underwriting lift the industry.

Investors target stocks that have been on a bullish run. Stocks like KSS, HRTG, MD and NEM are seeing price strength, and the momentum is likely to continue.

HRTG stock surges 136% YTD, fueled by strong underwriting, pricing discipline, and reinsurance-driven margin gains.

TAMPA, Fla. , Dec. 4, 2025 /PRNewswire/ -- Heritage Insurance Holdings, Inc. (NYSE: HRTG) ("Heritage" or the "Company"), a super-regional property and casualty insurance holding company, today announced that Ernie Garateix, CEO, and Kirk Lusk, CFO, will participate at the Sidoti Year End Virtual Investor Conference on Thursday, December 11, 2025.

Does Heritage Insurance (HRTG) have what it takes to be a top stock pick for momentum investors? Let's find out.