HBT Financial

HBT

Market cap $803M

Overview Fund Activity

25.48 USD

-0.05

0.2%

At close Updated Sep 15, 4:00 PM EDT

1 day

-0.2%

5 days

-2.19%

1 month

1.96%

3 months

8.94%

6 months

9.87%

Year to date

18.51%

1 year

13.09%

5 years

110.93%

10 years

63.96%

About: HBT Financial Inc provides a comprehensive suite of business, commercial, wealth management, and retail banking products and services to individuals, businesses, and municipal entities throughout Central and Northeastern Illinois and Eastern Iowa. It operates through one reportable segment: community banking.

Employees: 844

Financials Banks - Regional

0

Funds holding %

of 7,463 funds

0

Analysts bullish %

of 4 analysts

Fund manager confidence

Based on 2025 Q2 regulatory disclosures by fund managers ($100M+ AUM)

11% more first-time investments, than exits

New positions opened: 10 | Existing positions closed: 9

11% more capital invested

Capital invested by funds: $172M [Q1] → $190M (+$18.2M) [Q2]

1% more funds holding

Funds holding: 104 [Q1] → 105 (+1) [Q2]

0.28% less ownership

Funds ownership: 24.23% [Q1] → 23.95% (-0.28%) [Q2]

5% less repeat investments, than reductions

Existing positions increased: 35 | Existing positions reduced: 37

See Fund Rankings

Research analyst outlook

4 Wall Street Analysts provided 1 year price targets over the past 3 months

Low target

$27

6% upside

Avg. target

$29

14% upside

High target

$30

18% upside

4 analyst ratings

2 positive

50%

2 neutral

50%

0 negative

0%

Raymond James Daniel Tamayo	$30	Outperform Reiterated	22 Jul 2025
DA Davidson Jeff Rulis	$27	Neutral Maintained	22 Jul 2025
Piper Sandler Nathan Race	$29	Neutral Maintained	22 Jul 2025
Keefe, Bruyette & Woods Damon Delmonte	$30	Outperform Maintained	22 Jul 2025

See Analyst Rankings

Financial journalist opinion

HBT Financial: Steady Results Reflected In Valuation (Downgrade)

HBT Financial delivered solid Q2 results, with stable credit quality, strong capitalization, and a secure 3.3% dividend yield supporting its investment case. Net interest margin and income are set to benefit from loan and securities portfolio maturities, but deposit and loan growth remain modest. Management is open to M&A for future growth, but near-term guidance points to flat deposits and only modest loan expansion.

HBT Financial: Steady Results Reflected In Valuation (Downgrade)

Zacks Investment Research

HBT Financial (HBT) Q2 Earnings: How Key Metrics Compare to Wall Street Estimates

Although the revenue and EPS for HBT Financial (HBT) give a sense of how its business performed in the quarter ended June 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

HBT Financial (HBT) Q2 Earnings: How Key Metrics Compare to Wall Street Estimates

Zacks Investment Research

HBT Financial (HBT) Tops Q2 Earnings Estimates

HBT Financial (HBT) came out with quarterly earnings of $0.63 per share, beating the Zacks Consensus Estimate of $0.6 per share. This compares to earnings of $0.57 per share a year ago.

HBT Financial (HBT) Tops Q2 Earnings Estimates

HBT Financial, Inc. Announces Second Quarter 2025 Financial Results

Second Quarter Highlights Net income of $19.2 million, or $0.61 per diluted share; return on average assets (“ROAA”) of 1.53%; return on average stockholders' equity (“ROAE”) of 13.47%; and return on average tangible common equity (“ROATCE”) (1) of 15.55% Adjusted net income (1) of $19.8 million; or $0.63 per diluted share; adjusted ROAA (1) of 1.58%; adjusted ROAE (1) of 13.87%; and adjusted ROATCE (1) of 16.02% Asset quality remained strong with nonperforming assets to total assets of 0.13% and net charge-offs to average loans of 0.12%, on an annualized basis Net interest margin increased 2 basis points to 4.14% and net interest margin (tax-equivalent basis) (1) increased 3 basis points to 4.19% BLOOMINGTON, Ill., July 21, 2025 (GLOBE NEWSWIRE) -- HBT Financial, Inc. (NASDAQ: HBT) (the “Company” or “HBT Financial” or “HBT”), the holding company for Heartland Bank and Trust Company, today reported net income of $19.2 million, or $0.61 diluted earnings per share, for the second quarter of 2025.

HBT Financial, Inc. Announces Second Quarter 2025 Financial Results

Zacks Investment Research

HBT Financial (HBT) Earnings Expected to Grow: What to Know Ahead of Next Week's Release

HBT Financial (HBT) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

HBT Financial (HBT) Earnings Expected to Grow: What to Know Ahead of Next Week's Release

HBT Financial: An Attractive Community Bank To Weather Macro Turmoil

HBT Financial shares gained 21% over the past year, driven by a strong capital position, excellent deposit base, and superior credit quality. HBT's low-cost, stable deposit base and high net interest margin provide a durable competitive advantage, with Q1 earnings beating expectations. The bank's loan quality remains strong, with minimal exposure to tariff risks and solid commercial real estate performance, particularly in Chicago.

HBT Financial: An Attractive Community Bank To Weather Macro Turmoil

Zacks Investment Research

HBT Financial (HBT) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates

Although the revenue and EPS for HBT Financial (HBT) give a sense of how its business performed in the quarter ended March 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

HBT Financial (HBT) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates

Zacks Investment Research

HBT Financial (HBT) Q1 Earnings and Revenues Surpass Estimates

HBT Financial (HBT) came out with quarterly earnings of $0.61 per share, beating the Zacks Consensus Estimate of $0.57 per share. This compares to earnings of $0.57 per share a year ago.

HBT Financial (HBT) Q1 Earnings and Revenues Surpass Estimates

HBT Financial, Inc. Announces First Quarter 2025 Financial Results

First Quarter Highlights Net income of $19.1 million, or $0.60 per diluted share; return on average assets (“ROAA”) of 1.54%; return on average stockholders' equity (“ROAE”) of 13.95%; and return on average tangible common equity (“ROATCE”) (1) of 16.20% Adjusted net income (1) of $19.3 million; or $0.61 per diluted share; adjusted ROAA (1) of 1.55%; adjusted ROAE (1) of 14.08%; and adjusted ROATCE (1) of 16.36% Asset quality remained exceptional with nonperforming assets to total assets of 0.11% and net charge-offs to average loans of 0.05%, on an annualized basis Net interest margin increased 16 basis points to 4.12% and net interest margin (tax-equivalent basis) (1) increased 15 basis point to 4.16% BLOOMINGTON, Ill., April 21, 2025 (GLOBE NEWSWIRE) -- HBT Financial, Inc. (NASDAQ: HBT) (the “Company” or “HBT Financial” or “HBT”), the holding company for Heartland Bank and Trust Company, today reported net income of $19.1 million, or $0.60 diluted earnings per share, for the first quarter of 2025.

HBT Financial, Inc. Announces First Quarter 2025 Financial Results

Zacks Investment Research

Stay Ahead of the Game With HBT Financial (HBT) Q1 Earnings: Wall Street's Insights on Key Metrics

Beyond analysts' top -and-bottom-line estimates for HBT Financial (HBT), evaluate projections for some of its key metrics to gain a better insight into how the business might have performed for the quarter ended March 2025.

Stay Ahead of the Game With HBT Financial (HBT) Q1 Earnings: Wall Street's Insights on Key Metrics

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