Horizon Bancorp

HBNC

Market cap $830M

AKZOY, GNRC and HBNC have been added to the Zacks Rank #5 (Strong Sell) List on February 5, 2026.

Horizon Bancorp is rated a "Buy" with a $20 price target, offering ~15% upside after a successful balance sheet repositioning. HBNC's net interest margin expanded to 4.29%, supported by aggressive deposit rate management and a shift toward higher-yielding commercial loans. Loan growth is robust, credit quality remains strong, and reserves provide ample coverage, positioning HBNC for outperformance in 2026.

MICHIGAN CITY, Ind., Jan. 26, 2026 (GLOBE NEWSWIRE) -- (NASDAQ GS: HBNC) Horizon Bancorp, Inc. (“Horizon” or the “Company”) announced that James B.

Horizon Bancorp, Inc. (HBNC) Q4 2025 Earnings Call Transcript

The headline numbers for Horizon Bancorp (HBNC) give insight into how the company performed in the quarter ended December 2025, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.

Horizon Bancorp (HBNC) came out with quarterly earnings of $0.53 per share, beating the Zacks Consensus Estimate of $0.5 per share. This compares to earnings of $0.36 per share a year ago.

Besides Wall Street's top-and-bottom-line estimates for Horizon Bancorp (HBNC), review projections for some of its key metrics to gain a deeper understanding of how the company might have fared during the quarter ended December 2025.

MICHIGAN CITY, Ind., Dec. 22, 2025 (GLOBE NEWSWIRE) -- Horizon Bank, a commercial banking subsidiary of Horizon Bancorp, Inc. (NASDAQ GS: HBNC), announced today the appointment of Pam Zarazee as the Senior Vice President, Director of Human Resources.

Horizon Bancorp has completed a transformative balance sheet repositioning, strengthening its capital and improving its risk profile. HBNC's net interest margin expanded significantly, with management guiding for continued margin growth and higher run-rate earnings into 2026. The company is now positioned for M&A activity, targeting growth in Michigan and Indiana, following the cleanup of its securities portfolio and capital raise.

EIX, HBNC and STX made it to the Zacks Rank #1 (Strong Buy) income stocks list on October 29, 2025.