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HAPN

Happen Inc

HAPN

Market cap $1.76B

15.23 USD

-0.78

4.87%

At close Updated Sep 23, 3:38 PM EDT

1 day

-4.87%

5 days

-8.31%

1 month

-16.55%

3 months

-19.67%

6 months

3.68%

Year to date

-20.35%

1 year

-11.09%

5 years

-47.68%

10 years

-51.5%

About: Happen Inc is a U.S. digital marketplace bank focused on the Motivated Middle - high FICO, high-income borrowers actively managing their financial lives. The bank's success is fueled by evolved credit underwriting, a proprietary technology platform, and a marketplace bank model that generates compelling revenue through loan sales, net interest income, and fee-based services.

Employees: 1,075

Financials Banks - Regional

News

Positive

Neutral

Negative

Sentiment 3-Months

Positive 50%

Neutral 40%

Negative 10%

Zacks Investment Research

Wall Street Analysts Think Happen (HAPN) Could Surge 27.9%: Read This Before Placing a Bet

The consensus price target hints at a 27.9% upside potential for Happen (HAPN). While empirical research shows that this sought-after metric is hardly effective, an upward trend in earnings estimate revisions could mean that the stock will witness an upside in the near term.

Wall Street Analysts Think Happen (HAPN) Could Surge 27.9%: Read This Before Placing a Bet

The Motley Fool

Happen Bank Is Crushing SoFi This Year. Here's the Reason Why It's Still the Better Buy.

Happen Bank, formerly known as LendingClub, has crushed SoFi's performance this year. The relative stock performance is backed up by financial fundamentals.

Happen Bank Is Crushing SoFi This Year. Here's the Reason Why It's Still the Better Buy.

Happen Bank: Full Steam Ahead As Net Interest Income Soars

Happen Bank, formerly LendingClub, stands out as a compelling mid-cap growth opportunity amid fading AI infrastructure momentum. HAPN's successful rebrand and transition to a full-scale digital bank positions it for differentiated growth uncorrelated to the data center cycle. The company delivered a strong Q2 beat-and-raise, underscoring operational momentum and execution strength.

Happen Bank: Full Steam Ahead As Net Interest Income Soars

Happen, Inc. (HAPN) Q2 2026 Earnings Call Transcript

Happen, Inc. (HAPN) Q2 2026 Earnings Call Transcript

Happen, Inc. (HAPN) Q2 2026 Earnings Call Transcript

Happen's Digital Banking Push Helps Deposits Jump 18%

The clearest evidence of LendingClub's new incarnation into a full-scale digital bank can be measured not merely in another jump in personal loan volume, but what happened (pun intended) after borrowers arrived. Happen Bank ended the quarter with $10.

Happen's Digital Banking Push Helps Deposits Jump 18%

Zacks Investment Research

Happen (HAPN) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates

Although the revenue and EPS for Happen (HAPN) give a sense of how its business performed in the quarter ended June 2026, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

Happen (HAPN) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates

Zacks Investment Research

Happen (HAPN) Surpasses Q2 Earnings and Revenue Estimates

Happen (HAPN) came out with quarterly earnings of $0.5 per share, beating the Zacks Consensus Estimate of $0.42 per share. This compares to earnings of $0.33 per share a year ago.

Happen (HAPN) Surpasses Q2 Earnings and Revenue Estimates

Happen, Inc. Reports Second Quarter 2026 Results

Record $75.7 Million Pre-Tax Income, 15.1% ROE, and 15.9% ROTCE Grew Originations 29% Year-over-Year; Increased Diluted EPS 52% Year-over-Year to $0.50 Successfully Rebranded to Happen Bank (Nasdaq: HAPN) from LendingClub SAN FRANCISCO, July 27, 2026 /PRNewswire/ -- Happen, Inc. (Nasdaq: HAPN), parent company of Happen Bank, a digital bank built for the Motivated Middle, today announced financial results for the second quarter ended June 30, 2026. "Happen delivered a standout quarter, growing originations 29% year-over-year to $3.1 billion, while producing record pre-tax income of $75.7 million and a return on tangible common equity of 15.9%," said Scott Sanborn, CEO, Happen, Inc. "This is our first quarter operating under the Happen Bank brand, and our results demonstrate exactly what the brand represents: forward momentum.

Happen, Inc. Reports Second Quarter 2026 Results

Happen, Inc.: Looks A Bit Pricey Now (Rating Downgrade)

Happen, Inc. has surged 83% since April 2025, outperforming the S&P 500 and prompting a reassessment of its valuation. I now rate Happen as a Hold due to its elevated 1.5x tangible book value and highest forward P/E among peers, reducing near-term upside. The recent rebrand, Nasdaq listing, and entry into home improvement lending signal strategic growth, but valuation concerns temper enthusiasm.

Happen, Inc.: Looks A Bit Pricey Now (Rating Downgrade)

Happen, Inc. Schedules Second Quarter 2026 Earnings Release and Conference Call

SAN FRANCISCO, July 7, 2026 /PRNewswire/ -- Happen, Inc. (Nasdaq: HAPN) – formerly LendingClub Corporation – announced that it will report earnings for the second quarter of 2026 after the market closes on Monday, July 27. Happen, Inc. will also host a conference call to discuss the results at 2:00 p.m.

Happen, Inc. Schedules Second Quarter 2026 Earnings Release and Conference Call

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