We are live on ! Find out more

Happen Inc

HAPN

Market cap $1.84B

15.96 USD

-0.22

1.36%

At close Updated Nov 6, 4:00 PM EST

Pre-market

After hours

16.00

+0.04

0.25%

1 day

-1.36%

5 days

1.33%

1 month

3.97%

3 months

-19.03%

6 months

-6.45%

Year to date

-16.53%

1 year

-11.33%

5 years

-64.98%

10 years

-45.99%

About: Happen Inc is a U.S. digital marketplace bank focused on the Motivated Middle - high FICO, high-income borrowers actively managing their financial lives. The bank's success is fueled by evolved credit underwriting, a proprietary technology platform, and a marketplace bank model that generates compelling revenue through loan sales, net interest income, and fee-based services.

Employees: 1,075

Financials Banks - Regional

News

Positive

Neutral

Negative

Sentiment 3-Months

Positive 50%

Neutral 50%

Negative 0%

Happen Bank Q3 Earnings Call Highlights

Happen Bank NASDAQ: HAPN reported record third-quarter earnings as higher loan originations, balance-sheet growth and operating efficiencies helped offset an unexpected rise in interest rates.

Happen Bank Q3 Earnings Call Highlights

Zacks Investment Research

Wall Street Analysts See a 40.27% Upside in Happen (HAPN): Can the Stock Really Move This High?

The average of price targets set by Wall Street analysts indicates a potential upside of 40.3% in Happen (HAPN). While the effectiveness of this highly sought-after metric is questionable, the positive trend in earnings estimate revisions might translate into an upside in the stock.

Wall Street Analysts See a 40.27% Upside in Happen (HAPN): Can the Stock Really Move This High?

Happen, Inc. (HAPN) Q3 2026 Earnings Call Transcript

Happen, Inc. ( HAPN ) Q3 2026 Earnings Call October 28, 2026 5:00 PM EDT Company Participants Sam Hudson Scott Sanborn - CEO & Director Andrew LaBenne - Chief Financial Officer Conference Call Participants William Ryan - Seaport Research Partners Timothy Switzer - Keefe, Bruyette, & Woods, Inc., Research Division Kyle Joseph - Stephens Inc., Research Division John Hecht - Jefferies LLC, Research Division Giuliano Anderes-Bologna - Compass Point Research & Trading, LLC, Research Division Crispin Love - Piper Sandler & Co., Research Division David Scharf - Citizens JMP Securities, LLC, Research Division Presentation Operator Ladies and gentlemen, thank you for joining us, and welcome to Happen, Inc.'s Third Quarter 2026 Earnings Conference Call. [Operator Instructions] I will now hand the conference over to Sam Hudson, Head of Investor Relations.

Happen, Inc. (HAPN) Q3 2026 Earnings Call Transcript

Zacks Investment Research

Happen (HAPN) Q3 Earnings: How Key Metrics Compare to Wall Street Estimates

Although the revenue and EPS for Happen (HAPN) give a sense of how its business performed in the quarter ended September 2026, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

Happen (HAPN) Q3 Earnings: How Key Metrics Compare to Wall Street Estimates

Zacks Investment Research

Happen (HAPN) Q3 Earnings Surpass Estimates

Happen (HAPN) came out with quarterly earnings of $0.5 per share, beating the Zacks Consensus Estimate of $0.47 per share. This compares to earnings of $0.37 per share a year ago.

Happen (HAPN) Q3 Earnings Surpass Estimates

Happen, Inc. Reports Third Quarter 2026 Results

Record $76.8 Million Pre-Tax Income, 15.0% ROE, and 15.8% ROTCE Grew Originations 26% Year-over-Year, Increased Diluted EPS 35% Year-over-Year to $0.50 Raising Diluted EPS and Narrowing Originations Annual Guidance Ranges SAN FRANCISCO, Oct. 28, 2026 /PRNewswire/ -- Happen, Inc. (Nasdaq: HAPN), parent company of Happen Bank, a digital bank built for the Motivated Middle, today announced financial results for the third quarter ended September 30, 2026. "We had another great quarter, effectively navigating the dynamic rate environment to deliver record pre-tax income of $76.8 million and a return on tangible common equity of 15.8%, while growing originations 26% year-over-year to $3.3 billion," said Scott Sanborn, CEO, Happen, Inc. "Our new brand is taking root, our core business is performing well, we continue to outperform on credit, marketplace demand remains strong.

Happen, Inc. Reports Third Quarter 2026 Results

Happen: Back In The Buy Zone

Happen, Inc., formerly LendingClub, trades at a limited valuation despite strong fundamentals and a bullish outlook. Market concerns over rate hikes and lending disruption have pressured HAPN, but the company continues to generate robust income and is on a path to nearly double loan originations. The fintech forecasts 2026 EPS near $2 per share, with shares currently trading around $15, highlighting a compelling risk/reward.

Happen: Back In The Buy Zone

Happen, Inc. Schedules Third Quarter 2026 Earnings Release and Conference Call

SAN FRANCISCO, Oct. 6, 2026 /PRNewswire/ -- Happen, Inc. (Nasdaq: HAPN) – formerly LendingClub Corporation – announced that it will report earnings for the third quarter of 2026 after the market closes on Wednesday, October 28, 2026. Happen, Inc. will also host a conference call to discuss the results at 2:00 p.m.

Happen, Inc. Schedules Third Quarter 2026 Earnings Release and Conference Call

Happen Bank Crosses $10 Billion in Personal Loans Sold Through Its Proprietary Structured Loan Certificates Programs

SAN FRANCISCO, Sept. 30, 2026 /PRNewswire/ -- Happen Bank, a subsidiary of Happen, Inc. (Nasdaq: HAPN) and a digital bank built for the Motivated Middle, today announced that it has crossed $10 billion in personal loans sold through its proprietary structured loan certificates programs, HAPS and LENDR.

Happen Bank Crosses $10 Billion in Personal Loans Sold Through Its Proprietary Structured Loan Certificates Programs

Zacks Investment Research

Do Options Traders Know Something About Happen Stock We Don't?

Investors need to pay close attention to HAPN stock based on the movements in the options market lately.

Do Options Traders Know Something About Happen Stock We Don't?

See News Rankings

Price charts implemented using Lightweight Charts™