FLG
Flagstar Financial, Inc.
About: Flagstar Financial Inc operates over 400 branches, including a presence in the Northeast and Midwest and locations in high-growth markets in the Southeast and West Coast. In addition, the Bank has approximately 90 private banking teams located in over 10 cities in the metropolitan New York City region and on the West Coast, which serve the needs of high net-worth individuals and their businesses.
Employees: 6,993
0
Funds holding %
of 7,432 funds
0
Analysts bullish %
of 5 analysts
Fund manager confidence
Based on 2025 Q2 regulatory disclosures by fund managers ($100M+ AUM)
20% more repeat investments, than reductions
Existing positions increased: 136 | Existing positions reduced: 113
3.77% more ownership
Funds ownership: 86.97% [Q1] → 90.74% (+3.77%) [Q2]
5% less capital invested
Capital invested by funds: $4.19B [Q1] → $3.99B (-$197M) [Q2]
5% less first-time investments, than exits
New positions opened: 60 | Existing positions closed: 63
3% less funds holding
Funds holding: 384 [Q1] → 373 (-11) [Q2]
21% less call options, than puts
Call options by funds: $105M | Put options by funds: $133M
38% less funds holding in top 10
Funds holding in top 10: 8 [Q1] → 5 (-3) [Q2]
Research analyst outlook
5 Wall Street Analysts provided 1 year price targets over the past 3 months
Low target
$12
9%
downside
Avg. target
$13.50
2%
upside
High target
$16.50
25%
upside
5 analyst ratings
2 positive
40%
3 neutral
60%
0 negative
0%
Citigroup Ben Gerlinger | 25%upside $16.50 | Buy Maintained | 26 Aug 2025 |
Truist Securities David Smith | 9%downside $12 | Hold Maintained | 11 Jul 2025 |
JP Morgan Anthony Elian | 9%downside $12 | Neutral Maintained | 1 Jul 2025 |
DA Davidson Peter Winter | 10%upside $14.50 | Buy Maintained | 26 Jun 2025 |
Stephens & Co. Matt Breese | 5%downside $12.50 | Equal-Weight Reiterated | 12 Jun 2025 |
Financial journalist opinion
Based on 5 articles about FLG published over the past 30 days
Neutral
PRNewsWire
4 hours ago
FLAGSTAR FINANCIAL, INC. ANNOUNCES OCTOBER 15TH DATE FOR ITS SPECIAL MEETING OF SHAREHOLDERS
HICKSVILLE, N.Y. , Aug. 26, 2025 /PRNewswire/ -- Flagstar Financial, Inc. (NYSE: FLG) (the "Company") announced that Wednesday, October 15 th, has been established as the date of its Special Meeting of Shareholders (the "Special Meeting").
Positive
Seeking Alpha
2 weeks ago
Flagstar Financial: Gambling Vs. Investing
Flagstar Financial is undergoing major restructuring, including a merger with its bank subsidiary to streamline operations and regulatory oversight by Q4 2025. Recent capital raises and reductions in risky CRE exposure have improved capital ratios, but profitability remains elusive with negative ROA. Leadership changes and rebranding signal a strategic shift, aiming for a return to profitability by late 2025 despite recent losses and dividend cuts.
Positive
Seeking Alpha
3 weeks ago
Top 5 Businesses We Own: Q2 2025 Update
Auto dealers Asbury (ABG) and AutoNation (AN) offer resilient, cash-generative models with strong parts/service profits and attractive free cash flow yields versus the S&P 500. Builders FirstSource (BLDR) benefits from a structural housing shortage, improved margins, and significant buybacks, offering long-term growth despite near-term softness and cyclical headwinds. Core Natural Resources (CNR) and Warrior Met Coal (HCC) are poised for robust free cash flow as global met coal demand rises, with strong balance sheets and operational leverage post-merger and project completion.
Neutral
Seeking Alpha
4 weeks ago
Flagstar Financial: 2026 Could Be The Year The Shorts Are Proven Wrong
Flagstar Financial has struggled post-merger, with heavy NYC real estate exposure, losses, and a slashed dividend, but trades at a steep discount to book value. I remain bullish on FLG's turnaround, driven by restructuring, cost cuts, and a shift toward commercial and industrial lending to diversify risk. Risks remain high: execution must be flawless, CRE exposure is a concern, and 2025 will be tough, but management projects profitability by Q4 2025.
Negative
Zacks Investment Research
4 weeks ago
Flagstar Financial Q2 Loss Wider Than Expected, Revenues Fall Y/Y
FLG posts a wider-than-expected Q2 loss as revenue, NII, and deposits fall sharply year over year.
Neutral
PRNewsWire
1 month ago
FLAGSTAR FINANCIAL, INC. DECLARES QUARTERLY CASH DIVIDENDS ON ITS COMMON STOCK AND PREFERRED STOCKS
HICKSVILLE, N.Y. , July 25, 2025 /PRNewswire/ -- Flagstar Financial, Inc. (NYSE: FLG) (the "Company") today announced that its Board of Directors declared a quarterly cash dividend of $0.01 per share on the Company's common stock.
Neutral
Seeking Alpha
1 month ago
Flagstar Financial, Inc. (FLG) Q2 2025 Earnings Call Transcript
Flagstar Financial, Inc. (NYSE:FLG ) Q2 2025 Earnings Conference Call July 25, 2025 8:00 AM ET Company Participants Bao Nguyen - Corporate Participant Senior EVP, General Counsel & Chief of Staff - Corporate Participant Joseph M. Otting - President, CEO & Executive Chairman Lee Matthew Smith - Senior Executive VP & CFO Conference Call Participants Bernard Von Gizycki - Deutsche Bank AG, Research Division Casey Haire - Autonomous Research Christopher Edward McGratty - Keefe, Bruyette, & Woods, Inc., Research Division Christopher William Marinac - Janney Montgomery Scott LLC, Research Division David Charles Smith - Truist Securities, Inc., Research Division Ebrahim Huseini Poonawala - BofA Securities, Research Division Jared David Wesley Shaw - Barclays Bank PLC, Research Division Jon Glenn Arfstrom - RBC Capital Markets, Research Division Manan Gosalia - Morgan Stanley, Research Division Mark Thomas Fitzgibbon - Piper Sandler & Co., Research Division Matthew M.
Negative
Zacks Investment Research
1 month ago
Flagstar Financial (FLG) Reports Q2 Loss, Misses Revenue Estimates
Flagstar Financial (FLG) came out with a quarterly loss of $0.14 per share versus the Zacks Consensus Estimate of a loss of $0.12. This compares to a loss of $1.05 per share a year ago.
Neutral
PRNewsWire
1 month ago
FLAGSTAR FINANCIAL, INC. REPORTS SECOND QUARTER 2025 NET LOSS ATTRIBUTABLE TO COMMON STOCKHOLDERS OF $0.19 PER DILUTED SHARE AND ADJUSTED NET LOSS ATTRIBUTABLE TO COMMON STOCKHOLDERS OF $0.14 PER DILUTED SHARE
ANNOUNCES PLANS TO ELIMINATE BANK HOLDING COMPANY STRONG C&I MOMENTUM AS NEW LOAN ORIGINATIONS INCREASE 57% AND NEW COMMITMENTS RISE 80% ON A LINKED-QUARTER BASIS CRITICIZED & CLASSIFIED ASSETS DECLINE 9% FROM PRIOR QUARTER AND 15% OVER FIRST HALF OF YEAR CREDIT COSTS MODERATING AS PROVISION FOR CREDIT LOSSES DECLINED COMPARED TO FIRST QUARTER RECORD PAR PAYOFFS INCLUDING 45% IN SUBSTANDARD LOANS DRIVE CRE EXPOSURE LOWER DISCIPLINED EXPENSE MANAGEMENT PUSHES ADJUSTED OPERATING EXPENSES DOWN 5% COMPARED TO PRIOR QUARTER - ON TRACK TO MEET EXPENSE SAVE GOALS NET INTEREST MARGIN INCREASED COMPARED TO PRIOR QUARTER MAINTAINED STRONG CAPITAL AND LIQUIDITY POSITIONS Second Quarter 2025 Summary Asset Quality Loans and Deposits • Non-accrual loans declined 4% compared to Q1'25 • Criticized loans declined $2.2 billion or 15% since December 31, 2024 • Par pay-offs totaled $1.5 billion, up ~80%, with 45% of them being substandard loans • Total ACL of $1,162 million or 1.81% of total loans HFI compared to 1.82% last quarter • Multi-family ACL coverage of 1.68% • Multi-family ACL coverage for rent-regulated units equal to or greater than 50% of 2.88% • NCOs to average loans relatively stable at 0.72% • CRE exposure down $2.4 billion or 5% compared to Q1'25 • Multi-family loans down $1.5 billion or 5% • CRE loans declined $874 million or 8% • Continued momentum in C&I lending • Focus area growth of 12% compared to 4% in Q1'25 • New commitments of $1.9 billion, up 80% vs. Q1'25 • Originations of $1.2 billion, up 57% vs.
Neutral
PRNewsWire
1 month ago
FLAGSTAR FINANCIAL, INC. ANNOUNCES ACTIONS TO ENHANCE ITS CORPORATE STRUCTURE BY MERGING HOLDING COMPANY INTO THE BANK
HICKSVILLE, N.Y. , July 24, 2025 /PRNewswire/ - Flagstar Financial, Inc. (NYSE: FLG) (the "Company") the holding company for Flagstar Bank, N.A.
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