First Horizon

FHN

Market cap $11.7B

First Horizon Corporation (NYSE:FHN ) Q3 2025 Earnings Call October 15, 2025 9:30 AM EDT Company Participants Tyler Craft - Head of Investor Relations D. Jordan - Chairman, President & CEO Hope Dmuchowski - Senior EVP & CFO Thomas Hung - Senior EVP & Chief Credit Officer Conference Call Participants Jon Arfstrom - RBC Capital Markets, Research Division Casey Haire - Autonomous Research Limited Benjamin Gerlinger - Citigroup Inc., Research Division Anthony Elian - JPMorgan Chase & Co, Research Division Jared David Shaw - Barclays Bank PLC, Research Division Timur Braziler - Wells Fargo Securities, LLC, Research Division Andrew Steven Leischner - Keefe, Bruyette, & Woods, Inc., Research Division Christopher Marinac - Janney Montgomery Scott LLC, Research Division Sun Young Lee - TD Cowen, Research Division Nicholas Holowko - UBS Investment Bank, Research Division Presentation Operator Good morning, all and thank you all for attending the First Horizon Third Quarter 2025 Earnings Conference Call.

While the top- and bottom-line numbers for First Horizon (FHN) give a sense of how the business performed in the quarter ended September 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

First Horizon National (FHN) came out with quarterly earnings of $0.51 per share, beating the Zacks Consensus Estimate of $0.45 per share. This compares to earnings of $0.42 per share a year ago.

Net Income Available to Common Shareholders of $254 Million with an EPS of $0.50, a $0.05 Increase from Prior Quarter; $263 Million or $0.51 on an Adjusted Basis, up $0.06 from Prior Quarter* MEMPHIS, Tenn. , Oct. 15, 2025 /PRNewswire/ -- First Horizon Corporation (NYSE: FHN or "First Horizon") today reported third quarter net income available to common shareholders ("NIAC") of $254 million or earnings per share of $0.50, compared with second quarter 2025 NIAC of $233 million or earnings per share of $0.45.

First Horizon Corporation (NYSE:FHN) will release earnings results for the third quarter, before the opening bell on Wednesday, Oct. 15.

Investors need to pay close attention to FHN stock based on the movements in the options market lately.

Beyond analysts' top-and-bottom-line estimates for First Horizon (FHN), evaluate projections for some of its key metrics to gain a better insight into how the business might have performed for the quarter ended September 2025.

First Horizon (FHN) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

First Horizon CFO Recognized for the Second Consecutive Year by American Banker MEMPHIS, Tenn. , Oct. 7, 2025 /PRNewswire/ -- First Horizon Corporation (NYSE: FHN or "First Horizon") is proud to announce that Senior Executive Vice President and Chief Financial Officer Hope Dmuchowski has been named to American Banker's 2025 Most Powerful Women in Banking™ list for the second consecutive year.

First Horizon's preferred FHN.PR.F is offering a 6.4% dividend yield with a wide margin of safety. FHN has exhibited a consistent performance record over the last decade and currently exhibits positive business momentum. Preferred dividends comprise just 7% of total dividends and just 3% of the net income of the bank in the last 12 months.