First Financial Bancorp

FFBC

Market cap $2.93B

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does First Financial (FFBC) have what it takes?

First Financial Bancorp. delivered strong Q4 results, with revenues up 12.1% and a notable earnings beat. FFBC's net interest margin remains robust at 3.98%, among the highest in regional banks, despite a slight sequential dip. Loan and deposit growth was significant, boosted by the Westfield acquisition and modest organic expansion.

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does First Financial (FFBC) have what it takes?

First Financial Bancorp. (FFBC) Q4 2025 Earnings Call Transcript

While the top- and bottom-line numbers for First Financial (FFBC) give a sense of how the business performed in the quarter ended December 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

First Financial Bancorp (FFBC) came out with quarterly earnings of $0.8 per share, beating the Zacks Consensus Estimate of $0.78 per share. This compares to earnings of $0.71 per share a year ago.

Earnings per diluted share of $0.64; $0.80 on an adjusted(1) basis is a Company record Return on average assets of 1.22%; 1.52% on an adjusted(1) basis Net interest margin on FTE basis(1) of 3.98% Record revenue of $251.3 million on an adjusted(1) basis Record noninterest income of $77.3 million on an adjusted(1) basis ROTCE of 16.3%; 20.3% on adjusted(1) basis Westfield acquisition closed November 1, 2025 Obtained regulatory approval for BankFinancial acquisition; closed January 1, 2026 $300 million of 6.375% subordinated debt issued Board of Directors approved quarterly dividend of $0.25 CINCINNATI, Jan. 28, 2026 /PRNewswire/ -- First Financial Bancorp. (Nasdaq: FFBC) ("First Financial" or the "Company") announced financial results for the three and twelve months ended December 31 , 2025.

Options markets are flashing elevated post-earnings volatility for a cluster of stocks reporting this week, with the Federal Reserve's policy decision on Wednesday threatening to magnify price swings.

CINCINNATI, Ohio, Jan. 7, 2026 /PRNewswire/ -- First Financial Bancorp. (Nasdaq: FFBC) announced today that it expects to release fourth quarter and full year 2025 financial results after the market close on Wednesday, January 28, 2026.

CINCINNATI, Dec. 31, 2025 /PRNewswire/ -- First Financial Bancorp. (Nasdaq: FFBC) ("First Financial" or the "Company") announced today that, on January 1, 2026, it will close its previously announced acquisition of Chicago-based BankFinancial Corporation ("BankFinancial") through an all-stock transaction, expanding First Financial's presence in the Chicago market with its first retail consumer-focused locations.