First Commonwealth Financial

FCF

Market cap $1.84B

First Commonwealth Financial Corporation (FCF) Q4 2025 Earnings Call Transcript

While the top- and bottom-line numbers for First Commonwealth Financial (FCF) give a sense of how the business performed in the quarter ended December 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

First Commonwealth Financial (FCF) came out with quarterly earnings of $0.43 per share, beating the Zacks Consensus Estimate of $0.41 per share. This compares to earnings of $0.35 per share a year ago.

INDIANA, Pa., Jan. 27, 2026 (GLOBE NEWSWIRE) -- First Commonwealth Financial Corporation (NYSE: FCF) today announced financial results for the fourth quarter and full year of 2025.

INDIANA, Pa., Jan. 09, 2026 (GLOBE NEWSWIRE) -- First Commonwealth Financial Corporation (NYSE: FCF) announced today that it will host a conference call on Wednesday, January 28, 2026 at 2:00 p.m.

First Commonwealth Financial (FCF) is upgraded to a very soft ‘buy' as fundamentals improve and valuation becomes more attractive. FCF's deposits and loans have grown, asset quality is solid, and balance sheet metrics show favorable trends despite some increase in uninsured deposits. Net interest margin expanded to 3.92%, supporting higher net interest income and profits, even as non-performing loans ticked up to 0.91%.

INDIANA, Pa., Dec. 01, 2025 (GLOBE NEWSWIRE) -- First Commonwealth Financial Corporation (NYSE: FCF) today announced that its Board of Directors has authorized a new $25.0 million share repurchase program of the company's common stock.  During the fourth quarter of 2025, First Commonwealth completed its previously announced $25.0 million common stock repurchase program, repurchasing a total of 1,560,477 shares at a weighted average price of $16.02.

INDIANA, Pa., Nov. 03, 2025 (GLOBE NEWSWIRE) -- First Commonwealth Financial Corporation (NYSE: FCF) today announced the appointment of Joseph V. DiVito Jr. to its Board of Directors, effective immediately.

First Commonwealth Financial Corporation ( FCF ) Q3 2025 Earnings Call October 29, 2025 2:00 PM EDT Company Participants Ryan Thomas - Vice President / Finance and Investor Relations Thomas Michael Price - President, CEO & Director James Reske - Executive VP, CFO & Treasurer Brian Sohocki - Executive VP & Chief Credit Officer Michael McCuen - Chief Banking Officer, EVP & Chief Lending Officer Jane Grebenc - Executive VP, Chief Revenue Officer & Director Conference Call Participants Daniel Tamayo - Raymond James & Associates, Inc., Research Division Karl Shepard - RBC Capital Markets, Research Division Charles Driscoll - Keefe, Bruyette, & Woods, Inc., Research Division Matthew Breese - Stephens Inc., Research Division Daniel Cardenas - Janney Montgomery Scott LLC, Research Division Presentation Operator Thank you for standing by. My name is Danielle, and I will be your conference operator today.

While the top- and bottom-line numbers for First Commonwealth Financial (FCF) give a sense of how the business performed in the quarter ended September 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.