FB Financial Corp

FBK

Market cap $2.81B

FB Financial Corporation (FBK) Q1 2026 Earnings Call Transcript

FB Financial Corporation delivered strong Q1 2026 results, with EPS of $1.10 and robust organic growth in loans and deposits. FBK's net interest margin remains top-tier at 3.94%, and efficiency ratio improved to 54.3%, reflecting successful integration and cost control. Asset quality is stable, with low net charge-offs (0.11%) and nonperforming assets at 0.98%, supporting continued dividend growth.

FB Financial has strengthened its Sun Belt presence through M&A, delivering solid Q1 earnings and resilient credit quality. FBK's deposit growth, stable noninterest-bearing mix, and manageable office exposure support margins and risk profile. With a CET1 ratio of 11.5% and minimal unrealized losses, FBK maintains robust capital for organic growth and potential acquisitions.

Although the revenue and EPS for FB Financial (FBK) give a sense of how its business performed in the quarter ended March 2026, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

FB Financial (FBK) came out with quarterly earnings of $1.12 per share, missing the Zacks Consensus Estimate of $1.13 per share. This compares to earnings of $0.85 per share a year ago.

NASHVILLE, Tenn.--(BUSINESS WIRE)--FB Financial Corporation (the “Company”) (NYSE: FBK), parent company of FirstBank, reported net income of $57.5 million, or $1.10 per diluted common share, for the first quarter of 2026, compared to $1.07 in the previous quarter and $0.84 in the first quarter of last year. Adjusted net income* was $58.3 million, or $1.12 per diluted common share, compared to $1.16 in the previous quarter and $0.85 in the first quarter of last year. The Company ended the first.

Get a deeper insight into the potential performance of FB Financial (FBK) for the quarter ended March 2026 by going beyond Wall Street's top-and-bottom-line estimates and examining the estimates for some of its key metrics.

FB Financial Corporation (NYSE: FBK) will release earnings for its first quarter after the closing bell on Monday, April 13.

NASHVILLE, Tenn.--(BUSINESS WIRE)--FB Financial Corporation (“FB Financial” or “the Company”) (NYSE:FBK) announced today that it will release its 2026 first quarter results of operations on Monday, April 13, 2026, after the close of market trading. The Company will host a conference call at 8:00 a.m. Central Time on Tuesday, April 14, 2026, to discuss its first quarter results of operations. For investors or analysts who want to attend the call, the dial-in number is 877-883-0383, confirmation.

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