Equity Bancshares

EQBK

Market cap $764M

Equity Bancshares, Inc. remains a buy, trading below peers despite steady execution, clean credit, and clear earnings visibility. EQBK's Q3 saw a one-time GAAP loss due to portfolio restructuring, but adjusted earnings and revenue grew strongly, supported by acquisitions and efficiency gains. Credit quality remains solid, with manageable nonaccruals and strong capital ratios; integration of NBC and the upcoming Frontier acquisition drive scale and efficiency.

Equity Bancshares, Inc. (NYSE:EQBK ) Q3 2025 Earnings Call October 15, 2025 10:00 AM EDT Company Participants Brian Katzfey - VP and Director of Corporate Development & Investor Relations Brad Elliott - Founder, Chairman & CEO Chris Navratil - Executive VP & CFO Richard Sems - CEO & Director Conference Call Participants Terence McEvoy - Stephens Inc., Research Division Jeff Rulis - D.A. Davidson & Co., Research Division Nathan Race - Piper Sandler & Co., Research Division Damon Del Monte - Keefe, Bruyette, & Woods, Inc., Research Division Brett Rabatin - Hovde Group, LLC, Research Division Presentation Operator Hello, and welcome to the Equity Bancshares 2025 Q3 Earnings Call.

Image source: The Motley Fool.

Although the revenue and EPS for Equity Bancshares (EQBK) give a sense of how its business performed in the quarter ended September 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

Equity Bancshares (EQBK) came out with quarterly earnings of $1.21 per share, beating the Zacks Consensus Estimate of $0.99 per share. This compares to earnings of $1.31 per share a year ago.

WICHITA, Kan.--(BUSINESS WIRE)--Equity Bancshares, Inc. (NYSE: EQBK), (“Equity”, “the Company,” “we,” “us,” “our”), the Wichita-based holding company of Equity Bank, reported a net loss of $29.7 million or $1.55 per diluted share for the quarter ended September 30, 2025. Adjusting for pre-tax expenses associated with our merger with NBC Corp of Oklahoma ("NBC"), losses realized on the repositioning of our bond portfolio and double-count provisioning for NBC loans pre-tax income was $28.4 millio.

Besides Wall Street's top-and-bottom-line estimates for Equity Bancshares (EQBK), review projections for some of its key metrics to gain a deeper understanding of how the company might have fared during the quarter ended September 2025.

WICHITA, Kan.--(BUSINESS WIRE)-- #EquityBankUSA--Equity Bancshares, Inc. (NYSE:EQBK), (“Equity”), the Wichita-based holding company of Equity Bank, will release its third quarter financial results on Tuesday, October 14, 2025, with a press release issued after market close. Equity Chairman and Chief Executive Officer Brad Elliott and Chief Financial Officer Chris Navratil will hold a conference call and webcast to discuss earnings results on Wednesday, October 15, 2025 at 10 a.m. eastern time or 9 a.m. central.

POST, BBW, EQBK, ASC and SBH stand out with top efficiency ratios and strong earnings surprises.

TCOM, IMO and EQBK made it to the Zacks Rank #1 (Strong Buy) momentum stocks list on September 5, 2025.