ENVA icon

Enova International

91.79 USD
-7.76
7.80%
At close Apr 30, 4:00 PM EDT
After hours
91.99
+0.20
0.22%
1 day
-7.80%
5 days
-2.70%
1 month
-4.94%
3 months
-19.27%
6 months
4.16%
Year to date
-4.52%
1 year
51.64%
5 years
472.26%
10 years
395.89%
 

About: Enova International Inc provides online financial services, including short-term consumer loans, line of credit accounts, and installment loans to customers mainly in the United States and and Brazil. Consumers apply for credit online, the company's technology platforms process the applications, and transactions are completed quickly and efficiently. Its customers are predominantly retail consumers and small businesses. Enova markets its financing products under the names CashNetUSA, NetCredit, OnDeck, Headway Capital, and Simplic. The company also operates a money transfer platform under the name Pangea. Geographically, the company generates a majority of its revenue from its business in the United States and the rest from other international countries.

Employees: 1,787

0
Funds holding %
of 7,425 funds
0
Analysts bullish %
of 4 analysts

Fund manager confidence

Based on 2024 Q4 regulatory disclosures by fund managers ($100M+ AUM)

1,148% more call options, than puts

Call options by funds: $7.18M | Put options by funds: $575K

119.18% more ownership

Funds ownership: 92.76% [Q3] → 211.94% (+119.18%) [Q4]

74% more first-time investments, than exits

New positions opened: 47 | Existing positions closed: 27

50% more funds holding in top 10

Funds holding in top 10: 6 [Q3] → 9 (+3) [Q4]

12% more capital invested

Capital invested by funds: $2.05B [Q3] → $2.29B (+$242M) [Q4]

6% more funds holding

Funds holding: 278 [Q3] → 295 (+17) [Q4]

26% less repeat investments, than reductions

Existing positions increased: 90 | Existing positions reduced: 121

Research analyst outlook

4 Wall Street Analysts provided 1 year price targets over the past 3 months

Low target
$129
41%
upside
Avg. target
$135
47%
upside
High target
$138
50%
upside

4 analyst ratings

positive
100%
neutral
0%
negative
0%
JMP Securities
David Scharf
50% 1-year accuracy
21 / 42 met price target
47%upside
$135
Market Outperform
Reiterated
30 Apr 2025
Maxim Group
Michael Diana
33% 1-year accuracy
4 / 12 met price target
50%upside
$138
Buy
Maintained
6 Feb 2025
Stephens & Co.
Kyle Joseph
30% 1-year accuracy
3 / 10 met price target
48%upside
$136
Overweight
Maintained
5 Feb 2025
BTIG
Vincent Caintic
62% 1-year accuracy
8 / 13 met price target
41%upside
$129
Buy
Maintained
5 Feb 2025

Financial journalist opinion

Based on 13 articles about ENVA published over the past 30 days

Neutral
Seeking Alpha
1 day ago
Enova International, Inc. (ENVA) Q1 2025 Earnings Call Transcript
Enova International, Inc. (NYSE:ENVA ) Q1 2025 Earnings Conference Call April 29, 2025 5:00 PM ET Company Participants Lindsay Savarese - IR David Fisher - Chief Executive Officer Steven Cunningham - Chief Financial Officer Conference Call Participants David Scharf - Citizens Moshe Orenbuch - TD Cowen Kyle Joseph - Stephens John Hecht - Jefferies Operator Hello and welcome to the Enova International First Quarter 2025 Earnings Conference Call. [Operator Instructions] Please note, this event is being recorded.
Enova International, Inc. (ENVA) Q1 2025 Earnings Call Transcript
Positive
Zacks Investment Research
1 day ago
Enova International (ENVA) Q1 Earnings and Revenues Beat Estimates
Enova International (ENVA) came out with quarterly earnings of $2.98 per share, beating the Zacks Consensus Estimate of $2.77 per share. This compares to earnings of $1.91 per share a year ago.
Enova International (ENVA) Q1 Earnings and Revenues Beat Estimates
Neutral
PRNewsWire
1 day ago
Enova Reports First Quarter 2025 Results
Originations rose 26% and total company revenue increased 22% from the first quarter of 2024 Diluted earnings per share of $2.69 increased 64% and adjusted earnings per share1 of $2.98 rose 56% compared to the first quarter of 2024 Credit performance remained strong compared to a year ago with a stable net charge-off ratio of 8.6% and stable net revenue margin of 57% Year-over-year improvement in the consolidated 30+ day delinquency ratio of 7.7% and stability in the consolidated portfolio fair value premium of 115% reflect a stable credit outlook Liquidity, including cash and marketable securities and available capacity on facilities, totaled $1.1 billion at March 31 Share repurchases during the quarter totaled $63 million CHICAGO , April 29, 2025 /PRNewswire/ -- Enova International (NYSE: ENVA), a leading financial services company powered by machine learning and world-class analytics, today announced financial results for the first quarter ended March 31, 2025.  "We are pleased to deliver another quarter of strong financial results," said David Fisher, Enova's CEO.
Enova Reports First Quarter 2025 Results
Positive
Zacks Investment Research
2 days ago
Wall Street Analysts Think Enova International (ENVA) Could Surge 30.48%: Read This Before Placing a Bet
The average of price targets set by Wall Street analysts indicates a potential upside of 30.5% in Enova International (ENVA). While the effectiveness of this highly sought-after metric is questionable, the positive trend in earnings estimate revisions might translate into an upside in the stock.
Wall Street Analysts Think Enova International (ENVA) Could Surge 30.48%: Read This Before Placing a Bet
Positive
Zacks Investment Research
2 days ago
Oportun vs. Enova: Which Fintech Lender is the Smarter Buy Right Now?
OPRT and ENVA are making waves in the fintech lending space. But which one offers the better opportunity for investors?
Oportun vs. Enova: Which Fintech Lender is the Smarter Buy Right Now?
Positive
Zacks Investment Research
1 week ago
Is Enova International (ENVA) Stock Undervalued Right Now?
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
Is Enova International (ENVA) Stock Undervalued Right Now?
Positive
Zacks Investment Research
2 weeks ago
Is Enova International (ENVA) a Solid Growth Stock? 3 Reasons to Think "Yes"
Enova International (ENVA) possesses solid growth attributes, which could help it handily outperform the market.
Is Enova International (ENVA) a Solid Growth Stock? 3 Reasons to Think "Yes"
Positive
Zacks Investment Research
2 weeks ago
Enova International (ENVA) Earnings Expected to Grow: Should You Buy?
Enova International (ENVA) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
Enova International (ENVA) Earnings Expected to Grow: Should You Buy?
Positive
Zacks Investment Research
2 weeks ago
Why Enova International (ENVA) is Poised to Beat Earnings Estimates Again
Enova International (ENVA) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.
Why Enova International (ENVA) is Poised to Beat Earnings Estimates Again
Positive
Zacks Investment Research
2 weeks ago
Strength Seen in Enova International (ENVA): Can Its 11.7% Jump Turn into More Strength?
Enova International (ENVA) was a big mover last session on higher-than-average trading volume. The latest trend in earnings estimate revisions might not help the stock continue moving higher in the near term.
Strength Seen in Enova International (ENVA): Can Its 11.7% Jump Turn into More Strength?
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