Enova InternationalENVA
ENVA
About: Enova International Inc provides online financial services, including short-term consumer loans, line of credit accounts, and installment loans to customers mainly in the United States and and Brazil. Consumers apply for credit online, the company's technology platforms process the applications, and transactions are completed quickly and efficiently. Its customers are predominantly retail consumers and small businesses. Enova markets its financing products under the names CashNetUSA, NetCredit, OnDeck, Headway Capital, and Simplic. The company also operates a money transfer platform under the name Pangea. Geographically, the company generates a majority of its revenue from its business in the United States and the rest from other international countries.
Employees: 1,787
0
Funds holding %
of 7,323 funds
–
Analysts bullish %
Fund manager confidence
Based on 2025 Q1 regulatory disclosures by fund managers ($100M+ AUM)
431% more call options, than puts
Call options by funds: $5.84M | Put options by funds: $1.1M
76% more first-time investments, than exits
New positions opened: 51 | Existing positions closed: 29
6% more funds holding
Funds holding: 296 [Q4 2024] → 315 (+19) [Q1 2025]
1% less capital invested
Capital invested by funds: $2.29B [Q4 2024] → $2.27B (-$25.5M) [Q1 2025]
10% less repeat investments, than reductions
Existing positions increased: 108 | Existing positions reduced: 120
11% less funds holding in top 10
Funds holding in top 10: 9 [Q4 2024] → 8 (-1) [Q1 2025]
120.84% less ownership
Funds ownership: 211.93% [Q4 2024] → 91.08% (-120.84%) [Q1 2025]
Research analyst outlook
2 Wall Street Analysts provided 1 year price targets over the past 3 months
Low target
$124
19%
upside
Avg. target
$130
24%
upside
High target
$135
29%
upside
2 analyst ratings
2 positive
100%
0 neutral
0%
0 negative
0%
Seaport Global Bill Ryan | 19%upside $124 | Buy Initiated | 14 May 2025 |
JMP Securities David Scharf | 29%upside $135 | Market Outperform Reiterated | 30 Apr 2025 |
Financial journalist opinion
Based on 16 articles about ENVA published over the past 30 days
Positive
Zacks Investment Research
1 day ago
3 Reasons Growth Investors Will Love Enova International (ENVA)
Enova International (ENVA) could produce exceptional returns because of its solid growth attributes.
Positive
Zacks Investment Research
2 days ago
Is Enova International (ENVA) a Great Value Stock Right Now?
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
Positive
PYMNTS
5 days ago
Enova's Small Business Loans Surge as Main Street Looks to Nonbank Lenders
As small businesses navigate an uncertain macro environment, they're turning to nonbank lenders to gain access to capital. FinTech Enova on Thursday (July 24) reported earnings indicating that consumers, too, particularly those in the non-prime designations, are moving to the platform model for funds.
Positive
The Motley Fool
5 days ago
Enova Posts 22 Percent Q2 Revenue Gain
Enova Posts 22 Percent Q2 Revenue Gain
Positive
Zacks Investment Research
5 days ago
Why Fast-paced Mover Enova International (ENVA) Is a Great Choice for Value Investors
If you are looking for stocks that have gained strong momentum recently but are still trading at reasonable prices, Enova International (ENVA) could be a great choice. It is one of the several stocks that passed through our 'Fast-Paced Momentum at a Bargain' screen.
Neutral
Seeking Alpha
5 days ago
Enova International, Inc. (ENVA) Q2 2025 Earnings Call Transcript
Enova International, Inc. (NYSE:ENVA ) Q2 2025 Earnings Conference Call July 24, 2025 5:00 PM ET Company Participants Lindsay Savarese - Investor Relations David Fisher - President, CEO & Chairman Steven Cunningham - Chief Financial Officer Conference Call Participants Moshe Orenbuch - TD Cowen, Research Division David Scharf - Citizens JMP Securities, LLC, Research Division William Ryan - Seaport Research Partners John Hecht - Jefferies LLC, Research Division Vincent Caintic - BTIG, LLC, Research Division Kyle Joseph - Stephens Inc., Research Division John Rowan - Janney Montgomery Scott LLC, Research Division Operator Good afternoon, and welcome to the Enova International Second Quarter 2025 Earnings Conference Call. [Operator Instructions] Please note, this event is being recorded.
Positive
Zacks Investment Research
6 days ago
Enova International (ENVA) Q2 Earnings and Revenues Top Estimates
Enova International (ENVA) came out with quarterly earnings of $3.23 per share, beating the Zacks Consensus Estimate of $2.97 per share. This compares to earnings of $2.21 per share a year ago.
Neutral
PRNewsWire
6 days ago
Enova Reports Second Quarter 2025 Results
Originations rose 28% and total company revenue increased 22% from the second quarter of 2024 Diluted earnings per share of $2.86 increased 48% and adjusted earnings per share1 of $3.23 rose 46% compared to the second quarter of 2024 Consolidated credit performance remained strong with a net charge-off ratio of 8.1% and net revenue margin of 58% Year-over-year improvement in the consolidated 30+ day delinquency ratio of 7.1% and stability in the consolidated portfolio fair value premium of 115% reflect a stable credit outlook Liquidity, including cash and marketable securities and available capacity on facilities, totaled $1.1 billion at June 30th Share repurchases during the quarter totaled $54 million CHICAGO , July 24, 2025 /PRNewswire/ -- Enova International (NYSE: ENVA), a leading financial services company powered by machine learning and world-class analytics, today announced financial results for the second quarter ended June 30, 2025. "We are pleased to report another quarter of strong performance," said David Fisher, Enova's CEO.
Neutral
PRNewsWire
6 days ago
Enova Announces Planned Key Senior Leadership Changes
David Fisher, Chairman of the Board and CEO, to become Executive Chairman, effective January 1, 2026 Steve Cunningham, CFO, to become CEO, effective January 1, 2026 Scott Cornelis, Treasurer and VP of Finance, to become CFO, effective January 1, 2026 CHICAGO , July 24, 2025 /PRNewswire/ -- Enova International (NYSE: ENVA), a leading financial services company powered by machine learning and world-class analytics, today announced planned key senior leadership changes, which reflect the Company's long-term leadership transition planning. David Fisher, Enova's Chairman of the Board and Chief Executive Officer, will transition to the role of Executive Chairman of the Board of Directors, effective January 1, 2026, and will continue to lead the Board of Directors on company strategy while supporting stability and continuity during the leadership transitions.
Positive
Zacks Investment Research
1 week ago
Enova International (ENVA) Reports Next Week: Wall Street Expects Earnings Growth
Enova International (ENVA) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
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