Enova InternationalENVA
About: Enova International Inc provides online financial services, including short-term consumer loans, line of credit accounts, and installment loans to customers mainly in the United States and and Brazil. Consumers apply for credit online, the company's technology platforms process the applications, and transactions are completed quickly and efficiently. Its customers are predominantly retail consumers and small businesses. Enova markets its financing products under the names CashNetUSA, NetCredit, OnDeck, Headway Capital, and Simplic. The company also operates a money transfer platform under the name Pangea. Geographically, the company generates a majority of its revenue from its business in the United States and the rest from other international countries.
Employees: 1,787
Fund manager confidence
Based on 2024 Q4 regulatory disclosures by fund managers ($100M+ AUM)
1,148% more call options, than puts
Call options by funds: $7.18M | Put options by funds: $575K
119.18% more ownership
Funds ownership: 92.76% [Q3] → 211.94% (+119.18%) [Q4]
74% more first-time investments, than exits
New positions opened: 47 | Existing positions closed: 27
50% more funds holding in top 10
Funds holding in top 10: 6 [Q3] → 9 (+3) [Q4]
12% more capital invested
Capital invested by funds: $2.05B [Q3] → $2.29B (+$242M) [Q4]
6% more funds holding
Funds holding: 278 [Q3] → 295 (+17) [Q4]
26% less repeat investments, than reductions
Existing positions increased: 90 | Existing positions reduced: 121
Research analyst outlook
4 Wall Street Analysts provided 1 year price targets over the past 3 months
4 analyst ratings
JMP Securities David Scharf 50% 1-year accuracy 21 / 42 met price target | 47%upside $135 | Market Outperform Reiterated | 30 Apr 2025 |
Maxim Group Michael Diana 33% 1-year accuracy 4 / 12 met price target | 50%upside $138 | Buy Maintained | 6 Feb 2025 |
Stephens & Co. Kyle Joseph 30% 1-year accuracy 3 / 10 met price target | 48%upside $136 | Overweight Maintained | 5 Feb 2025 |
BTIG Vincent Caintic 62% 1-year accuracy 8 / 13 met price target | 41%upside $129 | Buy Maintained | 5 Feb 2025 |
Financial journalist opinion
Based on 13 articles about ENVA published over the past 30 days









