Dave Inc

DAVE

Market cap $2.95B

Dave (DAVE) stock has decreased by 24.2% in under a month, dropping from $256.05 on 27th Oct, 2025 to $194.10 currently. The fintech firm provides a mobile app for personal finance management, offering services such as budgeting tools, banking, and lending solutions.

Here is how Dave Inc. (DAVE) and OppFi Inc. (OPFI) have performed compared to their sector so far this year.

Prospect Capital added 23,455 shares of Dave Inc; position value up $3.42 million quarter-over-quarter Transaction equates to 1.9372% of reportable 13F assets under management Post-trade holding: 40,000 shares, valued at approximately $8.30 million Stake now accounts for approximately 3.17% of fund AUM, which places it outside the fund's top five holdings

Lumentum capitalized on the accelerating adoption of AI infrastructure, with record shipments of key optical components and the launch of innovative products. Rush Street Interactive: Despite headwinds from increased taxes in Illinois, New Jersey, and Colombia, the company raised its full-year guidance. Bloom Energy's stock soared 254% during 3Q, driven by surging demand for its fuel cell technology to power AI-focused data centers.

Los Angeles–based financial technology company Dave Inc. NASDAQ: DAVE has quietly become one of the market's more intriguing small-cap momentum stocks to watch into year-end.

The consensus price target hints at a 35.4% upside potential for DAVE INC (DAVE). While empirical research shows that this sought-after metric is hardly effective, an upward trend in earnings estimate revisions could mean that the stock will witness an upside in the near term.

Dave Inc. (DAVE) is experiencing strong growth from its new fee model and upcoming entry into the BNPL market. DAVE's revenue and user metrics have surged, supported by improved monetization and proprietary AI underwriting, with guidance raised for 2025. Despite operational momentum, DAVE trades at a premium valuation (36.4x forward PE), well above sector and peer averages, raising concerns.

have been highlighted in this Industry Outlook article.

Dave Inc. generates most of its revenue from its overdraft product, ExtraCash, targeting cash-tight, paycheck-to-paycheck customers. DAVE leverages an AI-driven underwriting model to offer instant, risk-appropriate overdraft transactions at lower costs than traditional banks. The company's digital-first approach enables efficient service delivery and cost-effective customer acquisition.

Improving revenues and cash flow since the pandemic, fueled by the swift adoption of remote work and other technological advancements, must help the Zacks Technology Services industry thrive. FUTU, DAVE and COHR are well-positioned to benefit from the exploding demand.