Central Pacific Financial

CPF

Market cap $840M

Central Pacific Financial Corp. (CPF) Q4 2025 Earnings Call Transcript

The headline numbers for Central Pacific Financial (CPF) give insight into how the company performed in the quarter ended December 2025, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.

Central Pacific Financial (CPF) came out with quarterly earnings of $0.85 per share, beating the Zacks Consensus Estimate of $0.73 per share. This compares to earnings of $0.7 per share a year ago.

HONOLULU--(BUSINESS WIRE)--Central Pacific Financial Corp. (NYSE: CPF) (the "Company"), parent company of Central Pacific Bank (the "Bank" or "CPB"), today reported net income of $22.9 million, or $0.85 per fully diluted share ("EPS"), for the fourth quarter of 2025. This compares to net income of $18.6 million, or EPS of $0.69, in the prior quarter and $11.3 million, or EPS of $0.42, in the same quarter last year. For the 2025 year, net income and EPS was $77.5 million and $2.86, respectively,.

Central Pacific Financial (CPF) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

HONOLULU--(BUSINESS WIRE)--Central Pacific Financial Corp. (NYSE: CPF), parent company of Central Pacific Bank, will release its fourth quarter 2025 earnings on January 28, 2026, before the open of the New York Stock Exchange. Management will review the results by conference call and live audio webcast beginning at 1:00 p.m. Eastern Time (8:00 a.m. Hawaii Time) on January 28, 2026. Interested parties may listen to the conference by calling 1-800-715-9871 (conference ID: 6299769), or by register.

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Central Pacific Financial Corp. ( CPF ) Q3 2025 Earnings Call October 29, 2025 2:00 PM EDT Company Participants Jayrald Rabago Arnold Martines - Chairman, President & CEO David Morimoto - Vice Chair & COO Dayna Matsumoto - Executive VP & CFO Ralph Mesick - Senior EVP & Chief Risk Officer Conference Call Participants David Feaster - Raymond James & Associates, Inc., Research Division Matthew Clark - Piper Sandler & Co., Research Division Kelly Motta - Keefe, Bruyette, & Woods, Inc., Research Division Presentation Operator Good afternoon, ladies and gentlemen. Thank you for standing by, and welcome to the Central Pacific Financial Corp. Third Quarter 2025 Conference Call.

The headline numbers for Central Pacific Financial (CPF) give insight into how the company performed in the quarter ended September 2025, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.

Central Pacific Financial (CPF) came out with quarterly earnings of $0.73 per share, missing the Zacks Consensus Estimate of $0.74 per share. This compares to earnings of $0.58 per share a year ago.