Center Bancorp

CNOB

Market cap $1.33B

ConnectOne Bancorp remains a buy, supported by merger synergies, improved margins, and robust credit quality post-FLIC acquisition. CNOB's enhanced deposit base and reduced reliance on high-cost funding have driven NIM expansion, with further gains expected from anticipated Fed rate cuts. Loan growth guidance of 3-5% for 2026 appears achievable, underpinned by a $600 million pipeline and favorable CRE trends.

ConnectOne Bancorp, Inc. (CNOB) Q4 2025 Earnings Call Transcript

While the top- and bottom-line numbers for ConnectOne (CNOB) give a sense of how the business performed in the quarter ended December 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

ConnectOne Bancorp (CNOB) came out with quarterly earnings of $0.83 per share, beating the Zacks Consensus Estimate of $0.74 per share. This compares to earnings of $0.52 per share a year ago.

Net Interest Margin Widens By 16 Basis Points Performance Metrics Gain Momentum Branch Rationalization to Result In 5 Closures Credit Trends Remain Solid Declares Common and Preferred Dividends ENGLEWOOD CLIFFS, N.J., Jan. 29, 2026 (GLOBE NEWSWIRE) -- ConnectOne Bancorp, Inc. (Nasdaq: CNOB) (the “Company” or “ConnectOne”), parent company of ConnectOne Bank (the “Bank”), today reported net income available to common stockholders of $38.0 million for the fourth quarter of 2025 compared with $39.5 million for the third quarter of 2025 and $18.9 million for the fourth quarter of 2024.

Options markets are flashing elevated post-earnings volatility for a cluster of stocks reporting this week, with the Federal Reserve's policy decision on Wednesday threatening to magnify price swings.

ENGLEWOOD CLIFFS, N.J., Jan. 15, 2026 (GLOBE NEWSWIRE) -- ConnectOne Bancorp, Inc. (Nasdaq: CNOB) (the “Company” or “ConnectOne”), parent company of ConnectOne Bank (the “Bank”), today announced that it plans to release results for the fourth quarter ended December 31, 2025, before the market opens on Thursday, January 29, 2026. Management will also host a conference call and audio webcast at 10:00 a.m. ET on January 29, 2026, to review the Company's financial performance and operating results.

ConnectOne Bancorp is upgraded to a buy, driven by the successful FLIC acquisition and improved balance sheet composition. Q3 results show a robust return on tangible equity (12.6%) and an expanding net interest margin, supported by a stronger funding mix and higher noninterest-bearing deposits. Credit quality remains impressive, with declining nonperforming assets and strong reserve coverage, positioning CNOB well for potential economic headwinds.

ConnectOne Bancorp, Inc. (CNOB) Q3 2025 Earnings Call Transcript

Credit Trends Remain Solid Net Interest Margin Widening as Expected Declares Common and Preferred Dividends ENGLEWOOD CLIFFS, N.J., Oct. 30, 2025 (GLOBE NEWSWIRE) -- ConnectOne Bancorp, Inc. (Nasdaq: CNOB) (the “Company” or “ConnectOne”), parent company of ConnectOne Bank (the “Bank”), today reported net income (loss) available to common stockholders of $39.5 million for the third quarter of 2025 compared with $(21.8) million for the second quarter of 2025 and $15.7 million for the third quarter of 2024.