Columbia FinancialCLBK
CLBK
About: Columbia Financial Inc is a federally chartered savings bank that serves the financial needs of depositors and the local community as a community-minded, customer service-focused institution. It offers traditional financial services to businesses and consumers. It attracts deposits from the general public and uses those funds to originate a variety of loans, including multifamily and commercial real estate loans, commercial business loans, one-to-four family real estate loans, construction loans, home equity loans and advances, and other consumer loans, and also offers a broad range of insurance products, investment solutions, and wealth management services.
Employees: 755
0
Funds holding %
of 7,296 funds
–
Analysts bullish %
Fund manager confidence
Based on 2025 Q1 regulatory disclosures by fund managers ($100M+ AUM)
90% more first-time investments, than exits
New positions opened: 19 | Existing positions closed: 10
7% more funds holding
Funds holding: 112 [Q4 2024] → 120 (+8) [Q1 2025]
3% more repeat investments, than reductions
Existing positions increased: 40 | Existing positions reduced: 39
0.08% more ownership
Funds ownership: 12.72% [Q4 2024] → 12.81% (+0.08%) [Q1 2025]
4% less capital invested
Capital invested by funds: $211M [Q4 2024] → $201M (-$9.45M) [Q1 2025]
32% less call options, than puts
Call options by funds: $269K | Put options by funds: $396K
Research analyst outlook
1 Wall Street Analyst provided 1 year price targets over the past 3 months
Low target
$16
15%
upside
Avg. target
$16
15%
upside
High target
$16
15%
upside
1 analyst rating
0 positive
0%
1 neutral
100%
0 negative
0%
Piper Sandler Mark Fitzgibbon | 15%upside $16 | Neutral Maintained | 1 May 2025 |
Financial journalist opinion
Neutral
Zacks Investment Research
1 month ago
Columbia Financial (CLBK) Reports Q1 Earnings: What Key Metrics Have to Say
While the top- and bottom-line numbers for Columbia Financial (CLBK) give a sense of how the business performed in the quarter ended March 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
Positive
Zacks Investment Research
1 month ago
Columbia Financial (CLBK) Matches Q1 Earnings Estimates
Columbia Financial (CLBK) came out with quarterly earnings of $0.09 per share, in line with the Zacks Consensus Estimate. This compares to earnings of $0.01 per share a year ago.
Neutral
GlobeNewsWire
1 month ago
Columbia Financial, Inc. Announces Financial Results for the First Quarter Ended March 31, 2025
FAIR LAWN, N.J., April 30, 2025 (GLOBE NEWSWIRE) -- Columbia Financial, Inc. (the “Company”) (NASDAQ: CLBK), the mid-tier holding company for Columbia Bank ("Columbia"), reported net income of $8.9 million, or $0.09 per basic and diluted share, for the quarter ended March 31, 2025, as compared to a net loss of $1.2 million, or $0.01 per basic and diluted share, for the quarter ended March 31, 2024. Earnings for the quarter ended March 31, 2025 reflected higher net interest income due to both an increase in interest income and a decrease in interest expense, lower provision for credit losses and a decrease in non-interest expense, partially offset by higher income tax expense.
Neutral
Zacks Investment Research
4 months ago
Is the Options Market Predicting a Spike in Columbia Financial (CLBK) Stock?
Investors need to pay close attention to Columbia Financial (CLBK) stock based on the movements in the options market lately.
Positive
Zacks Investment Research
4 months ago
Columbia Financial (CLBK) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates
The headline numbers for Columbia Financial (CLBK) give insight into how the company performed in the quarter ended December 2024, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.
Positive
Zacks Investment Research
4 months ago
Columbia Financial (CLBK) Beats Q4 Earnings and Revenue Estimates
Columbia Financial (CLBK) came out with quarterly earnings of $0.11 per share, beating the Zacks Consensus Estimate of $0.08 per share. This compares to earnings of $0.09 per share a year ago.
Neutral
GlobeNewsWire
4 months ago
Columbia Financial, Inc. Announces Financial Results for the Fourth Quarter and Year Ended December 31, 2024
FAIR LAWN, N.J., Jan. 28, 2025 (GLOBE NEWSWIRE) -- Columbia Financial, Inc. (the “Company”) (NASDAQ: CLBK), the mid-tier holding company for Columbia Bank ("Columbia"), reported a net loss of $21.2 million, or $0.21 per basic and diluted share, for the quarter ended December 31, 2024, as compared to net income of $6.6 million, or $0.06 per basic and diluted share, for the quarter ended December 31, 2023. The net loss for the quarter ended December 31, 2024 reflected lower non-interest income mainly due to the previously disclosed balance sheet repositioning transaction. As part of the Company's strategy to improve future earnings and expand its net interest margin, the Company sold $352.3 million of debt securities available for sale during the fourth quarter of 2024, and the proceeds from the sale were used to fund loan growth of $72.9 million, purchase $78.1 million of higher yielding debt securities and prepay $170.0 million of higher cost borrowings. This balance sheet repositioning transaction resulted in a pre-tax loss on the sale of securities and extinguishment of debt of $37.9 million. The quarter ended December 31, 2024 results also reflected a higher provision for credit losses, partially offset by higher net interest income, mainly due to an increase in interest income, lower non-interest expense and lower income tax expense. For the quarter ended December 31, 2024, the Company reported core net income of $11.4 million, an increase of $1.3 million, or 12.4%, compared to core net income of $10.1 million for the quarter ended December 31, 2023. The benefit of the balance sheet repositioning transaction was modest during the fourth quarter, as the settlement of the transaction occurred late in the quarter. (Refer to "Reconciliation of GAAP to Non-GAAP Financial Measures" for a reconciliation of GAAP net income to core net income.)
Neutral
Zacks Investment Research
5 months ago
Here's Why Columbia Financial (CLBK) is Poised for a Turnaround After Losing -11.12% in 4 Weeks
Columbia Financial (CLBK) is technically in oversold territory now, so the heavy selling pressure might have exhausted. This along with strong agreement among Wall Street analysts in raising earnings estimates could lead to a trend reversal for the stock.
Positive
Zacks Investment Research
5 months ago
What Makes Columbia Financial (CLBK) a New Buy Stock
Columbia Financial (CLBK) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy).
Neutral
Zacks Investment Research
6 months ago
CLBK Repositions Balance Sheet to Boost Earnings, Stock Slides 1.5%
Columbia Financial is repositioning its balance sheet to boost earnings, expand net interest margin and reduce reliance on wholesale funding.
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