Chime Financial

CHYM

Market cap $8.2B

Chime Financial, Inc. (CHYM) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy).

The consensus price target hints at a 51.1% upside potential for Chime Financial, Inc. (CHYM). While empirical research shows that this sought-after metric is hardly effective, an upward trend in earnings estimate revisions could mean that the stock will witness an upside in the near term.

Chime Financial (CHYM) offers a simple, high-margin neobank model, with rapid user growth and improving unit economics, despite recent stock under-performance. CHYM's Q3 results showed 21% YoY member growth, reduced CAC, rising LTV, and positive EBITDA, signaling strong scaling potential and margin expansion ahead. The valuation is compelling: CHYM trades at just 1.4x sales, a steep discount to peers, like SOFI, NU, and HOOD, despite similar unit dynamics.

SAN ANTONIO--(BUSINESS WIRE)--Heidi, a fast-growing healthcare AI company, is thrilled to announce its selection as the College of Health information Management Executives (CHIME)'s 2025 Foundation Partner of the Year. The award was presented to Heidi at this week's CHIME25 Fall Forum in San Antonio Texas, where about 800 digital health leaders gathered to discuss the future of innovation in healthcare. As this year's Foundation Partner of the Year, Heidi demonstrated excellence in partnership,.

SAN FRANCISCO--(BUSINESS WIRE)--Chime® (Nasdaq: CHYM), a leading consumer financial technology company, announced today that CFO Matt Newcomb will participate in a fireside chat at the UBS Global Technology and AI Conference in Scottsdale, AZ on Wednesday, December 3, 2025 at 12:55 p.m. Mountain Standard Time (11:55 a.m. Pacific Time). A live webcast of the fireside chat will be accessible on Chime's Investor Relations website at investors.chime.com. Replays will be available for a limited peri.

The consensus price target hints at a 52.1% upside potential for Chime Financial, Inc. (CHYM). While empirical research shows that this sought-after metric is hardly effective, an upward trend in earnings estimate revisions could mean that the stock will witness an upside in the near term.

Chime CEO Chris Britt says the company is seeing healthy consumer activity and discretionary spending. He discusses the volatility in Chime's stock and the company's earnings with Caroline Hyde and Ed Ludlow on “Bloomberg Tech.

Chris Britt, Chime co-founder and CEO, joins CNBC's 'Squawk on the Street' to discuss the company's most recent quarter, outlooks on consumer resiliency, and much more.

Chime Financial, Inc. ( CHYM ) Q3 2025 Earnings Call November 5, 2025 5:00 PM EST Company Participants David Pearce - Vice President of Investor Relations & Capital Markets Christopher Britt - Co-Founder, CEO & Chairperson Matthew Newcomb - Chief Financial Officer Mark Troughton - Chief Operating Officer Conference Call Participants Tien-Tsin Huang - JPMorgan Chase & Co, Research Division James Faucette - Morgan Stanley, Research Division Andrew Jeffrey - William Blair & Company L.L.C., Research Division Adam Frisch - Evercore ISI Institutional Equities, Research Division Timothy Chiodo - UBS Investment Bank, Research Division William Nance - Goldman Sachs Group, Inc., Research Division Darrin Peller - Wolfe Research, LLC Vasundhara Govil - Keefe, Bruyette, & Woods, Inc., Research Division Presentation Operator Good afternoon.

While the top- and bottom-line numbers for Chime Financial, Inc. (CHYM) give a sense of how the business performed in the quarter ended September 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.