Chime Financial

CHYM

Market cap $9.77B

Chime's stock slipped below its IPO price over the past seven months. Its slowing sequential growth spooked the bulls.

An analyst at a top white-shoe investment bank changed his recommendation for the better. Another pundit launched coverage of the stock, flagging it as a buy.

After years of watching fintech startups retreat to private markets and investors turn away from the sector, 2025 delivered an unexpected twist. Circle, Chime, and Klarna, three of the world's biggest fintech companies, returned to public markets and raised a combined $3.2 billion.

Every once in a while, a secular trend is so obvious that everyone can see it, and that is the case with AI. Drones are another important secular trend that we believe will benefit many areas of the economy. Robots used to be the province of science fiction movies, but today they are an integral and rapidly expanding area of the economy.

California-based StepStone Group initiated a position in Chime Financial during the third quarter, buying 150,000 shares for an estimated $3 million. The new position represents 1.4% of 13F reportable assets under management.

Chime provides fee-free banking services for underserved customers. Upstart's AI lending platform helps its partners reach more borrowers.

SAN FRANCISCO--(BUSINESS WIRE)--Chime® (Nasdaq: CHYM), a leading consumer financial technology company, today announced three promotions within its executive leadership team. Effective immediately, Mark Troughton has been promoted to the role of President, Janelle Sallenave to Chief Operating Officer, and Vineet Mehra to Chief Growth Officer. These leaders have been key drivers of Chime's mission and continued growth, including the company's expansion into new products such as MyPay and Chime C.

Chime Financial, Inc. (CHYM) Presents at UBS Global Technology and AI Conference 2025 Transcript

Chime Financial, Inc. (CHYM) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy).

The consensus price target hints at a 51.1% upside potential for Chime Financial, Inc. (CHYM). While empirical research shows that this sought-after metric is hardly effective, an upward trend in earnings estimate revisions could mean that the stock will witness an upside in the near term.