Pathward FinancialCASH
CASH
About: Pathward Financial Inc is a unitary savings and loan holding company. It's a wholly owned full-service banking subsidiary of Meta Financial, is both a community-oriented financial institution offering a variety of financial services to meet the needs of the communities it serves, and a payments company providing services on a nationwide basis. It operates through three reportable segments: Consumer: The Consumer segment includes the Partner Solutions business line, which collaborates with partners to navigate payment and lending needs; Commercial: The Commercial segment includes the Company's Commercial Finance business line, which helps businesses access funds needed to launch, operate, and grow; and Corporate Services. The majority of the revenue is generated from Consumer segment.
Employees: 1,244
0
Funds holding %
of 7,315 funds
–
Analysts bullish %
Fund manager confidence
Based on 2025 Q1 regulatory disclosures by fund managers ($100M+ AUM)
26% more first-time investments, than exits
New positions opened: 34 | Existing positions closed: 27
2% more funds holding
Funds holding: 242 [Q4 2024] → 247 (+5) [Q1 2025]
0% more funds holding in top 10
Funds holding in top 10: 6 [Q4 2024] → 6 (+0) [Q1 2025]
4.16% less ownership
Funds ownership: 94.45% [Q4 2024] → 90.29% (-4.16%) [Q1 2025]
6% less capital invested
Capital invested by funds: $1.74B [Q4 2024] → $1.63B (-$110M) [Q1 2025]
34% less repeat investments, than reductions
Existing positions increased: 68 | Existing positions reduced: 103
48% less call options, than puts
Call options by funds: $321K | Put options by funds: $620K
Research analyst outlook
2 Wall Street Analysts provided 1 year price targets over the past 3 months
Low target
$88
5%
upside
Avg. target
$91
9%
upside
High target
$94
12%
upside
2 analyst ratings
1 positive
50%
1 neutral
50%
0 negative
0%
Keefe, Bruyette & Woods Timothy Switzer | 5%upside $88 | Market Perform Maintained | 11 Jul 2025 |
Piper Sandler Frank Schiraldi | 12%upside $94 | Overweight Maintained | 23 Apr 2025 |
Financial journalist opinion
Positive
Seeking Alpha
5 days ago
Pathward Financial: Good Business, Attractive Valuation
Pathward Financial stands out with a high share of fee-based income and a high ROE business model. Despite ongoing net interest margin pressure from expected Fed rate cuts, management's shift to higher-yielding assets should partially offset this headwind. Valuation is attractive: forward P/E and PEG ratios are compelling given the company's robust EPS growth outlook and high return on tangible equity.
Positive
Zacks Investment Research
1 month ago
Pathward (CASH) Upgraded to Buy: What Does It Mean for the Stock?
Pathward (CASH) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy).
Neutral
Business Wire
1 month ago
Pathward Financial, Inc. Receives Expected Notice of Deficiency From Nasdaq Regarding Late Filing of Quarterly Report on Form 10-Q
SIOUX FALLS, S.D.--(BUSINESS WIRE)--Pathward Financial, Inc. ("Pathward Financial" or the “Company”) (Nasdaq: CASH) received an expected notice (the “Notice”) from the Listing Qualifications Department of the Nasdaq Stock Market LLC (“Nasdaq”) on May 22, 2025. The Notice indicated that the Company is not in compliance with Nasdaq Listing Rule 5250(c)(1) (the “Listing Rule”) as a result of its failure to timely file its Quarterly Report on Form 10-Q (“Form 10-Q”) for the fiscal quarter ended Mar.
Positive
Seeking Alpha
1 month ago
All That Fuss For What? - April Dividend Income Report
I prefer looking at my dividend growth rate. While my portfolio value declined since the beginning of the year, my dividend payments have increased. DOL runs compact stores (avg. 8,500 sq ft) in high-traffic areas across Canada. Over 90% of its revenue comes from general merchandise and consumables, with 60% from private-label goods. Apple reported a good quarter with revenue up 5% and EPS up 8%, which beat the analysts' expectations.
Neutral
Business Wire
1 month ago
Pathward Financial, Inc. Declares Cash Dividend
SIOUX FALLS, S.D.--(BUSINESS WIRE)--Pathward Financial, Inc. ("Pathward Financial" or the “Company”) (Nasdaq: CASH) announced that the Company will pay a cash dividend of $0.05 per share for the third quarter of fiscal year 2025. This dividend will be payable on July 1, 2025 to shareholders of record as of June 13, 2025. At March 31, 2025, the Company had total assets of $7.01 billion and shareholders' equity of $832.2 million. This press release and other important information about the Compan.
Neutral
Business Wire
2 months ago
Pathward CEO Brett Pharr Honored as Silver Stevie® Award Winner in 2025 American Business Awards®
FRANKLIN, Tenn.--(BUSINESS WIRE)--Pathward®, N.A., a national bank focused on financial access, today announced that Chief Executive Officer Brett Pharr has been named the winner of a Silver Stevie® Award for Maverick of the Year in the Business Services Industries category in the 23rd Annual American Business Awards®. The Maverick of the Year award recognizes an executive or manager who has affected the most positive change on his or her company and/or industry since the beginning of 2023. The.
Neutral
Business Wire
2 months ago
Renewable Properties Commences Construction on Three California Projects Totaling 17 MW of Solar and 16 MWh of Storage
SAN FRANCISCO--(BUSINESS WIRE)--Renewable Properties, a developer and investor in small-scale utility, community solar, energy storage, and electric vehicle infrastructure projects, has broken ground on three new solar projects in California. Scheduled for completion in 2025, the projects will deliver over 17 MWdc of clean, renewable power to customers through programs offered by Sonoma Clean Power (SCP) and Pacific Gas and Electric (PG&E). Optus Bank, Pathward®, N.A., and BridgePeak Energy.
Positive
Zacks Investment Research
2 months ago
Pathward (CASH) Reports Q2 Earnings: What Key Metrics Have to Say
Although the revenue and EPS for Pathward (CASH) give a sense of how its business performed in the quarter ended March 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
Neutral
Seeking Alpha
2 months ago
Pathward Financial, Inc. (CASH) Q2 2025 Earnings Call Transcript
Pathward Financial, Inc. (NASDAQ:CASH ) Q2 2025 Results Conference Call April 22, 2025 5:00 PM ET Company Participants Darby Schoenfeld - Senior Vice President, Investor Relations Brett Pharr - Chief Executive Officer Greg Sigrist - Executive Vice President and Chief Financial Officer Conference Call Participants Frank Schiraldi - Piper Sandler Joe Yanchunis - Raymond James Tim Switzer - KBW Operator Ladies and gentlemen, thank you for standing by and welcome to Pathward Financials' Second Quarter 2025 Earnings Conference Call. During the presentation, all participants will be in a listen-only mode.
Positive
Zacks Investment Research
2 months ago
Pathward Financial (CASH) Surpasses Q2 Earnings and Revenue Estimates
Pathward Financial (CASH) came out with quarterly earnings of $3.11 per share, beating the Zacks Consensus Estimate of $2.71 per share. This compares to earnings of $2.56 per share a year ago.
Charts implemented using Lightweight Charts™