Credit Acceptance
CACC
About: Credit Acceptance Corp is a consumer finance company that specializes in automobile loans. These loans are offered through a U.S. nationwide network of automobile dealers that benefit from sales of vehicles to consumers who could otherwise not obtain financing. The company also benefits from repeat and referral sales, and from sales to customers responding to advertisements for financing, but qualify for traditional financing. The company derives its revenue from finance charges, premiums earned on the reinsurance of vehicle service contracts, and other fees. Of these, financing charges, including servicing fees, are by far a source of revenue.
Employees: 2,431
Fund manager confidence
Based on 2025 Q2 regulatory disclosures by fund managers ($100M+ AUM)
705% more call options, than puts
Call options by funds: $200M | Put options by funds: $24.8M
33% more first-time investments, than exits
New positions opened: 36 | Existing positions closed: 27
3% more funds holding
Funds holding: 262 [Q1] → 269 (+7) [Q2]
8% more repeat investments, than reductions
Existing positions increased: 97 | Existing positions reduced: 90
0.84% more ownership
Funds ownership: 63.99% [Q1] → 64.82% (+0.84%) [Q2]
2% less capital invested
Capital invested by funds: $3.96B [Q1] → $3.86B (-$92.1M) [Q2]
14% less funds holding in top 10
Funds holding in top 10: 14 [Q1] → 12 (-2) [Q2]
Financial journalist opinion
