BAFN icon

BayFirst Financial Corp

8.45 USD
-0.10
1.17%
At close Updated Sep 12, 4:00 PM EDT
1 day
-1.17%
5 days
-5.06%
1 month
-9.53%
3 months
-43.67%
6 months
-50.9%
Year to date
-35.64%
1 year
-34.5%
5 years
-64.79%
10 years
-64.79%
 

About: BayFirst Financial Corp is a bank holding company, it generates its revenue from interest on loans and the gain-on-sale income derived from the sale of loans into the secondary market. The company serves a broad spectrum of individuals, families, and small businesses, supported by national business lines in residential and SBA lending and technology platforms. The primary source of funding for its loans is deposits. BayFirst measures performance through net interest income after provision for loan losses, return on average assets, and return on average common equity, while maintaining appropriate regulatory leverage and risk-based capital ratios. The company has various segment such as Real Estate(Residential, Commercial, and Construction & Land), Commercial and Industrial, Consumer.

Employees: 300

0
Funds holding %
of 7,462 funds
Analysts bullish %

Fund manager confidence

Based on 2025 Q2 regulatory disclosures by fund managers ($100M+ AUM)

200% more first-time investments, than exits

New positions opened: 3 | Existing positions closed: 1

15% more funds holding

Funds holding: 13 [Q1] → 15 (+2) [Q2]

0.27% more ownership

Funds ownership: 13.45% [Q1] → 13.72% (+0.27%) [Q2]

15% less capital invested

Capital invested by funds: $9.34M [Q1] → $7.93M (-$1.41M) [Q2]

33% less repeat investments, than reductions

Existing positions increased: 4 | Existing positions reduced: 6

Financial journalist opinion

Neutral
GlobeNewsWire
1 month ago
BayFirst Discontinues Bolt SBA 7(a) Loan Program
ST. PETERSBURG, Fla., Aug. 04, 2025 (GLOBE NEWSWIRE) -- BayFirst Financial Corp. (NASDAQ: BAFN) (“BayFirst” or “Company”), parent company of BayFirst National Bank (“Bank”) today announced that as part of a comprehensive strategic review aimed at positioning the Company for long-term growth and enhanced shareholder value, the Bank has discontinued its Bolt loan program, effective immediately. The Bolt loan program was an SBA 7(a) loan designed to provide small balance loans to small businesses, typically used for working capital. The Company continues to explore a range of opportunities intended to increase emphasis on the Bank's community banking activities in its Florida markets. The Company is also reviewing how it may strengthen its core SBA 7(a) offerings, improve its operations, and adapt to evolving local and financial market conditions.
BayFirst Discontinues Bolt SBA 7(a) Loan Program
Negative
Zacks Investment Research
1 month ago
BAFN Stock Slides 15% on Q2 Loss, Interest Income Up Y/Y
BayFirst Financial incurs a Q2 loss as elevated expenses pressured margins, despite growth in loan interest income.
BAFN Stock Slides 15% on Q2 Loss, Interest Income Up Y/Y
Neutral
The Motley Fool
1 month ago
BayFirst Q2 Net Loss Widens 425%
BayFirst Q2 Net Loss Widens 425%
BayFirst Q2 Net Loss Widens 425%
Neutral
GlobeNewsWire
1 month ago
BayFirst Financial Corp. Reports Second Quarter 2025 Results
ST. PETERSBURG, Fla., July 29, 2025 (GLOBE NEWSWIRE) -- BayFirst Financial Corp. (NASDAQ: BAFN) (“BayFirst” or the “Company”), parent company of BayFirst National Bank (the “Bank”) today reported a net loss of $1.2 million, or $(0.39) per common share and diluted common share, for the second quarter of 2025, compared to a net loss of $0.3 million, or $(0.17) per common share and diluted common share, in the first quarter of 2025.
BayFirst Financial Corp. Reports Second Quarter 2025 Results
Neutral
Zacks Investment Research
4 months ago
BayFirst Incurs Loss in Q1 as Loan Sales Decline, Stock Down 6%
BAFN incurs a first-quarter 2025 loss due to lower loan sale gains and elevated credit costs, while focusing on growing core deposits and conventional lending.
BayFirst Incurs Loss in Q1 as Loan Sales Decline, Stock Down 6%
Neutral
GlobeNewsWire
4 months ago
BayFirst Financial Corp. Reports First Quarter 2025 Results
ST. PETERSBURG, Fla., April 24, 2025 (GLOBE NEWSWIRE) -- BayFirst Financial Corp. (NASDAQ: BAFN) (“BayFirst” or the “Company”), parent company of BayFirst National Bank (the “Bank”) today reported a net loss of $0.3 million, or $0.17 per common share and diluted common share, for the first quarter of 2025, a decrease of 103.4% compared to $9.8 million, or $2.27 per common share or $2.11 per diluted common share, in the fourth quarter of 2024.
BayFirst Financial Corp. Reports First Quarter 2025 Results
Positive
Zacks Investment Research
4 months ago
Zacks Initiates Coverage of BayFirst With Outperform Recommendation
Find out why Zacks has given BayFirst an "Outperform" rating, being the first on Wall Street to initiate coverage on the stock. Explore how tech innovation, regional growth and strong earnings tailwinds position it as a standout in community banking.
Zacks Initiates Coverage of BayFirst With Outperform Recommendation
Neutral
GlobeNewsWire
5 months ago
BayFirst Announces First Quarter 2025 Conference Call and Webcast
ST. PETERSBURG, Fla., March 31, 2025 (GLOBE NEWSWIRE) -- BayFirst Financial Corp. (NASDAQ: BAFN) (“BayFirst” or the “Company”), parent company of BayFirst National Bank (the “Bank”) today announced that it will report its first quarter results after the market close on Thursday, April 24, 2025. Management will host a conference call on Friday, April 25, 2025, at 9:00 a.m. ET to discuss the results. The call will also be broadcast live via the internet.
BayFirst Announces First Quarter 2025 Conference Call and Webcast
Neutral
GlobeNewsWire
7 months ago
BayFirst Financial Corp. Reports Fourth Quarter 2024 Results
Earnings per common share increased to $2.11 for the quarter and $2.64 for the year; Net interest margin expanded by 26bps; Announced share buyback program Earnings per common share increased to $2.11 for the quarter and $2.64 for the year; Net interest margin expanded by 26bps; Announced share buyback program
BayFirst Financial Corp. Reports Fourth Quarter 2024 Results
Neutral
GlobeNewsWire
8 months ago
BayFirst Announces Fourth Quarter 2024 Conference Call and Webcast
ST. PETERSBURG, Fla., Dec. 31, 2024 (GLOBE NEWSWIRE) -- BayFirst Financial Corp. (NASDAQ: BAFN) (“BayFirst” or the “Company”), parent company of BayFirst National Bank (the “Bank”) today announced that it will report its fourth quarter results after the market close on Thursday, January 30, 2025. Management will host a conference call on Friday, January 31, 2025, at 9:00 a.m. ET to discuss the results. The call will also be broadcast live via the internet.
BayFirst Announces Fourth Quarter 2024 Conference Call and Webcast
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