Affinity Bancshares

AFBI

Market cap $117M

Affinity Bancshares reported strong H1 results, with net interest income up and EPS doubling year-over-year to $0.34 in Q2. AFBI's loan book is heavily weighted toward commercial real estate, with manageable non-accruing loans and strong collateralization in the office segment. The bank's tangible book value stands at $16.80 per share, trading at a reasonable premium and 13-14x annualized H1 earnings.

Affinity Bancshares Net Jumps in Q2

COVINGTON, Ga.--(BUSINESS WIRE)--Affinity Bancshares, Inc. Announces Second Quarter 2025 Financial Results.

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Affinity Bancshares saw a net profit of $5.44M in 2024, despite a 15% decrease in EPS due to increased non-interest expenses. The bank's net interest income rose to $29.2M, driven by higher interest income and controlled interest expenses. With a solid loan book and minimal loan loss provisions, Affinity's tangible book value per share increased to $17.30.

COVINGTON, Ga.--(BUSINESS WIRE)--Affinity Bancshares, Inc. Adopts Stock Repurchase Program.

COVINGTON, Ga.--(BUSINESS WIRE)--Affinity Bancshares. Inc. Announces Payment of Special Cash Dividend.

COVINGTON, Ga.--(BUSINESS WIRE)--Affinity Bancshares. Inc. Announces Fourth Quarter and the Year 2024 Financial Results.

ATLANTA--(BUSINESS WIRE)--APCU/Center Parc Credit Union and Affinity Bancshares, Inc. Announce Mutual Termination of Purchase Agreement.

NEW YORK--(BUSINESS WIRE)--Halper Sadeh LLC, an investor rights law firm, is investigating whether the sale of Affinity Bank, a wholly-owned subsidiary of Affinity Bancshares, Inc. (NASDAQ: AFBI), to Atlanta Postal Credit Union is fair to Affinity shareholders. The transaction is structured as a purchase and assumption agreement whereby Atlanta Postal is expected to acquire substantially all assets and assume substantially all liabilities of Affinity Bank in an all-cash transaction. Halper Sade.