Enact Holdings

ACT

Market cap $5.59B

Enact Holdings, Inc. ( ACT ) Q3 2025 Earnings Call November 6, 2025 8:00 AM EST Company Participants Daniel Kohl - Vice President of Investor Relations Rohit Gupta - President, CEO & Director Hardin Mitchell - Executive VP, CFO & Treasurer Conference Call Participants Bose George - Keefe, Bruyette, & Woods, Inc., Research Division Richard Shane - JPMorgan Chase & Co, Research Division Presentation Operator Hello, and welcome to Enact's Third Quarter 2025 Earnings Call. Please be advised that today's conference is being recorded.

Enact Holdings, Inc. (ACT) came out with quarterly earnings of $1.12 per share, in line with the Zacks Consensus Estimate . This compares to earnings of $1.16 per share a year ago.

GAAP Net Income of $163 million , or $1.10 per diluted share Adjusted Operating Income of $166 million , or $1.12 per diluted share Return on Equity of 12.4% and Adjusted Operating Return on Equity of 12.6% Primary Insurance in-force of $272 billion , a 2% year-over-year increase PMIERs Sufficiency of 162% or approximately $1.9 billion Book Value Per Share of $36.53 and Book Value Per Share excluding AOCI of $36.82 Increased Full-Year Capital Return Guidance to approximately $500 million

Secures approximately $170 million of excess of loss reinsurance coverage from a panel of third-party reinsurance providers Secures approximately $170 million of excess of loss reinsurance coverage from a panel of third-party reinsurance providers

Enact Holdings (ACT) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

RALEIGH, N.C., Oct. 09, 2025 (GLOBE NEWSWIRE) -- Enact Holdings, Inc. (Nasdaq: ACT) (Enact) announced it will issue its third quarter earnings release after the market closes on November 5, 2025. Enact will host a conference call to review third quarter 2025 financial results on November 6, 2025, at 8:00 a.m. (ET).

RALEIGH, N.C., Oct. 01, 2025 (GLOBE NEWSWIRE) -- Enact Holdings, Inc. (Nasdaq: ACT) (Enact) today announced that it has entered into a new $435 million five-year senior unsecured revolving credit facility (the “Credit Facility”) effective September 30, 2025. This Credit Facility replaces the previous $200 million senior unsecured revolving credit facility.

RALEIGH, N.C., Sept. 25, 2025 (GLOBE NEWSWIRE) -- Enact Holdings, Inc. (Nasdaq: ACT) (Enact), a leading provider of private mortgage insurance through its insurance subsidiaries, today announced that its flagship legal entity, Enact Mortgage Insurance Corporation, has entered into a quota share reinsurance agreement with a broad panel of reinsurers each currently rated “A-” or better by Standard & Poor's (“S&P”) or A.M.

OLDWICK, N.J.--(BUSINESS WIRE)--AM Best has revised the outlooks to positive from stable and affirmed the Financial Strength Rating (FSR) of A- (Excellent) and the Long-Term Issuer Credit Ratings (Long-Term ICR) of “a-” (Excellent) of the following operating subsidiaries of Enact Holdings, Inc. (EHI) (Delaware) [Nasdaq: ACT]: Enact Mortgage Insurance Corporation (EMIC) and Enact Mortgage Insurance Corporation of North Carolina (EMIC-NC) (collectively referred to as the Enact U.S.-domiciled comp.

Fourth Moody's Upgrade Since IPO Reflects Enact's Financial Discipline and Capital Strength Fourth Moody's Upgrade Since IPO Reflects Enact's Financial Discipline and Capital Strength